ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsUtah › American Fork

Find Flood Insurance Agents Near You in American Fork, UT

Browse flood insurance agents serving American Fork, Utah. Updated 2026-07-14.

The top-rated flood insurance agent in American Fork, Utah is Insure Right Insurance Agency, rated 4.9 stars across 479 reviews. Other highly rated options include Rick Albrecht - State Farm Insurance Agent, Bear River Insurance Agent -Jackson Insurance, Farmers Insurance - Larry Cardon. This directory lists 16 flood insurance agents serving American Fork.

Showing 16 flood insurance agents in American Fork, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Insure Right Insurance Agency831 E 340 S Suite 200(801) 407-8360
2Rick Albrecht - State Farm Insurance Agent75 E Main St(801) 756-3500
3Bear River Insurance Agent -Jackson Insurance348 W Main St(801) 341-5000
4Farmers Insurance - Larry Cardon174 W Main St(801) 756-9643
5Financial House - American Fork376 E 60 S(801) 997-6198
6Cox Insurance Agency920 E State St e(801) 492-9920
7Lance Paulson Insurance Agency, Inc. American Family Insurance359 E Main St(801) 878-6300
8Farm Bureau Financial Services: Ryan Tuttle807 E Pacific Dr STE A(801) 341-6850
9Foundations Insurance317 E Main St(801) 763-5400
10Inside Insurance915 S 500 E #200(866) 672-9668
IR
831 E 340 S Suite 200
Insure Right Insurance Agency
Flood Insurance Agent · American Fork, UT

Insure Right Insurance Agency serves Utah County residents and businesses from its American Fork office, specializing in flood insurance protection for properties in high-risk and moderate-risk zones. The company helps property owners navigate federal requirements and obtain appropriate coverage through the National Flood Insurance Program. Policies are tailored to protect structures and contents from water damage. Specific services include handling flood zone determination reviews and assisting with elevation certificate requirements to ensure proper rating.

RA
75 E Main St
Rick Albrecht - State Farm Insurance Agent
Flood Insurance Agent · American Fork, UT

Rick Albrecht - State Farm Insurance Agent in American Fork, UT, provides flood insurance policies designed to protect residential and commercial properties from water damage. The agency helps clients evaluate their flood risk, understand policy coverage options, and secure appropriate plans for individual needs. Ongoing service includes policy reviews to adjust coverage as conditions change. The company serves single-family homes, apartments, retail spaces, and restaurants needing reliable flood protection.

BR
348 W Main St
Bear River Insurance Agent -Jackson Insurance
Flood Insurance Agent · American Fork, UT

Bear River Insurance Agent -Jackson Insurance in American Fork, UT, serves homeowners, businesses, and property managers needing flood coverage. The agency helps clients understand flood zone risks and select appropriate policies for property protection. It addresses the specific requirements of flood-prone areas, guiding customers through application processes and policy details. This service extends to residential and commercial clients seeking financial safeguards against water damage. The firm also covers nearby Lehi and other communities within Utah County’s broader metro area.

FI
174 W Main St
Farmers Insurance - Larry Cardon
Flood Insurance Agent · American Fork, UT

Located in the American Fork area, Farmers Insurance with Larry Cardon serves clients in American Fork and the surrounding Utah County communities for flood insurance needs. The agency guides property owners through the process of securing coverage for flood damage, helping them understand local flood zones and policy options. It also handles standard homeowners insurance offerings alongside flood policies. Larry’s agency typically begins each job by assessing a property’s flood risk, then presents tailored coverage choices to each client.

FH
376 E 60 S
Financial House - American Fork
Flood Insurance Agent · American Fork, UT

Financial House - American Fork specializes in securing National Flood Insurance Program policies for residential and commercial properties in high-risk zones. The agency also handles standard homeowners coverage adjustments for water damage exclusions. It reviews elevation certificates and flood maps to determine accurate premium rates for clients in American Fork and surrounding Utah County communities. This is especially important after heavy snowmelt or prolonged spring rainfall, when runoffs increase the likelihood of flash flooding near local streams and low-lying areas.

CI
920 E State St e
Cox Insurance Agency
Flood Insurance Agent · American Fork, UT

For flood insurance, homeowners may choose a one-time quote to meet a lending requirement, or a recurring annual review to adjust coverage as flood maps change. Cox Insurance Agency in American Fork, UT, helps clients evaluate National Flood Insurance Program policies for properties in nearby risk zones. The agency offers guidance on structural coverage and contents protection. Services are typically available on both a one-time and as-needed basis, depending on the client’s ongoing policy management preferences.

