The top-rated home insurance agent in Garden City, New York is Liam Masterson - State Farm Insurance Agent, rated 4.9 stars across 195 reviews. Other highly rated options include Sean McCarthy - State Farm Insurance Agent, Patriot Growth Insurance Services, Leo Fernandez: Allstate Insurance. This directory lists 19 home insurance agents serving Garden City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Liam Masterson - State Farm Insurance Agent | 725 Franklin Ave | (516) 222-0777 |
| 2 | Sean McCarthy - State Farm Insurance Agent | 1100 Stewart Ave Ste 3 | (516) 302-4457 |
| 3 | Patriot Growth Insurance Services | 377 Oak St #404 | (516) 419-5050 |
| 4 | Leo Fernandez: Allstate Insurance | 647 Franklin Ave Ste 200 | (516) 292-5100 |
| 5 | Simon Agency | 900 Stewart Ave #230 | (516) 593-2700 |
| 6 | The Drake Insurance Agency | 26 Nassau Blvd | (516) 916-4020 |
| 7 | The Town Agency, Inc. | 1205 Franklin Ave #102 | (516) 294-1000 |
| 8 | Acrisure Garden City, NY (Whitmore Group Ltd.) | 370 Old Country Rd | (516) 746-4141 |
| 9 | Zap My Insurance | 1205 Franklin Ave | (516) 294-4444 |
| 10 | Clancy & Clancy, a Division of RMS Insurance Brokerage, LLC | 100 Ring Rd W #210 | (516) 746-2155 |
Liam Masterson - State Farm Insurance Agent serves the Garden City, Nassau County area, specializing in home insurance policies for local homeowners. The agency assists clients in protecting their properties with tailored coverage options. Evaluating dwelling limits, liability protection, and personal property needs are part of the consultation process. Handling claims for weather-related damage and advising on adequate replacement cost coverage are specific services it manages in this region.
Sean McCarthy - State Farm Insurance Agent in Garden City, NY, offers a full range of home insurance services, including property coverage and liability protection for unexpected damages. Its service approach includes personalized policy reviews to help customers understand their coverage options and adjust plans as needs change. Maintenance guidance connects clients with resources for home upkeep, reducing future claims risks. This agent provides insurance solutions for various property types, such as single-family homes, apartments, retail spaces, and restaurants.
Patriot Growth Insurance Services provides coverage for homeowners, landlords, and property managers throughout the Garden City area. The agency works with local carriers to tailor policies that protect residential properties and personal assets. Clients seeking liability protection, dwelling coverage, or additional endorsements for valuable items can receive personalized guidance. They also offer assistance with comparing policies for seasonal properties. Their services extend into the neighboring communities of Mineola and parts of western Nassau County.
For homeowners considering their options, a home insurance agent can help with either a one-time policy review or an ongoing management of coverage needs, adjusting protection as a household’s assets change. Leo Fernandez: Allstate Insurance in Garden City, NY assists clients in selecting appropriate dwelling, liability, and personal property coverage tailored to local risks. Service is available on an as-needed basis, allowing policyholders to request consultations when evaluating new policies or updating existing plans.
Serving Garden City and the surrounding Nassau County communities, Simon Agency handles homeowners insurance policies for local residences. It covers standard protections for property damage, personal liability, and additional structures on a property. The agency works with various insurance carriers to present options that match a homeowner's needs and budget. For a typical job, it begins by assessing the property’s specific risks and then compares coverage quotes to build a policy that provides adequate protection.
The Drake Insurance Agency in Garden City, NY offers specialty custom policies for high-value homes and historic properties, covering unique architectural features and higher rebuild costs. It also provides standard homeowners insurance, including liability protection and personal property coverage for local residents. The agency assists clients with emerging seasonal concerns, such as wind and hail damage from severe nor’easters that frequently impact Long Island neighborhoods each autumn and winter.
The Town Agency, Inc. in Garden City, NY specializes in helping local property owners secure coverage for their homes. They also handle the addition of specific riders or endorsements to customize a basic policy for high-value personal assets or natural disaster protection common to Long Island. Their client base includes residential homeowners, as well as commercial operations requiring tailored plans for offices, warehouses, and food service establishments.
As winter storms and summer hurricanes approach Long Island, securing adequate coverage for your Garden City home becomes essential. Acrisure Garden City, NY (Whitmore Group Ltd.) provides guidance as a home insurance agent, helping homeowners assess their property risks and compare suitable policy options. They work to explain different coverage levels, from dwelling protection to liability, tailored to local needs. The typical first step involves a thorough inspection of your home’s condition and a detailed review of your personal assets.
Residential home insurance coverage is provided by Zap My Insurance for property owners in Garden City, New York. The agency also assists local business operators with commercial property policies throughout the region. They work closely with clients to review dwelling protection needs against common regional risks. Policy documents are carefully explained by their team to ensure each homeowner understands their coverage. Regular policy reviews and claim assistance are offered, with direct follow-up between scheduled appointments to help maintain appropriate protection over time.
What Does a a Home Insurance Agent in Garden City Cost?
Home insurance costs in Garden City vary based on home value, location, and coverage level. Average annual premiums in New York range from 1,200 to 2,500 dollars for standard policies. Factors like proximity to the coast, age of the home, and claims history affect pricing. This is general information, not insurance advice.
About home insurance agents in Garden City
Home insurance agents in Garden City, New York help homeowners find coverage that meets state requirements and local needs. New York law does not require homeowners insurance, but mortgage lenders typically mandate it. Agents can explain policy options for windstorm, flood, and liability coverage specific to Long Island.
Frequently Asked Questions
What does a home insurance agent in Garden City do?
A home insurance agent helps you compare policies from different insurers, explains coverage limits and deductibles, and assists with claims. They know New York regulations, such as the requirement for insurers to offer replacement cost coverage on dwelling policies.
Is homeowners insurance required by law in New York?
New York state law does not require homeowners insurance. However, most mortgage lenders require it as a condition of the loan. Without a mortgage, you can choose not to carry insurance, but it is risky.
How do I choose a home insurance agent in Garden City?
Look for an agent licensed in New York with experience in your area. Check their reputation through the New York State Department of Financial Services. Ask about policy options for flood and wind damage, which are common on Long Island.
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