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Compare home insurance agents in Garden City. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Garden City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 18 home insurance agents in Garden City, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
100 Garden City Plaza Ste 412, Garden City, NY 11530
(516) 873-3200
agency.nationwide.com
Clancy & Clancy, a Division of RMS Insurance Brokerage, LLC
100 Ring Rd W #210, Garden City, NY 11530
(516) 746-2155
clancy-clancy.com
Brown & Brown of Garden City
595 Stewart Ave # 6, Garden City, NY 11530
(516) 745-1111
sobelins.com
The Viking Agency, Inc.
1225 Franklin Ave RM 325, Garden City, NY 11530
(516) 496-7711
vikingagency.com
Stratford Insurance Agency, LLC.
1205 Franklin Ave 340 3rd Floor, Garden City, NY 11530
(516) 489-7129
stratfordagency.com
Wright Specialty Insurance Agency LLC
900 Stewart Ave Ste 600, Garden City, NY 11530
(877) 976-2111
wrightspecialty.com
Toffales Insurance
377 Oak St, Garden City, NY 11530
(516) 228-0134
toffales.com
Home insurance agents in Garden City, New York help homeowners find coverage that meets state requirements and local needs. New York law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy options for windstorm, flood, and liability coverage specific to Long Island.
What Does a Home Insurance Agent in Garden City Cost?
Home insurance costs in Garden City vary based on home value, location, and coverage level. Average annual premiums in New York range from 1,200 to 2,500 dollars for standard policies. Factors like proximity to the coast, age of the home, and claims history affect pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Garden City do?
A home insurance agent helps you compare policies from different insurers, explains coverage limits and deductibles, and assists with claims. They know New York regulations, such as the requirement for insurers to offer replacement cost coverage on dwelling policies.
Is homeowners insurance required by law in New York?
New York state law does not require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. Without a mortgage, you can choose not to carry insurance, but it is risky.
How do I choose a home insurance agent in Garden City?
Look for an agent licensed in New York with experience in your area. Check their reputation through the New York State Department of Financial Services. Ask about policy options for flood and wind damage, which are common on Long Island.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.