The top-rated home insurance agent in Freeport, New York is Lilian Rodriguez: Allstate Insurance Services, rated 4.9 stars across 68 reviews. Other highly rated options include DCAP Insurance, Ken Dookram - State Farm Insurance Agent, William Bonomo: Allstate Insurance. This directory lists 13 home insurance agents serving Freeport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lilian Rodriguez: Allstate Insurance Services | 386 Atlantic Ave | (516) 489-6900 |
| 2 | DCAP Insurance | 17 Sunrise Hwy | (516) 379-8900 |
| 3 | Ken Dookram - State Farm Insurance Agent | 49 W Merrick Rd | (516) 378-4466 |
| 4 | William Bonomo: Allstate Insurance | 149 W Merrick Rd | (516) 868-7900 |
| 5 | Mike Saadati: Allstate Insurance | Freeport, NY 11520 | (516) 539-9000 |
| 6 | White & Re Agency | 113 Sunrise Hwy B | (516) 378-5555 |
| 7 | Careful Trust Inc Co | 45 Church St | (516) 331-2427 |
| 8 | Insurance Associates, Inc. | 30 S Ocean Ave | (516) 234-6352 |
| 9 | American Agency Inc | 140 S Ocean Ave | (516) 379-3600 |
| 10 | Primerica | 42 Guy Lombardo Ave #205d | (516) 377-0027 |
Lilian Rodriguez: Allstate Insurance Services serves homeowners in Freeport, Nassau County, and the surrounding region with personal property protection. As a licensed home insurance agent, it helps clients find coverage for their dwellings and personal belongings. The agency assists residents in selecting policies that address common local risks, such as storm damage and liability concerns. It handles both standard homeowners insurance and additional coverage options like flood or windstorm protection tailored to area needs.
DCAP Insurance handles general home insurance processes for property owners in Freeport, New York. Policy additions may include extended dwelling coverage for unique structural features and scheduled personal property protection for high-value items like jewelry or electronics. The company addresses flood and windstorm exposure along the local waterfront. Commercial sectors served include offices, warehouses, and food service establishments requiring tailored liability and asset protection.
Ken Dookram - State Farm Insurance Agent in Freeport, NY, provides a full range of home insurance services, including policy consultations, coverage evaluations, and claims assistance. The agency offers routine policy reviews and ongoing support to help ensure clients maintain appropriate protection for their properties. This follow-through includes helping adjust coverage as a homeowner’s needs change over time. The company services single-family homes, apartments, retail locations, and restaurants in the local area.
William Bonomo: Allstone Insurance serves homeowners in Freeport, New York, providing coverage for dwelling protection, personal property, and liability needs. The agency also assists property managers and local business owners with tailored insurance solutions to safeguard their investments. Each policy is carefully reviewed to ensure adequate protection against common regional risks like storms and water damage. Serving the Freeport community and its surrounding neighborhoods, this agency additionally covers clients in the nearby Baldwin area for convenience.
Homeowners and property managers in Freeport, New York turn to Mike Saadati: Allstate Insurance for their home insurance needs. The agency works to structure policies that address dwelling coverage, personal property protection, and liability exposure specific to the local housing market. It can assist clients in assessing deductibles and endorsements to match individual risk profiles. The agency also serves residents in neighboring Baldwin and the broader Long Island metro area.
Serving Freeport and the surrounding Nassau County communities, White & Re Agency handles home insurance policies for local homeowners. It works with clients to secure coverage that protects dwellings, personal property, and liability. In each situation, the agency evaluates the property’s specific risks and the homeowner’s personal needs. To handle a typical job, it first reviews the home’s structure and contents, then compares policy options to match with an appropriate carrier.
For homeowners considering insurance, Careful Trust Inc Co in Freeport, NY offers both one-time policy purchases and recurring coverage options. These plans protect against hazards such as fire, theft, and weather damage common to the region. Clients can expect personalized advice on standard dwelling and liability protection. Service at this home insurance agent runs on an as-needed basis, with consultations available whenever a resident requires a new policy, annual review, or claim assistance.
Serving Freeport, these home insurance agents provide specialized coverage options including protection for dwelling structures, personal belongings, and liability. The agency further assists by connecting residents with tailored policies suited for single-family homes, condominiums, and rental properties throughout the local area. Recognizing that the coastal region presents distinct risks, the team helps homeowners review their policies ahead of the Atlantic hurricane season to ensure adequate coverage against potential wind and flood damage.
As summer storms approach homes in Freeport, residents often seek reliable coverage for potential wind and flood damage. American Agency Inc addresses these needs by offering property insurance that protects local structures and personal belongings from common regional weather events. The company helps customers compare different policies to find appropriate limits for their houses and detached garages. By evaluating specific risks like older roofs or basement flooding, the agency customizes each plan. An initial inspection survey is conducted to document existing conditions and recommend necessary updates.
Based in Freeport, NY, Primerica connects individuals with home insurance agents who help to secure property coverage. These agents typically assist in personalizing protection for a home’s structure and belongings. They may also help clients explore any applicable additional coverage options, such as riders for high-value items or liability protection. For commercial needs, the agency can similarly assist in arranging coverage for offices, warehouses, and food service operations across the local area.
What Does a a Home Insurance Agent in Freeport Cost?
Home insurance costs in Freeport New York vary based on home value location and coverage level. Average annual premiums for a standard homeowners policy in Nassau County range from 1200 to 2500 dollars. Properties near the water or with older roofs may cost more. Flood insurance through the NFIP averages about 700 to 1000 dollars per year in moderate risk zones. This is general information not insurance advice.
About home insurance agents in Freeport
Home insurance agents in Freeport New York help homeowners find coverage that meets state requirements and protects against local risks like coastal storms. New York law requires insurers to offer replacement cost coverage on dwelling policies. Agents can explain policy options including flood insurance which is often needed for Freeport properties near water.
Frequently Asked Questions
What does a home insurance agent in Freeport do?
A home insurance agent in Freeport helps you compare policies from different carriers to find coverage that fits your home and budget. They explain New York specific requirements such as the mandatory offer of replacement cost coverage. They also advise on additional coverages like flood insurance for coastal areas.
Do I need flood insurance for my Freeport home?
Flood insurance is not required by New York state law but is often required by mortgage lenders for homes in flood zones. Freeport is located on the South Shore and many properties are in Special Flood Hazard Areas. A local agent can help you determine your flood risk and obtain a policy through the National Flood Insurance Program.
How do New York insurance laws affect my home policy?
New York Insurance Law Section 3404 requires that homeowners policies include coverage for fire and lightning at minimum. Insurers must also offer replacement cost coverage on the dwelling. New York has a strict 30 day notice requirement for non payment cancellations and 45 days for other cancellations. Your agent can explain these protections.
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