LP
359 E Main St
Lance Paulson Insurance Agency, Inc. American Family Insurance
Flood Insurance Agent · American Fork, UT

Lance Paulson Insurance Agency, Inc. American Family Insurance provides comprehensive flood insurance services and consultation for various property types in American Fork, Utah. The agency offers policy review and risk assessment to help property owners understand their coverage needs. Service includes explaining flood zone designations and recommending appropriate protection levels. Maintenance plans are available throughout the year to ensure policies remain current as regulations change. This agency services single-family homes, apartments, retail spaces, and restaurants.

FB
807 E Pacific Dr STE A
Farm Bureau Financial Services: Ryan Tuttle
Flood Insurance Agent · American Fork, UT

When heavy spring runoff or sudden cloudbursts threaten homes near Utah Lake or the Wasatch Front canyons, Farm Bureau Financial Services: Ryan Tuttle provides flood insurance coverage to residents of American Fork. This agency helps property owners understand federal flood maps and secure a policy that aligns with their specific risks and property values. An initial consultation typically includes a review of the dwelling’s elevation and history of water damage to determine appropriate coverage limits.

FI
317 E Main St
Foundations Insurance
Flood Insurance Agent · American Fork, UT

Foundations Insurance helps property owners in the American Fork, Utah area manage general property and casualty coverage needs, with a specialty in flood insurance as a focused add-on. The agency addresses the specific water risk scenarios common to the region, working to close gaps often left by standard homeowners policies. Commercial clients requiring tailored protection can also receive support for their operations, including those involving offices, warehouses, and food service establishments.

II
915 S 500 E #200
Inside Insurance
Flood Insurance Agent · American Fork, UT

Inside Insurance serves American Fork homeowners seeking residential flood protection and also provides commercial coverage for local businesses. Their advice focuses on securing policies tailored to properties within Utah's designated flood zones. They ensure clients understand coverage details before final decisions. The office schedules follow-up consultations to adjust policies as community maps change or needs evolve. This assists property owners in maintaining adequate protection between regular review periods.

AP
42 E Main St
Advance Planning Insurance Agency
Flood Insurance Agent · American Fork, UT
(801) 756-6236
advanceplanninginsurance.com
AJ
831 E 340 S Suite 200
Adam Judson - Insure Right Insurance Agency
Flood Insurance Agent · American Fork, UT
(801) 407-8360
insureright.biz
LR
376 E 60 S suite a
La Rue Insurance, Inc. - American National
Flood Insurance Agent · American Fork, UT
(801) 997-6198
thefinancialhouse.org
FI
686 E 110 S
Foote Insurance
Flood Insurance Agent · American Fork, UT
(801) 756-5001
footeinsurance.com
JI
69 N 490 W
JTL Insurance Services
Flood Insurance Agent · American Fork, UT
(801) 994-6761
jtlinsuranceservices.com
DS
1002 S 500 E
Day Star Insurance Agency
Flood Insurance Agent · American Fork, UT
(855) 487-6714
onlineinsurancehub.com/contact

What Does a a Flood Insurance Agent in American Fork Cost?

The cost of flood insurance in Utah typically ranges from $500 to $2,500 per year for an NFIP policy, depending on flood zone, property value, and deductible. Private flood insurance may cost more or less. Elevation certificates and building characteristics affect premiums. This is general information, not insurance advice.

About flood insurance agents in American Fork

Flood insurance agents in American Fork, Utah help property owners secure coverage through the National Flood Insurance Program (NFIP) or private carriers. Utah law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. American Fork sits near Utah Lake and streams, making flood risk awareness important for homeowners and businesses.

Frequently Asked Questions

Is flood insurance required in American Fork Utah?

Flood insurance is not required by Utah state law for all properties. However, if your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, your lender will require flood insurance. Check your flood zone on the FEMA flood map.

What does a flood insurance agent do in American Fork?

A flood insurance agent helps you assess your flood risk, determine your property's flood zone, and choose a policy from the NFIP or a private insurer. They also assist with filing claims and understanding coverage limits and exclusions.

How do I find a flood insurance agent in American Fork Utah?

You can search for licensed insurance agents in American Fork who specialize in flood coverage. The Utah Insurance Department provides a license lookup tool. Many local agencies also advertise flood insurance services online.

Flood Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.