The top-rated flood insurance agent in Franklin, Tennessee is Boxwood Insurance Group, rated 5.0 stars across 181 reviews. Other highly rated options include Benton White Insurance, Stewart Insurance Group, Triton Insurance Group Franklin Tennessee. This directory lists 21 flood insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Boxwood Insurance Group | 3020 Stansberry Ln Suite 202 | (615) 245-5851 |
| 2 | Benton White Insurance | 231 Public Square Suite 300 | (615) 377-1212 |
| 3 | Stewart Insurance Group | Westhaven Town Center, 102 Front St | (615) 465-6072 |
| 4 | Triton Insurance Group Franklin Tennessee | 4151 Old Hillsboro Rd | (615) 234-0157 |
| 5 | Johnston & Associates Insurance | 321 Billingsly Ct STE 18 | (615) 716-2123 |
| 6 | Allee Agency Inc | 330 Mallory Station Rd STE A2 | (615) 386-7153 |
| 7 | Shellnut Insurance and Associates LLC | 130 Seaboard Ln STE A5 | (615) 850-9006 |
| 8 | Holt Insurance Agency | 1894 General George Patton Dr #700 | (615) 221-7094 |
| 9 | Vireya Insurance | 2550 Meridian Blvd 200 # 7598 | (866) 368-3521 |
| 10 | Williams Insurance Group | 256 Seaboard Ln STE H102 | (615) 850-4222 |
Boxwood Insurance Group serves Franklin and Williamson County as a flood insurance agent. The company helps homeowners and business owners navigate the National Flood Insurance Program and private market options. Because the area experiences seasonal storms and flash flooding, property owners often need guidance on coverage limits and claim procedures. Boxwood Insurance Group handles risk assessments and policy enrollment for residential and commercial flood protection in this region.
Benton White Insurance serves homeowners, businesses, and property managers in Franklin, TN, with personalized guidance on flood insurance policies. They help clients assess their flood risk and select appropriate coverage from available options. Their service includes explaining policy details and assisting with the application process for this specific type of property protection. The agency also covers nearby communities within the greater Nashville metro area, including Brentwood.
Stewart Insurance Group in Franklin, Tennessee, provides comprehensive flood insurance services, including policy consultation, risk assessment, and claims assistance for properties in flood-prone zones. Its ongoing service plans include annual policy reviews and updates to coverage as flood maps change. The agency also offers maintenance guidance for flood mitigation measures, such as elevating utilities and sealing foundations. Stewart Insurance Group serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Triton Insurance Group in Franklin, Tennessee distinguishes between one-time flood insurance policies for specific property transactions and recurring annual coverage ensuring continuous protection against rising waters. This firm assists homeowners and businesses in Franklin by evaluating flood zone risks and securing appropriate policies through the National Flood Insurance Program or private markets. Services are available on a one-time basis for closing requirements or as scheduled, such as annual renewals, with additional as-needed consultations for policy adjustments or claims support.
As spring storms approach the Franklin area, many homeowners turn to Johnston & Associates Insurance for guidance on flood coverage. This agency handles the specific risks local properties face near streams and low-lying zones. They explain federal program options and private policy differences to help clients match coverage to their property’s elevation. All consultations begin with a simple property inspection, allowing a thorough review of floor levels and drainage conditions before any commitment is made. This initial assessment forms the foundation of their personal flood-risk planning.
Allee Agency Inc provides flood insurance policies to property owners throughout Franklin, Tennessee, and the surrounding region. The agency specializes in securing separate flood coverage that extends beyond standard homeowners or commercial policies. This focused approach ensures clients receive tailored protection against water damage from storms or rising waters. Allee Agency Inc serves a diverse range of commercial properties, including local offices, warehouses, and food service establishments.
Shellnut Insurance and Associates LLC provides residential flood insurance coverage for homeowners in the Franklin, Tennessee area, helping them protect their properties from water damage risks. The agency also assists local businesses in securing commercial flood policies to safeguard their operations. Serving clients throughout the surrounding region, the company emphasizes clear explanations of policy options. Customers often return for coverage updates between regular flood risk reviews, ensuring their protection remains appropriate as conditions change.
Holt Insurance Agency serves the Franklin, Tennessee area and surrounding communities with flood insurance coverage options. It handles policies designed to protect homes and businesses from water damage related to rising water and storm surge. The agency focuses on explaining policy details and exclusions to clients during the initial consultation. To handle a typical job, it reviews the property’s flood zone designation and elevation certificate before presenting a clear set of coverage limits and deductibles for the client’s consideration.
Vireya Insurance offers expert guidance for securing flood insurance policies tailored to the needs of Franklin, Tennessee residents. It works closely with clients to assess property flood risks and identify appropriate coverage options, simplifying the process of obtaining essential protection. The company specializes in navigating federal and private insurance requirements, ensuring homeowners understand their policy details. As flood risks often increase during spring thaw and heavy rainfall seasons, Vireya Insurance assists clients in reviewing and updating their coverage before these high-water events occur.
Williams Insurance Group in Franklin, TN, is known for helping homeowners and businesses navigate flood insurance policies. It offers risk assessment guidance and policy placement for properties within flood zones across the local area. The company assists clients in understanding federal program requirements and coverage limitations. For added protection beyond standard options, it can help arrange excess flood insurance for high-value properties.
What Does a a Flood Insurance Agent in Franklin Cost?
The cost of flood insurance in Franklin, Tennessee depends on the property's flood zone, elevation, and coverage amount. NFIP policies typically cost between 700 and 2,500 dollars per year for a single-family home. Private insurers may offer lower or higher rates based on risk assessment. Each case is unique, and factors like deductibles and building value affect the final premium. This is general information, not insurance advice.
About flood insurance agents in Franklin
Flood insurance agents in Franklin, Tennessee help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Tennessee law does not require flood insurance for most properties, but mortgage lenders in high-risk zones often mandate it. Agents can guide you through elevation certificates and flood zone determinations specific to Williamson County.
Frequently Asked Questions
Do I need flood insurance in Franklin Tennessee?
Flood insurance is not required by Tennessee state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flooding can occur, so many agents recommend coverage.
How does a flood insurance agent help with NFIP policies?
An agent can help you apply for a National Flood Insurance Program policy, which is available to any property in a participating community like Franklin. They assist with completing the application, gathering elevation data, and explaining waiting periods and coverage limits.
What is the typical cost of flood insurance in Franklin Tennessee?
Costs vary based on flood zone, elevation, and building characteristics. In Franklin, annual premiums through the NFIP often range from 700 to 2,500 dollars for a standard home. Private market policies may offer different rates. This is general information, not insurance advice.
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