ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse flood insurance agents serving Layton, Utah. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Layton, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Utah before hiring.
Showing 17 flood insurance agents in Layton, UT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stratford Insurance Group
2307 N Hill Field Rd STE 103, Layton, UT 84041
(801) 784-4938
sigutah.com
Richard Dunkley - State Farm Insurance Agent
1706 N Heritage Park Blvd Ste 3, Layton, UT 84041
(801) 773-3121
dunkleyinsurance.com
Jason Oyler - State Farm Insurance Agent
1398 N Hill Field Rd, Layton, UT 84041
(801) 546-6108
jasonoyler.com
Mountain Ridge Insurance Group
393 W Gordon Ave Suite 1, Layton, UT 84041
(801) 820-6402
mountainridgeinsurance.com
Farm Bureau Financial Services: Jordan Spicer
1528 Woodland Park Dr Ste 10, Layton, UT 84041
(385) 393-2747
fbfs.com
Glen Toomer: Allstate Insurance
1848 N Hill Field Rd Ste 2, Layton, UT 84041
(801) 776-8326
agents.allstate.com
Weston Insurance Agency
1834 E 3100 N suite 101, Layton, UT 84040
(801) 513-9513
westoninsagency.com
Kevin Bell - Farm Bureau Financial Services
1010 N Hill Field Rd Suite 200, Layton, UT 84041
(385) 393-2750
kevinbell.fbfs.com
Lisa Olsen: Allstate Insurance
1771 N Main St Ste 1, Layton, UT 84041
(801) 820-2033
agents.allstate.com
C and C Insurance
2182 N Hill Field Rd Ste 1, Layton, UT 84041
(801) 774-0704
Ben Gibby: Allstate Insurance
2984 N Hill Field Rd Suite B, Layton, UT 84041
(801) 773-5100
agents.allstate.com
Taylor and Walker Insurance Group
1992 Antelope Dr #110, Layton, UT 84041
(801) 773-7327
taylorandwalkerinsurance.com
Safety Insurance Utah
934 S Main St, Layton, UT 84041
(801) 515-2717
Secured Pillar Insurance LLC
401 W 2000 N, Layton, UT 84041
(801) 997-8116
Schroader-Blackley Insurance
908 W Gordon Ave #7, Layton, UT 84041
(801) 544-7283
schroaderblackley.com
Allgrunn Insurance Agency
880 Heritage Park Blvd, Layton, UT 84041
(801) 779-0800
Heiner's Insurance Center Layton
377 N Main St, Layton, UT 84041
(801) 593-9597
Flood insurance agents in Layton Utah help property owners secure coverage through the National Flood Insurance Program or private insurers. Because Layton sits near the Great Salt Lake and has areas in designated flood zones, many lenders require flood insurance for mortgages. Utah law does not mandate flood insurance for all properties, but agents can explain local flood risk and policy options.
What Does a Flood Insurance Agent in Layton Cost?
The cost of flood insurance in Utah varies based on your property's flood zone, elevation, and coverage amount. For a typical Layton home in a moderate-risk zone, an NFIP policy may cost between 500 and 1,500 dollars per year. High-risk zone properties can cost 2,000 dollars or more annually. Private flood insurance may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Layton Utah?
Flood insurance is not required by Utah state law for all properties. However, if your property is in a high-risk flood zone designated by FEMA, your mortgage lender will likely require it. Even properties outside high-risk zones can flood, so many agents recommend considering a policy.
How do I find a flood insurance agent in Layton?
You can search for licensed insurance agents in Davis County who offer flood policies through the National Flood Insurance Program or private insurers. Local agents familiar with Layton can help you understand your specific flood zone and coverage needs.
What does flood insurance cover in Utah?
Standard flood insurance policies cover direct physical damage to your building and its contents from flooding. This includes water from rivers, lakes, or heavy rain that enters your home. Flood insurance does not cover sewer backups unless they are caused by flooding.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Layton who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Utah.