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Find Flood Insurance Agents Near You in Orem, UT

Browse flood insurance agents serving Orem, Utah. Updated 2026-07-14.

The top-rated flood insurance agent in Orem, Utah is Advance Insurance, rated 4.8 stars across 1,319 reviews. Other highly rated options include Miller & Associates Insurance Advisors, Bear River Mutual Insurance - Keystone Insurance Services, L.A. Bowen Insurance Agency, Inc.. This directory lists 19 flood insurance agents serving Orem.

Showing 19 flood insurance agents in Orem, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Advance Insurance248 S State St(801) 226-1100
2Miller & Associates Insurance Advisors566 W 800 N UNIT 203(801) 228-1384
3Bear River Mutual Insurance - Keystone Insurance Services980 E 800 N # 204(801) 406-3953
4L.A. Bowen Insurance Agency, Inc.1345 W 1600 N St(801) 226-7283
5Utah Home and Auto Insurance998 1200 W(801) 290-8600
6Englund Insurance Group350 W Center St(385) 406-8886
7Hill Insurance & Investments LLC183 E 840 S(801) 226-0606
8Mr. Insurance LLC251 E 930 S(801) 375-5735
9Insurance Of America347 E 1200 S(801) 854-2348
10Salmon Insurance LLC1391 740 E(801) 223-3200
AI
248 S State St
Advance Insurance
Flood Insurance Agent · Orem, UT

Advance Insurance serves homeowners and businesses throughout Utah County from its Orem, Utah office, specializing in flood insurance agency services. The company guides property owners through the complexities of National Flood Insurance Program policies, helping clients assess their specific risk levels in this region. Evaluating flood zone maps and reviewing building elevation certificates are routine parts of its work. Premiums and coverage limits are carefully matched to each property’s location. Advance Insurance handles both standard residential flood policies and higher-limit commercial flood coverage for local businesses.

MA
566 W 800 N UNIT 203
Miller & Associates Insurance Advisors
Flood Insurance Agent · Orem, UT

Miller & Associates Insurance Advisors in Orem, UT provides a comprehensive range of flood insurance services, including policy assessment and coverage placement for properties at varying flood risks. The agency assists clients in reviewing their existing plans and adjusting them to meet evolving needs. It also offers guidance on maintenance recommendations to help protect insured structures from water damage. The company services a diverse portfolio of properties, including single-family homes, apartments, retail spaces, and restaurants throughout the local area.

BR
980 E 800 N # 204
Bear River Mutual Insurance - Keystone Insurance Services
Flood Insurance Agent · Orem, UT

Bear River Mutual Insurance - Keystone Insurance Services assists homeowners, businesses, and property managers in Orem, UT, with obtaining flood insurance coverage. The agency helps clients understand and secure policies that address flood risks common to the region. By reviewing individual property exposures, it recommends appropriate coverage options from available plans. Professional service aims to protect assets from potential water damage. The agency also serves properties throughout Utah County, including the neighboring community of Provo.

LB
1345 W 1600 N St
L.A. Bowen Insurance Agency, Inc.
Flood Insurance Agent · Orem, UT

L.A. Bowen Insurance Agency, Inc. serves Orem, Utah, and the surrounding Utah County communities, handling residential and commercial flood insurance needs. The agency provides policies that protect property owners from water damage caused by overflow, storm surge, or rising bodies of water. Recognizing the region's varied flood zone risks, representatives evaluate each client’s structure location and coverage requirements. The typical process begins with a consultation, followed by a comparison of available National Flood Insurance Program and private market options to secure a policy that meets individual financial and safety concerns.

UH
998 1200 W
Utah Home and Auto Insurance
Flood Insurance Agent · Orem, UT

Utah Home and Auto Insurance in Orem, UT, distinguishes between customers seeking a single flood policy for a specific property need and those desiring ongoing annual protection for long-term peace of mind. Their flood insurance policies cover physical damage to a building structure and its contents from rising water. Such coverage is essential in areas with variable weather patterns or proximity to waterways. Service runs on a one-time purchase or as a scheduled renewal, depending on the client’s requirements.

EI
350 W Center St
Englund Insurance Group
Flood Insurance Agent · Orem, UT

Spring snowmelt and flash thunderstorms can bring unexpected water risk to Utah County homes and businesses. Englund Insurance Group, based in Orem, UT, responds by reviewing individual property exposures and explaining how federal flood policies interact with standard coverage. The agency guides clients through elevation certificate requirements and policy waiting periods to avoid gaps in protection. A full property inspection is scheduled during the initial consultation to document current conditions.

