The top-rated flood insurance agent in Farmington, Utah is Todd Forman: Allstate Insurance, rated 5.0 stars across 137 reviews. Other highly rated options include Justin Zlotnick - State Farm Insurance Agent, AAA Farmington Branch, Bear River Insurance - Rob Jackson Insurance Davis County. This directory lists 18 flood insurance agents serving Farmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Todd Forman: Allstate Insurance | 11 E State St | (801) 451-2124 |
| 2 | Justin Zlotnick - State Farm Insurance Agent | 1466 US-89 #240 | (801) 451-2997 |
| 3 | AAA Farmington Branch | 1067w Grand Avenue Suite 101 | (801) 683-4900 |
| 4 | Bear River Insurance - Rob Jackson Insurance Davis County | 1353 N 1075 W #206 | (801) 406-1144 |
| 5 | Insurance4utah Since 1968 | 1361 US-89 #14 | (385) 350-6400 |
| 6 | Skye Watson - State Farm Insurance Agent | 240 N E Promontory Ste 217 | (801) 939-3109 |
| 7 | Insur-West, Inc | 286 S 200 W #140 | (801) 451-8300 |
| 8 | Mike Rowan - State Farm Insurance Agent | 47 S 100 E | (801) 447-9647 |
| 9 | Shield National | 115 S 200 E | (888) 508-2435 |
| 10 | Farmers Insurance - Tanner Naylor | 352 S 200 W #4 | (801) 447-8742 |
Todd Forman: Allstate Insurance serves homeowners, businesses, and property managers in Farmington, Utah, by guiding them through flood insurance options. The agency helps clients assess their property’s flood risk and select appropriate coverage, which is especially relevant given the area’s proximity to streams and the Great Salt Lake watershed. Policies offered through the National Flood Insurance Program and private markets provide financial protection against water damage from storms or rising water. The agent also covers neighboring communities such as Kaysville and the greater Davis County area.
Justin Zlotnick - State Farm Insurance Agent in Farmington, UT offers a full range of flood insurance products and policy management services. It helps secure property against water damage and provides guidance on filing claims or adjusting coverage as conditions change. Ongoing policy reviews ensure adequate protection for evolving needs. The agent services single-family homes, apartments, retail spaces, and restaurants.
AAA Farmington Branch serves Davis County and the Farmington, Utah area as a flood insurance agent. It assists property owners in this foothill and lakeside region with securing protection against water damage from spring runoff and heavy storms. As a local agent, it provides guidance on federal and private flood insurance options. The company specifically handles risk assessment for properties near the Great Salt Lake and assists with claims processing for flood-related losses.
Serving Farmington and the surrounding Davis County communities, Bear River Insurance - Rob Jackson Insurance handles flood insurance agent services, including policy evaluation and placement. It addresses the unique flood risks and requirements property owners face in this area. For a typical job, the company reviews specific property locations against local flood maps and client coverage needs to recommend suitable policy options.
A flood insurance agent can assist with one-time policies for specific property purchases or recurring annual coverage to protect against ongoing flood risks. Serving the Farmington, UT area, Insurance4utah Since 1968 explains different coverage options, such as structural protection and contents coverage, tailored to local flood zones. This agent clarifies policy details and claim procedures, helping property owners understand their federal and private insurance choices. Service is offered on either a one-time or as-needed basis to meet individual client requirements.
Skye Watson - State Farm Insurance Agent in Farmington, UT provides specialized flood insurance services tailored to residential and commercial properties. It also offers general insurance consultations to help clients assess their overall protection needs. As a local agent, it assists customers in understanding coverage options that address water damage risks common in the region. Its work is particularly vital ahead of spring runoff or following heavy storms that increase the likelihood of flooding from nearby waterways.
When spring snowmelt sends runoff into the Wasatch foothills, homeowners in Farmington must consider their exposure to rising waters from Ward Canyon and nearby creeks. Insur-West, Inc helps residents navigate flood insurance agent options tailored to the unique risk patterns of Davis County. The company assists clients in understanding federal flood maps and securing appropriate National Flood Insurance Program policies for their specific property elevations. A typical introductory step involves scheduling a property inspection to assess drainage and potential flood-zone concerns.
Mike Rowan - State Farm Insurance Agent in Farmington, UT provides general insurance services for residents and businesses. As a flood insurance agent, the company helps property owners obtain coverage against water damage from rising waters or heavy storms. Policies are arranged through the National Flood Insurance Program and private markets to protect buildings and contents. This coverage is available for commercial sectors, including offices, warehouses, and food service locations.
Shield National provides flood insurance services to residential properties in Farmington, Utah, ensuring homeowners can secure coverage against water damage. The agency also handles commercial policies for local business owners seeking protection for their assets. Its service area includes Farmington and the surrounding communities in Davis County. After a claim is filed or a policy is renewed, the office follows up with clients to confirm satisfaction, offering ongoing assistance between regular policy review visits.
Farmers Insurance - Tanner Naylor, located in Farmington, UT, is known for offering flood insurance to protect residential and commercial properties from water damage. The agency helps local clients obtain coverage through the National Flood Insurance Program and private markets, addressing risks common in flood-prone areas. Policies can be tailored to meet specific property needs, including building and contents protection. For added security, the agency also provides excess flood coverage for high-value assets or extra liability.
What Does a a Flood Insurance Agent in Farmington Cost?
Flood insurance premiums in Utah typically range from 500 to 2,500 dollars per year for a standard NFIP policy, depending on flood zone risk, building elevation, and coverage amount. Private market policies may cost 300 to 1,800 dollars annually for similar coverage. Costs vary significantly by property and flood risk. This is general information, not insurance advice.
About flood insurance agents in Farmington
Flood insurance agents in Farmington Utah assist homeowners and businesses with policies from the National Flood Insurance Program (NFIP) and private carriers. Utah law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. Local agents understand Farmington flood maps near Davis County streams and can help you meet state lending requirements.
Frequently Asked Questions
Do I need flood insurance in Farmington Utah?
If your property is in a Special Flood Hazard Area (SFHA) shown on FEMA maps and you have a federally backed mortgage, flood insurance is required by federal law. Even outside high-risk zones, agents often recommend coverage because Utah can experience flash flooding from mountain runoff.
How do I find a flood insurance agent in Farmington?
You can search the Utah Insurance Department website for licensed agents who sell flood insurance. Many local independent agents in Farmington offer NFIP policies and can also compare private market options for better rates or higher coverage limits.
What does a flood insurance agent do for me?
An agent reviews your property location against FEMA flood maps, explains policy options and exclusions, and helps you complete the application. They also advise on the 30-day waiting period for NFIP policies and any elevation certificate requirements specific to Davis County.
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