The top-rated flood insurance agent in Murray, Utah is Bear River Mutual Insurance Company, rated 4.4 stars across 1,982 reviews. Other highly rated options include Lambert Insurance Services, Preator Insurance Agency- Farmers Insurance, Coordinated Insurance Services. This directory lists 12 flood insurance agents serving Murray.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bear River Mutual Insurance Company | 778 E Winchester St | (801) 267-5000 |
| 2 | Lambert Insurance Services | 488 E Winchester St #210 | (801) 937-7030 |
| 3 | Preator Insurance Agency- Farmers Insurance | 111 E 5600 S Suite 206 | (801) 441-2712 |
| 4 | Coordinated Insurance Services | 5788 S 900 E | (801) 568-9800 |
| 5 | John Hansens Insurance | 392 E Winchester St Suite 202 | (845) 536-3862 |
| 6 | Wilkins & Associates Insurance | 175 E 6100 S | (801) 268-6834 |
| 7 | IMSC Insurance Offices, Inc | 184 E Vine St #104 | (801) 262-9002 |
| 8 | Bennion-Taylor Insurance | 461 Murray Blvd | (801) 263-9883 |
| 9 | Fortis Insurance Agency LLC | 4424 S 700 E Suite 225 | (801) 590-8804 |
| 10 | Statewide Insurance Agency | 4426 S Century Dr Ste D1 | (801) 506-5060 |
Bear River Mutual Insurance Company serves the Salt Lake City metro area, including Murray, UT, as a flood insurance agent. It provides coverage for residential and commercial properties against water damage from rising waters. Policies are designed to protect structures and their contents from flood-related losses. The agency assists clients in navigating National Flood Insurance Program requirements and securing appropriate coverage limits. Common services it handles include flood risk assessments for homes and claim filing support after storm events.
Lambert Insurance Services in Murray, UT provides flood insurance agent services including policy consultations, risk assessments, and claims assistance. The company offers annual policy reviews and coverage adjustments to match changing flood zone maps and property values. It regularly updates clients on federal program modifications and local floodplain regulations. Lambert Insurance Services handles properties such as single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Murray, UT turn to Preator Insurance Agency- Farmers Insurance for flood insurance solutions. As a local flood insurance agent, this agency helps clients understand National Flood Insurance Program options and secure policies that protect against water damage risks. The team works to assess individual property vulnerabilities and coverage needs. Preator Insurance Agency also serves property owners in the surrounding Salt Lake City metro area, including nearby communities such as West Valley City.
Coordinated Insurance Services serves Murray, Utah, and the surrounding Salt Lake Valley communities, handling residential and commercial flood insurance needs. The agency helps property owners navigate their policies and coverage for water damage from natural flooding events. Each typical job begins with a detailed risk assessment of the client's property and local flood zone data, then proceeds to match the client with a suitable National Flood Insurance Program policy and ensure the application is correctly submitted.
Flood insurance from John Hansens Insurance can be obtained either as a one-time policy for individual claims or as a recurring annual plan for continuous property protection. Each option covers damage from rising water events common in the Murray, UT area, including residential and commercial structures. Clients receive local guidance on federal requirements and private coverage gaps. This service runs on either a one-time basis for a single property or as a scheduled annual renewal for ongoing needs.
Wilkins & Associates Insurance in Murray, UT provides specialized service for securing flood insurance policies, addressing the specific needs of residential and commercial property owners. It works regularly with clients to navigate flood zone designations and coverage options required by lenders and local regulations. The agency helps homeowners and businesses in the area protect their assets against water damage from heavy spring runoff or sudden summer thunderstorms.
When late-winter snowmelt or heavy spring rains threaten basements and low-lying neighborhoods in Murray, flood insurance becomes a pressing concern. IMSC Insurance Offices, Inc helps property owners understand federal flood policies and secure coverage specific to local floodplain risks. The agency assists clients in evaluating their property's exposure and navigating the paperwork required by lenders or the National Flood Insurance Program. A licensed agent can schedule a walk-through of the home or business to identify potential vulnerabilities and discuss available coverage limits before beginning the formal application.
Bennion-Taylor Insurance in Murray, Utah assists property owners with a full range of risk management policies and specializes in flood insurance protection. This niche coverage helps secure homes and businesses against water damage from heavy storms and overflowing waterways common to the region. The agency serves diverse commercial sectors, including corporate offices, retail warehouses, and food service establishments requiring tailored liability and property safeguards.
Fortis Insurance Agency LLC serves residential clients in Murray by providing flood insurance policies designed to protect homes from water damage, and the agency also offers commercial coverage for local businesses facing similar risks. Their service area encompasses the surrounding region where flood hazards exist. Clients can expect clear guidance throughout the application process, and the agency maintains contact for follow-up needs that arise between regular policy review visits.
Statewide Insurance Agency, based in Murray, UT, is a flood insurance agent serving local property owners. The company helps clients navigate federal flood program requirements and secure coverage for residential or commercial properties in flood-prone areas. It works with standard policies for structures in high-risk zones and assists with adjustments for those in lower-risk areas. A specialty service it provides is the addition of basement content coverage to standard flood policies.
What Does a a Flood Insurance Agent in Murray Cost?
Flood insurance premiums in Utah typically range from 500 to 2000 dollars per year for a standard NFIP policy. Costs depend on your property's flood zone, elevation, and building characteristics. Private flood insurance may offer different rates. This is general information and not insurance advice.
About flood insurance agents in Murray
Flood insurance agents in Murray, Utah help property owners navigate National Flood Insurance Program (NFIP) policies. Murray is located in Salt Lake County where some areas fall within FEMA-designated flood zones. Utah law does not require flood insurance for most properties, but mortgage lenders may mandate it for homes in high-risk areas.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Murray?
You are not legally required to buy flood insurance outside a high-risk zone. However, 25 percent of flood claims come from low-to-moderate risk areas. An agent can help you decide if a preferred-risk policy is worth the cost.
How does a flood insurance agent help with NFIP policies in Utah?
An agent can explain the 30-day waiting period for new NFIP policies and help you complete the elevation certificate if needed. They also guide you on coverage limits which are set by FEMA and cannot exceed 250000 dollars for residential buildings.
What flood zones are common in Murray Utah?
Murray has areas mapped as Zone AE and Zone X. Zone AE is a high-risk floodplain near the Jordan River. Zone X is moderate-to-low risk. An agent can review your property's flood map and recommend appropriate coverage.
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