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HomeFlood Insurance AgentsTennessee › Cleveland

Find Flood Insurance Agents Near You in Cleveland, TN

Browse flood insurance agents serving Cleveland, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Cleveland, Tennessee is Mark Riden - State Farm Insurance Agent, rated 5.0 stars across 1,080 reviews. Other highly rated options include Austin Murray - State Farm Insurance Agent, Acceptance Insurance, Farm Bureau Insurance. This directory lists 20 flood insurance agents serving Cleveland.

Showing 20 flood insurance agents in Cleveland, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mark Riden - State Farm Insurance Agent4681 N Lee Hwy(423) 472-0248
2Austin Murray - State Farm Insurance Agent915 Keith St NW Suite A(423) 476-2296
3Acceptance Insurance2409 Keith St NW(423) 491-7184
4Farm Bureau Insurance435 Berywood Trail(423) 479-9755
5KMA Insurance Group3535 Keith St NW(423) 476-7587
6Burnside Insurance Group LLC149 Inman St E(423) 709-9010
7Hooper Insurance3525 Keith St NW N(423) 472-1744
8Misty Allen - State Farm Insurance Agent242 1st St NE(423) 790-5656
9Insurance Incorporated2551 Georgetown Rd NW(423) 472-5051
10Bradley Insurance Inc2601 N Ocoee St(423) 472-3344
MR
4681 N Lee Hwy
Mark Riden - State Farm Insurance Agent
Flood Insurance Agent · Cleveland, TN

Mark Riden - State Farm Insurance Agent serves the Cleveland, Tennessee area as a flood insurance agent. The company helps property owners assess their flood risk and obtain necessary coverage for their homes or businesses. Flood insurance policies are often required for properties in designated flood zones. The agent guides clients through the application process and answers questions about coverage limits and deductibles. This agency handles both residential flood insurance policies and commercial flood insurance policies.

AM
915 Keith St NW Suite A
Austin Murray - State Farm Insurance Agent
Flood Insurance Agent · Cleveland, TN

Austin Murray - State Farm Insurance Agent in Cleveland, TN, provides flood insurance coverage tailored to protect properties from water damage. The agency works with clients to assess flood risks and secure appropriate policies, helping property owners understand their options for coverage. It also guides clients through the maintenance of their plans, ensuring ongoing protection as conditions change. The company services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.

AI
2409 Keith St NW
Acceptance Insurance
Flood Insurance Agent · Cleveland, TN

Acceptance Insurance provides flood insurance services for property owners in Cleveland, Tennessee, assisting clients with policy selection to protect against water damage. Its maintenance plans include regular policy reviews to ensure coverage adapts to changing flood zone maps and property values. The agent serves a variety of property types, including single-family homes, apartments, retail spaces, and local restaurants.

FB
435 Berywood Trail
Farm Bureau Insurance
Flood Insurance Agent · Cleveland, TN

Farm Bureau Insurance serves the greater Bradley County area from Cleveland, Tennessee, as a flood insurance agent. It assists property owners in securing policies that cover structural damage and contents loss resulting from flood events. The agency works with the National Flood Insurance Program to provide government-backed coverage options for homes and businesses in local flood zones. Additionally, Farm Bureau Insurance helps clients understand elevation certificates and file wind versus water damage claims for complete storm protection.

KI
3535 Keith St NW
KMA Insurance Group
Flood Insurance Agent · Cleveland, TN

KMA Insurance Group serves homeowners, businesses, and property managers in Cleveland, Tennessee who require flood insurance coverage. The agency helps clients navigate federal flood insurance programs and understand their specific risk exposure in the area. Policies are structured to protect properties and assets from potential water damage caused by heavy rainfall or rising water levels. The agents also provide guidance on coverage limits and policy exclusions. KMA Insurance Group additionally covers clients located in the nearby community of Charleston.

BI
149 Inman St E
Burnside Insurance Group LLC
Flood Insurance Agent · Cleveland, TN

Burnside Insurance Group LLC serves Cleveland, Tennessee, and the surrounding Bradley County communities. The company handles standard flood insurance policies and specialized excess coverage for properties in high-risk zones. Flood insurance agents here assist homeowners and commercial property owners with assessing their flood risk. They guide clients through National Flood Insurance Program requirements and private market options. Burnside Insurance Group typically begins each job by analyzing a property's flood zone history, then matching the client to a policy that offers adequate financial protection against potential water damage.

HI
3525 Keith St NW N
Hooper Insurance
Flood Insurance Agent · Cleveland, TN

Hooper Insurance in Cleveland, TN offers both one-time flood insurance policies for single property purchases and scheduled recurring service options for ongoing coverage renewals. As a flood insurance agent, the company assists homeowners and businesses in selecting appropriate policies that protect against potential water damage from storms or rising waters. Their local knowledge helps clients understand specific regional flood risks and obtain necessary coverage. Service runs on both a one-time policy-placement basis and an as-needed consultation schedule for existing clients.