HI
183 E 840 S
Hill Insurance & Investments LLC
Flood Insurance Agent · Orem, UT

As a flood insurance agent in Orem, UT, Hill Insurance & Investments LLC specializes in securing National Flood Insurance Program policies and private market coverage for residential and commercial properties. Its general service work includes assessing property-level flood zone risks and advising clients on appropriate coverage limits. This company helps residents and businesses understand policy exclusions and filing procedures. It regularly assists with coverage adjustments following FEMA map revisions or significant seasonal snowmelt that raises local water levels.

MI
251 E 930 S
Mr. Insurance LLC
Flood Insurance Agent · Orem, UT

Mr. Insurance LLC in Orem, Utah helps property owners secure coverage against flooding, a risk often excluded from standard policies. The agency specializes in navigating the specific requirements and underwriting needed for standalone flood insurance plans. Their guidance can address potential water damage from heavy runoff or nearby waterways. This service is available for commercial properties including offices, warehouse facilities, and enterprises involved in food service.

IA
347 E 1200 S
Insurance Of America
Flood Insurance Agent · Orem, UT

Insurance Of America offers residential flood insurance to homeowners in Orem, UT, protecting properties from water damage and rising water events. The agency also provides commercial flood coverage for businesses seeking protection against similar risks throughout the Utah County area. Local agents assist clients in understanding policy options to meet both standard and high-risk flood zone requirements. Customers can follow up easily or request repeat policy reviews between regular visits to address changing property needs or coverage questions.

SI
1391 740 E
Salmon Insurance LLC
Flood Insurance Agent · Orem, UT

Salmon Insurance LLC in Orem, UT provides flood insurance agency services for residential and commercial properties throughout Utah County. The agency assists clients with understanding flood zone designations and procuring coverage through the National Flood Insurance Program. Policies are tailored to protect homes and businesses from water damage caused by heavy rains, snowmelt, or rising waterways. Salmon Insurance LLC also specializes in securing excess flood insurance for high-value properties that require additional coverage beyond standard policy limits.

NI
175 S Orem Blvd Suite A
Nosso Insurance
Flood Insurance Agent · Orem, UT
(385) 505-4602
nossoinsurance.com
ND
825 E 800 N
Neal Dastrup Insurance
Flood Insurance Agent · Orem, UT
(801) 225-8008
dastrupinsurance.com
LI
382 W Center St
Lender Insurance
Flood Insurance Agent · Orem, UT
(801) 224-5151
lenderins.com
BR
248 S State St Suite 103
Bear River Mutual Agent | Tyler Parcell
Flood Insurance Agent · Orem, UT
(385) 265-2615
bearriverinsurance.net
BI
875 S Orem Blvd #1
Best Insurance
Flood Insurance Agent · Orem, UT
(801) 221-4767
WL
1443 W 800 N STE 202
Wasatch Leavitt
Flood Insurance Agent · Orem, UT
(801) 224-2044
leavitt.com/wasatch
DI
520 E 770 N
Dean Insurance Agency, Inc
Flood Insurance Agent · Orem, UT
(801) 763-1313
deanins.net
AI
558 N State St
Aspire Insurance Agency
Flood Insurance Agent · Orem, UT
(801) 997-8112
QI
766 S 400 E Suite 209
Quality Insurance Group LLC
Flood Insurance Agent · Orem, UT
(801) 427-3621
qualityinsgroup.com

What Does a a Flood Insurance Agent in Orem Cost?

Typical flood insurance costs in Orem Utah range from 400 to 2000 dollars per year for NFIP policies depending on flood zone property value and deductible. Private market premiums can be lower or higher based on risk assessment. Elevation certificates and flood mitigation improvements may reduce your rate. This is general information not insurance advice.

About flood insurance agents in Orem

Flood insurance agents in Orem Utah help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Utah law requires that all NFIP policies have a 30-day waiting period before coverage takes effect. Agents can assess your property flood risk based on FEMA flood zone maps and local drainage patterns.

Frequently Asked Questions

Is flood insurance required in Orem Utah?

Flood insurance is required if your property is in a high-risk flood zone and you have a federally backed mortgage. Even outside high-risk zones many properties in Orem face flash flood risks from Provo River tributaries.

What does a flood insurance agent do in Orem?

A flood insurance agent helps you determine your flood risk compare NFIP and private policy options and complete the application. They also advise on elevation certificates and flood mitigation measures specific to Utah County.

How long does it take to get flood insurance in Orem?

NFIP policies have a standard 30-day waiting period from application to coverage. Private insurers may offer shorter waits but always check terms. You cannot get same-day flood insurance in Utah.

Flood Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.