Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 home insurance agents in Fulton, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Janet Lake - State Farm Insurance Agent
501 1/2 S 2nd St, Fulton, NY 13069
(315) 887-4037
insurewithlake.com
Horan Companies - The Insurance Place
67 S 2nd St, Fulton, NY 13069
(315) 592-2961
horaninsured.com
OVIA Insurance Agencies
60 S 1st St, Fulton, NY 13069
(315) 598-4278
Paul Crisafulli - State Farm Insurance Agent
210 Oneida St, Fulton, NY 13069
(315) 593-2434
paulcrisafulli.com
Eastern Shore Insurance Agency
101 Cayuga St, Fulton, NY 13069
(315) 598-6000
easternshoreia.com
Robert J MacDougall Agency Inc
18 Nestle Ave, Fulton, NY 13069
(315) 598-2745
Smart Insurance agency Fulton
696 Silk Rd, Fulton, NY 13069
(315) 592-7850
Canale Insurance & Accounting
201 S 2nd St, Fulton, NY 13069
(315) 598-2255
ciasvcs.com
Nationwide Insurance: Lance D Wiltse
120 Cayuga St Ste D, Fulton, NY 13069
(315) 592-3537
agency.nationwide.com
Ballard & Associates
215 S 1st St, Fulton, NY 13069
(877) 374-1783
ballardassoc.com
What Does a Home Insurance Agent in Fulton Cost?
The cost of home insurance in Fulton, New York typically ranges from 800 to 1500 dollars per year for a standard policy. Factors like your homes age, location, and coverage limits affect the price. New York law does not set fixed rates, so costs vary by situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Fulton do?
A home insurance agent helps you find a policy that fits your needs and budget. They explain coverage options like dwelling protection and liability. They also assist with claims and policy changes.
Do I need flood insurance in Fulton New York?
Flood insurance is not required by New York state law for most homes. However, if your home is in a FEMA-designated flood zone, your lender may require it. An agent can check your flood risk and help you get a separate policy from the National Flood Insurance Program.
How do New York insurance laws affect my home policy?
New York requires insurers to offer coverage for fire, lightning, and internal explosion. You also have a right to renew your policy unless specific conditions apply. Your agent can explain these protections and any time limits for filing a claim.