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HomeFlood Insurance AgentsUtah › Bountiful

Find Flood Insurance Agents Near You in Bountiful, UT

Browse flood insurance agents serving Bountiful, Utah. Updated 2026-07-14.

The top-rated flood insurance agent in Bountiful, Utah is Farmers Insurance - Mason Crapo, rated 5.0 stars across 677 reviews. Other highly rated options include John Henry Smith Insurance, Chad Bangerter: Allstate Insurance, Matt Culligan - State Farm Insurance Agent. This directory lists 17 flood insurance agents serving Bountiful.

Showing 17 flood insurance agents in Bountiful, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Mason Crapo106 W 500 S Suite 100(801) 683-3668
2John Henry Smith Insurance563 W 2600 S(801) 683-3200
3Chad Bangerter: Allstate Insurance48 400 S(801) 797-2799
4Matt Culligan - State Farm Insurance Agent535 W 500 S #5(801) 335-9016
5Curtis J. Vernon Insurance46 W 200 S(801) 292-5529
6CLEAR Insurance Solutions110 N Main St(801) 292-5327
7Axcess Insurance Group3263 US-89 #400(801) 295-0754
8Goosehead Insurance - Patrick Packer74 500 S # 110(801) 889-1395
9Jone Olson - State Farm Insurance94 W 200 N(801) 292-8413
10Heather Hansen American Family Insurance1468 N Main St(801) 296-2557
FI
106 W 500 S Suite 100
Farmers Insurance - Mason Crapo
Flood Insurance Agent · Bountiful, UT

Farmers Insurance - Mason Crapo serves the greater Bountiful, Utah area, offering flood insurance agent services designed to help property owners protect against water damage. The agency works with residents to assess flood risk and navigate available coverage options. Clients can receive personalized guidance on policy selection tailored to local floodplain conditions. Specific services handled in this area include federal flood insurance policy applications and reviews of existing coverage for homes or businesses.

JH
563 W 2600 S
John Henry Smith Insurance
Flood Insurance Agent · Bountiful, UT

John Henry Smith Insurance in Bountiful, Utah, provides comprehensive flood insurance services, including policy selection, risk assessment, and claims assistance for property owners. The company also offers annual policy reviews and renewal management to ensure clients’ coverage adapts to changing flood zone maps and individual needs. Agents guide customers through the National Flood Insurance Program and private market options. The firm services a diverse range of property types, including single-family homes, apartments, retail spaces, and full-service restaurants within the surrounding community.

CB
48 400 S
Chad Bangerter: Allstate Insurance
Flood Insurance Agent · Bountiful, UT

Chad Bangerter: Allstate Insurance serves homeowners, businesses, and property managers in Bountiful, Utah, who require flood insurance coverage to protect their assets from water damage. This agency assists clients in securing policies designed to cover structural losses and contents from flooding events common to the area. Navigating federal and private flood insurance options, the agent helps match coverage to each property’s specific risk level and budget. The agency also extends its services to communities throughout Davis County, including nearby Woods Cross and Farmington.

MC
535 W 500 S #5
Matt Culligan - State Farm Insurance Agent
Flood Insurance Agent · Bountiful, UT

Serving Bountiful, Utah, and the surrounding communities, Matt Culligan - State Farm Insurance Agent acts as a flood insurance agent for local homeowners and renters. It handles policies for properties in designated flood zones as well as those needing coverage due to high-risk weather events. The company generally works by first assessing a property's individual flood risk to recommend appropriate coverage limits and then guiding the client through the policy application process.

CJ
46 W 200 S
Curtis J. Vernon Insurance
Flood Insurance Agent · Bountiful, UT

For flood insurance, typically a single policy is obtained through the National Flood Insurance Program to cover structural damage from rising water, while ongoing commercial property adjustments might require separate consultations. Curtis J. Vernon Insurance in Bountiful, UT provides flood insurance agency guidance regarding local coverage options and policy requirements. Clients seek advice on floodplain maps, premium costs, and exclusions before purchasing their initial policy. Service is offered on an as-needed basis to address specific property inquiries or claims support following a flooding event.

CI
110 N Main St
CLEAR Insurance Solutions
Flood Insurance Agent · Bountiful, UT

CLEAR Insurance Solutions specializes in guiding property owners through the National Flood Insurance Program and private market options. It serves residential and commercial clients in Bountiful, Utah, helping them assess flood zone risks accurately. The company’s general service work includes policy comparisons and claims support for water damage protection. Each year, it assists homeowners preparing for spring runoff concerns that often increase local flood vulnerability.