MA
242 1st St NE
Misty Allen - State Farm Insurance Agent
Flood Insurance Agent · Cleveland, TN

Misty Allen’s agency in Cleveland, TN, specializes in securing flood insurance policies and guiding clients through the National Flood Insurance Program. It offers general insurance services, including assistance with claims and policy management, tailored to local homeowners and renters. Because seasonal storms and heavy rainfall frequently raise the risk of water damage to properties in the Cleveland area, the agency helps residents prepare for potential flooding before the spring and summer weather seasons arrive.

II
2551 Georgetown Rd NW
Insurance Incorporated
Flood Insurance Agent · Cleveland, TN

With spring storms frequently sweeping through the Cleveland area, property owners face recurring risks of basement and ground-floor water damage. Insurance Incorporated serves as a local flood insurance agent, helping clients secure policies from the National Flood Insurance Program to cover structures and contents. Their service begins with a thorough assessment of the property, including its elevation and proximity to flood zones, followed by a detailed explanation of coverage options. A licensed representative then conducts a full on-site inspection to verify all necessary documentation for a complete quote.

BI
2601 N Ocoee St
Bradley Insurance Inc
Flood Insurance Agent · Cleveland, TN
LM
915 25th St NW
Lamar McKenzie - State Farm Insurance Agent
Flood Insurance Agent · Cleveland, TN
(423) 479-8643
lamarmckenzie.com
GG
2204 Keith St NW
George Gray: Allstate Insurance
Flood Insurance Agent · Cleveland, TN
(423) 479-5431
agents.allstate.com/george-gray-cleveland-tn.html
CI
2625 Ralph Buckner Blvd NE
Cleveland Insurance
Flood Insurance Agent · Cleveland, TN
(423) 478-1200
clevelandins.com
SI
4160 N Ocoee St
Shelter Insurance
Flood Insurance Agent · Cleveland, TN
(423) 476-1300
shelterinsurance.com/CA
FA
174 1st St NE #1006
The Funk Agency
Flood Insurance Agent · Cleveland, TN
(423) 525-8411
funkagency.com
NI
371 1st St NW
Nationwide Insurance: Brian Wayne Norton
Flood Insurance Agent · Cleveland, TN
(423) 472-7346
agency.nationwide.com/tn/cleveland/37311/brian-wayne-norton
DH
79 Mouse Creek Rd NW
Dawn Harp - Allstate Insurance
Flood Insurance Agent · Cleveland, TN
(423) 472-6111
agents.allstate.com/dawn-harp-cleveland-tn.html
SI
2334 Keith St NW
Shelter Insurance - Mark Shepherd
Flood Insurance Agent · Cleveland, TN
(423) 339-8777
shelterinsurance.com/CA/agent/MARKSHEPHERD
AI
3595 Keith St NW
American Insurance Managers
Flood Insurance Agent · Cleveland, TN
(423) 473-1500
aim4us.com
LB
3535 Keith St NW
Logan Brewer - Independent Insurance Agent - Home / Auto / Commercial
Flood Insurance Agent · Cleveland, TN
(423) 716-4625
linkedin.com/in/logan-brewer-8494361b4

What Does a a Flood Insurance Agent in Cleveland Cost?

Flood insurance costs in Cleveland Tennessee vary by flood zone, building elevation, and coverage amount. NFIP policies average between 500 and 1,500 dollars per year for standard homes in moderate-risk zones. High-risk properties may cost 2,000 to 4,000 dollars or more annually. Private market rates can be competitive in low-risk areas. This is general information and not insurance advice.

About flood insurance agents in Cleveland

Flood insurance agents in Cleveland Tennessee help property owners secure coverage through the National Flood Insurance Program and private insurers. Tennessee law does not require flood insurance for most homeowners but mortgage lenders in high-risk zones often mandate it. Local agents understand the specific flood risks near the Hiwassee River and other waterways in Bradley County.

Frequently Asked Questions

Do I need flood insurance in Cleveland Tennessee?

Tennessee law does not require flood insurance for homeowners but your mortgage lender may require it if your property is in a Special Flood Hazard Area. Many Cleveland properties near creeks or rivers face moderate to high risk even outside mapped zones.

What does a flood insurance agent do in Cleveland?

A flood insurance agent helps you compare NFIP policies with private flood insurance options. They review your property's flood zone designation and elevation certificate to find appropriate coverage limits and deductibles.

How long does it take to get flood insurance in Tennessee?

NFIP policies typically have a 30-day waiting period before coverage starts. Private flood insurance may have shorter waiting periods of 14 days or less. Plan ahead to avoid gaps in coverage.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.