The top-rated flood insurance agent in Clearfield, Utah is Chad Hawks: Allstate Insurance, rated 4.9 stars across 306 reviews. Other highly rated options include Stanger Insurance Clearfield LLC, Janet Silotti - State Farm Insurance Agent, FULL SPECTRUM INSURANCE AGENCY. This directory lists 12 flood insurance agents serving Clearfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Hawks: Allstate Insurance | 726 E 700 S | (801) 773-0888 |
| 2 | Stanger Insurance Clearfield LLC | 930 State St | (801) 773-1400 |
| 3 | Janet Silotti - State Farm Insurance Agent | 465 State St | (801) 825-0822 |
| 4 | FULL SPECTRUM INSURANCE AGENCY | 1785 E 1450 S Suite 260 | (801) 384-3092 |
| 5 | The Bon Agency Insurance | 1030 University Park Blvd Suite 3 | (801) 773-7570 |
| 6 | Maddy's Insurance Agency | 1412 Legend Hills Dr #105 | (801) 779-2528 |
| 7 | Crowther & Turley Agency: Allstate Insurance | 570 E 1700 S #202 | (801) 546-1199 |
| 8 | Evolution Insurance Professionals | 794 E 700 S | (801) 784-4972 |
| 9 | Eastman Risk Advisors | 270 E 200 S | (801) 515-2513 |
| 10 | Farm Bureau Financial Services | 129 State St #200 | (801) 774-8665 |
Chad Hawks: Allstate Insurance serves the Clearfield area, offering flood insurance agent services for local property owners. This agency assists clients in understanding the specific flood zone risks common to this region of Utah. Coverage options are tailored to protect homes and businesses from potential water damage. The agent helps evaluate policies to ensure adequate protection during heavy seasonal runoff and storm events. Specific services handled here include residential flood insurance policy review and commercial property flood coverage assistance.
Stanger Insurance Clearfield LLC provides professional flood insurance services to property owners in Clearfield, UT. Its agency assists with analyzing flood zone risks and securing appropriate National Flood Insurance Program policies. Ongoing support includes help with policy renewals, coverage adjustments, and claims guidance following storm events. The agency understands the unique flood hazards present in the local area. It serves a diverse range of properties, including single-family homes, apartment complexes, retail storefronts, and restaurants.
Janet Silotti - State Farm Insurance Agent in Clearfield, UT, helps homeowners, businesses, and property managers secure flood insurance policies tailored to their specific needs. The agency guides clients through available National Flood Insurance Program options and explains coverage for structures and contents. Understanding local flood risks allows the team to provide clear advice on policy limits and standard exclusions. This flood insurance agent also serves nearby communities throughout the Ogden-Clearfield metropolitan area, including clients in Layton and Sunset.
Serving Clearfield, Utah, and the surrounding communities, Full Spectrum Insurance Agency handles flood insurance policies designed to protect homes and businesses from water damage. The agency works with property owners to navigate the specific risks posed by local flood zones. It helps clients secure appropriate coverage through federally backed programs. To handle a typical job, it carefully assesses a property’s exposure to flooding and then matches the client with a suitable policy that meets their needs.
The Bon Agency Insurance in Clearfield, UT distinguishes between one-time flood policies for individual property transactions and recurring annual coverage that renews to protect against ongoing flood risks. Their service offers protection for homes or businesses against water damage from rising waters typical in this area. Working on a scheduled annual basis, they help clients comply with lender requirements and reassess coverage needs each year as flood maps change.
After a heavy snowmelt or a sudden summer storm, Clearfield properties can face flash flooding that standard homeowners policies often exclude. Maddy's Insurance Agency offers flood insurance agent services to residents and business owners in Clearfield, UT, helping them review federal program options to protect against rising water damage. Clients receive guidance on coverage limits and waiting periods, then schedule a walkthrough inspection to assess exposure points around their foundation.
Crowther & Turley Agency: Allstate Insurance specializes in flood insurance policies for residential and commercial properties in Clearfield, Utah. The agency also offers general property insurance services to help local homeowners protect their assets against various risks. Flood insurance is essential for properties near floodplains or areas prone to heavy seasonal runoff. The agency assists clients with assessing their coverage needs before the spring snowmelt, when shifting ice and rising waters pose increased flood risks to basements and low-lying structures throughout the surrounding region.
Evolution Insurance Professionals in Clearfield, UT, assists property owners with securing tailored coverage to protect against flood damage, specializing in policies that address flood-related risks for both residential and commercial properties. The agency works with clients to find appropriate National Flood Insurance Program and private market solutions. It serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Eastman Risk Advisors serves homeowners in Clearfield, UT, by offering flood insurance policies that protect property from water damage. Their commercial coverage assists local businesses with similar risk management. The agency provides these services throughout the Clearfield area, addressing client needs during the initial enrollment process and whenever coverage adjustments are required. After a policy is issued, the team contacts clients again at renewal time or following major weather events to discuss any necessary updates or additional protection between regular annual reviews.
Farm Bureau Financial Services is known for helping property owners in Clearfield, UT, navigate flood insurance coverage. Its agents assess risk levels and guide clients through the National Flood Insurance Program and private market options. Recognizing that standard homeowners policies exclude flood damage, the company emphasizes personalized evaluations based on local flood zone maps. By clarifying policy details and coverage limits, it aids residents in securing financial protection against water-related losses. For added security, the agency can also assist with securing excess flood coverage beyond base limits.
What Does a a Flood Insurance Agent in Clearfield Cost?
Flood insurance costs in Clearfield Utah vary by property elevation, flood zone, and coverage amount. An NFIP policy for a single-family home typically ranges from 700 to 2,000 dollars per year in moderate-risk zones, but high-risk areas can exceed 3,000 dollars. Private policies may offer different rates and higher coverage limits. This is general information and not insurance advice.
About flood insurance agents in Clearfield
Flood insurance agents in Clearfield Utah help property owners understand their risk and secure coverage through the National Flood Insurance Program or private carriers. Utah law does not require flood insurance for most homes, but lenders may mandate it for properties in high-risk flood zones. Clearfield sits near the Great Salt Lake and has areas mapped as Special Flood Hazard Areas, making agent guidance valuable.
Frequently Asked Questions
Do I need flood insurance in Clearfield Utah?
Flood insurance is not required by Utah state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it.
What does a flood insurance agent in Clearfield do?
A flood insurance agent evaluates your property's flood risk using FEMA flood maps and local data. They then help you choose a policy from the National Flood Insurance Program or a private insurer and assist with claims.
How long does it take to get flood insurance in Clearfield?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.
Flood Insurance Agents in Other Utah Cities
American Fork · Bountiful · Cedar City · Cottonwood Heights · Draper · Farmington · Kaysville · Layton · Lehi · Logan · Murray · Ogden · Orem · Pleasant Grove · Provo