AI
3263 US-89 #400
Axcess Insurance Group
Flood Insurance Agent · Bountiful, UT

Axcess Insurance Group, located in Bountiful, UT, provides flood insurance coverage to property owners in the area. The company specializes in policies designed to protect against flood damage, including supplemental coverage beyond standard homeowners insurance for specific flood risks. Homes with basements or low-lying lots can be evaluated for necessary protection. The agency works with local regulations and flood zone mapping to help clients secure appropriate policies. Its flood insurance services are available for commercial sectors such as offices, warehouses, and food service operations.

GI
74 500 S # 110
Goosehead Insurance - Patrick Packer
Flood Insurance Agent · Bountiful, UT

Goosehead Insurance - Patrick Packer provides residential flood insurance services for property owners in Bountiful, Utah. The agency also offers commercial flood coverage to local businesses. They serve clients throughout Bountiful and surrounding areas of Davis County. Their agents guide homeowners and business owners through flood insurance policy selection and coverage details for structures and contents. The agency encourages customers to schedule follow-up appointments to reassess coverage after seasonal weather changes or between regular policy reviews to ensure ongoing protection.

JO
94 W 200 N
Jone Olson - State Farm Insurance
Flood Insurance Agent · Bountiful, UT

Jone Olson - State Farm Insurance in Bountiful, UT, is known for providing flood insurance coverage to protect homes and businesses from water damage. The agency serves clients throughout the local area, helping them navigate policies offered through the National Flood Insurance Program. As a general practice, the agent works with property owners to assess their flood risk and secure appropriate protection. For areas prone to high water, the agency can specialize in adding supplemental contents coverage for personal belongings stored in lower levels.

HH
1468 N Main St
Heather Hansen American Family Insurance
Flood Insurance Agent · Bountiful, UT

Spring storms often bring the threat of heavy rain and runoff to Bountiful, UT, making flood insurance a critical concern for homeowners downstream of local canyons. Heather Hansen American Family Insurance offers tailored flood insurance guidance, helping residents understand their risk and secure coverage that aligns with federal and private options. The goal is to protect property against seasonal flooding events. An initial property assessment is conducted to evaluate specific area flood risks and recommend appropriate policy limits.

FP
442 N Main St 210 A
First Priority Insurance
Flood Insurance Agent · Bountiful, UT
(801) 436-5484
firstpriorityinsurance.com
MO
96 N 500 W Ste 270
Max Outsen Farmers Insurance Agency
Flood Insurance Agent · Bountiful, UT
(801) 928-2582
agents.farmers.com/ut/bountiful/max-outsen
JI
474 W 1150 S
Jolley Insurance Agency
Flood Insurance Agent · Bountiful, UT
(801) 298-4824
jolleyinsuranceutah.com
LA
207 500 S
The Leavitt Agency
Flood Insurance Agent · Bountiful, UT
(801) 292-8819
aaiutah.com
JI
533 W 2600 S #135
Johnson Insurance Agency
Flood Insurance Agent · Bountiful, UT
(801) 296-2000
mlagents.americannational.com/timjohnson-448
BI
1075 S 500 W STE 100
B&A Insurance Producers
Flood Insurance Agent · Bountiful, UT
(801) 487-2300
bowthorpeinsurance.com
C1
750 S Main St #6371
City 1st Insurance
Flood Insurance Agent · Bountiful, UT
(801) 960-3705
city1stinsurance.com

What Does a a Flood Insurance Agent in Bountiful Cost?

Flood insurance costs in Utah vary based on flood zone, property value, and coverage limits. NFIP policies in Bountiful typically range from 600 to 2,000 dollars per year for standard homes. Private flood insurance may cost more or less depending on risk factors. This is general information and not insurance advice.

About flood insurance agents in Bountiful

Flood insurance agents in Bountiful, Utah help homeowners and renters secure coverage through the National Flood Insurance Program or private insurers. Utah law does not require flood insurance for most properties, but lenders may mandate it for homes in high-risk flood zones. Bountiful sits near the Wasatch Front, where spring runoff and heavy storms can cause localized flooding.

Frequently Asked Questions

What does a flood insurance agent in Bountiful do?

A flood insurance agent helps you assess your flood risk, compare policies, and purchase coverage that meets your needs. They can explain the difference between NFIP and private flood insurance options available in Utah.

Is flood insurance required in Bountiful Utah?

Utah law does not require flood insurance, but mortgage lenders often require it for properties in Special Flood Hazard Areas. Even if not required, many homeowners choose coverage to protect against flash floods and snowmelt.

How long does it take to get a flood insurance policy in Utah?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is forecast.

Flood Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.