The top-rated flood insurance agent in Cleveland, Tennessee is Mark Riden - State Farm Insurance Agent, rated 5.0 stars across 1,080 reviews. Other highly rated options include Austin Murray - State Farm Insurance Agent, Acceptance Insurance, Farm Bureau Insurance. This directory lists 20 flood insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Riden - State Farm Insurance Agent | 4681 N Lee Hwy | (423) 472-0248 |
| 2 | Austin Murray - State Farm Insurance Agent | 915 Keith St NW Suite A | (423) 476-2296 |
| 3 | Acceptance Insurance | 2409 Keith St NW | (423) 491-7184 |
| 4 | Farm Bureau Insurance | 435 Berywood Trail | (423) 479-9755 |
| 5 | KMA Insurance Group | 3535 Keith St NW | (423) 476-7587 |
| 6 | Burnside Insurance Group LLC | 149 Inman St E | (423) 709-9010 |
| 7 | Hooper Insurance | 3525 Keith St NW N | (423) 472-1744 |
| 8 | Misty Allen - State Farm Insurance Agent | 242 1st St NE | (423) 790-5656 |
| 9 | Insurance Incorporated | 2551 Georgetown Rd NW | (423) 472-5051 |
| 10 | Bradley Insurance Inc | 2601 N Ocoee St | (423) 472-3344 |
Mark Riden - State Farm Insurance Agent serves the Cleveland, Tennessee area as a flood insurance agent. The company helps property owners assess their flood risk and obtain necessary coverage for their homes or businesses. Flood insurance policies are often required for properties in designated flood zones. The agent guides clients through the application process and answers questions about coverage limits and deductibles. This agency handles both residential flood insurance policies and commercial flood insurance policies.
Austin Murray - State Farm Insurance Agent in Cleveland, TN, provides flood insurance coverage tailored to protect properties from water damage. The agency works with clients to assess flood risks and secure appropriate policies, helping property owners understand their options for coverage. It also guides clients through the maintenance of their plans, ensuring ongoing protection as conditions change. The company services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
Acceptance Insurance provides flood insurance services for property owners in Cleveland, Tennessee, assisting clients with policy selection to protect against water damage. Its maintenance plans include regular policy reviews to ensure coverage adapts to changing flood zone maps and property values. The agent serves a variety of property types, including single-family homes, apartments, retail spaces, and local restaurants.
Farm Bureau Insurance serves the greater Bradley County area from Cleveland, Tennessee, as a flood insurance agent. It assists property owners in securing policies that cover structural damage and contents loss resulting from flood events. The agency works with the National Flood Insurance Program to provide government-backed coverage options for homes and businesses in local flood zones. Additionally, Farm Bureau Insurance helps clients understand elevation certificates and file wind versus water damage claims for complete storm protection.
KMA Insurance Group serves homeowners, businesses, and property managers in Cleveland, Tennessee who require flood insurance coverage. The agency helps clients navigate federal flood insurance programs and understand their specific risk exposure in the area. Policies are structured to protect properties and assets from potential water damage caused by heavy rainfall or rising water levels. The agents also provide guidance on coverage limits and policy exclusions. KMA Insurance Group additionally covers clients located in the nearby community of Charleston.
Burnside Insurance Group LLC serves Cleveland, Tennessee, and the surrounding Bradley County communities. The company handles standard flood insurance policies and specialized excess coverage for properties in high-risk zones. Flood insurance agents here assist homeowners and commercial property owners with assessing their flood risk. They guide clients through National Flood Insurance Program requirements and private market options. Burnside Insurance Group typically begins each job by analyzing a property's flood zone history, then matching the client to a policy that offers adequate financial protection against potential water damage.
Hooper Insurance in Cleveland, TN offers both one-time flood insurance policies for single property purchases and scheduled recurring service options for ongoing coverage renewals. As a flood insurance agent, the company assists homeowners and businesses in selecting appropriate policies that protect against potential water damage from storms or rising waters. Their local knowledge helps clients understand specific regional flood risks and obtain necessary coverage. Service runs on both a one-time policy-placement basis and an as-needed consultation schedule for existing clients.
Misty Allen’s agency in Cleveland, TN, specializes in securing flood insurance policies and guiding clients through the National Flood Insurance Program. It offers general insurance services, including assistance with claims and policy management, tailored to local homeowners and renters. Because seasonal storms and heavy rainfall frequently raise the risk of water damage to properties in the Cleveland area, the agency helps residents prepare for potential flooding before the spring and summer weather seasons arrive.
With spring storms frequently sweeping through the Cleveland area, property owners face recurring risks of basement and ground-floor water damage. Insurance Incorporated serves as a local flood insurance agent, helping clients secure policies from the National Flood Insurance Program to cover structures and contents. Their service begins with a thorough assessment of the property, including its elevation and proximity to flood zones, followed by a detailed explanation of coverage options. A licensed representative then conducts a full on-site inspection to verify all necessary documentation for a complete quote.
What Does a a Flood Insurance Agent in Cleveland Cost?
Flood insurance costs in Cleveland Tennessee vary by flood zone, building elevation, and coverage amount. NFIP policies average between 500 and 1,500 dollars per year for standard homes in moderate-risk zones. High-risk properties may cost 2,000 to 4,000 dollars or more annually. Private market rates can be competitive in low-risk areas. This is general information and not insurance advice.
About flood insurance agents in Cleveland
Flood insurance agents in Cleveland Tennessee help property owners secure coverage through the National Flood Insurance Program and private insurers. Tennessee law does not require flood insurance for most homeowners but mortgage lenders in high-risk zones often mandate it. Local agents understand the specific flood risks near the Hiwassee River and other waterways in Bradley County.
Frequently Asked Questions
Do I need flood insurance in Cleveland Tennessee?
Tennessee law does not require flood insurance for homeowners but your mortgage lender may require it if your property is in a Special Flood Hazard Area. Many Cleveland properties near creeks or rivers face moderate to high risk even outside mapped zones.
What does a flood insurance agent do in Cleveland?
A flood insurance agent helps you compare NFIP policies with private flood insurance options. They review your property's flood zone designation and elevation certificate to find appropriate coverage limits and deductibles.
How long does it take to get flood insurance in Tennessee?
NFIP policies typically have a 30-day waiting period before coverage starts. Private flood insurance may have shorter waiting periods of 14 days or less. Plan ahead to avoid gaps in coverage.
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