ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse flood insurance agents serving Nashville, Tennessee. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Nashville, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 19 flood insurance agents in Nashville, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
40 Burton Hills Blvd Suite #249, Nashville, TN 37215
(629) 236-5493
goosehead.com
Nashville Insurance Services
41 Peabody St, Nashville, TN 37210
(615) 953-7763
nashvilleinsuranceservices.com
The Manning Agency, LLC
104 Woodmont Blvd #105, Nashville, TN 37205
(615) 383-6700
themanningagency.com
Harpeth Insurance Group
237 Old Hickory Blvd # 200, Nashville, TN 37221
(629) 777-3743
harpethinsurancegroup.com
Flood insurance agents in Nashville help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Tennessee law does not require flood insurance for most properties, but mortgage lenders often mandate it for homes in high-risk flood zones. Working with a local agent ensures you get a policy that meets Nashville-specific floodplain regulations and elevation requirements.
What Does a Flood Insurance Agent in Nashville Cost?
The cost of flood insurance in Tennessee varies widely based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2000 dollars for a standard single-family home in a high-risk zone. Private flood insurance may cost 500 to 1500 dollars per year for similar coverage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Nashville?
You are not legally required to have flood insurance outside a high-risk zone. However, about 25 percent of flood claims come from low-to-moderate risk areas. A Nashville agent can help you decide if a low-cost Preferred Risk Policy makes sense for your property.
How does a flood insurance agent help with NFIP policies in Tennessee?
An agent can guide you through the NFIP application process, including required elevation certificates and flood zone determinations. They also explain the 30-day waiting period before NFIP coverage takes effect, which is a standard federal rule that applies in Tennessee.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Nashville who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.