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Find Flood Insurance Agents Near You in Bartlett, TN

Browse flood insurance agents serving Bartlett, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Bartlett, Tennessee is Jeff Herman - State Farm insurance Agent, rated 4.9 stars across 416 reviews. Other highly rated options include Lofton Wells Insurance, McDonald Insurance & Financial Services, Elizabeth Rook Insurance. This directory lists 18 flood insurance agents serving Bartlett.

Showing 18 flood insurance agents in Bartlett, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jeff Herman - State Farm insurance Agent3205 Kirby Whitten Rd Suite 101(901) 388-4402
2Lofton Wells Insurance6187 Stage Rd(901) 377-7935
3McDonald Insurance & Financial Services5820 Stage Rd(901) 385-1234
4Elizabeth Rook Insurance3189 Kirby Whitten Rd Suite 106(901) 867-7283
5James Garcia: Allstate Insurance6490 Memphis Arlington Rd #110(901) 381-4747
6Bob Simpson - State Farm Insurance Agent7140 US-64 Ste 118(901) 381-1233
7Gregory Lawrence: Allstate Insurance2768 Bartlett Blvd(901) 388-8220
8Joseph Green - State Farm Insurance Agent2830 Summer Oaks Dr Suite 101(901) 381-1233
9Mark A Hardin - State Farm Insurance Agent3098 Kirby Whitten Rd(901) 388-0822
10Kellon Insurance Agency, Inc.2951 Elmore Park Rd(901) 386-2400
JH
3205 Kirby Whitten Rd Suite 101
Jeff Herman - State Farm insurance Agent
Flood Insurance Agent · Bartlett, TN

Jeff Herman - State Farm Insurance Agent serves the Bartlett, Tennessee area as a flood insurance agent. The agency works with homeowners and renters to help secure financial protection against flood damage. Standard homeowners policies do not usually cover rising water or storm surge, so a separate policy is often necessary. The agent guides clients through the National Flood Insurance Program requirements and assists in assessing property risk levels. Jeff Herman - State Farm Insurance Agent handles flood insurance policy applications and claims assistance for local residents.

LW
6187 Stage Rd
Lofton Wells Insurance
Flood Insurance Agent · Bartlett, TN

Lofton Wells Insurance in Bartlett, TN, provides comprehensive flood insurance services, helping property owners secure coverage against water damage from storms and rising waterways. The company assists clients in understanding policy options and navigating the application process. It offers guidance on maintaining appropriate coverage limits as flood risks change over time. Annual policy reviews help ensure that deductibles and building limits remain suitable for evolving needs. Lofton Wells Insurance serves a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.

MI
5820 Stage Rd
McDonald Insurance & Financial Services
Flood Insurance Agent · Bartlett, TN

With seasonal storms threatening the Memphis area, homeowners in Bartlett seek reliable guidance to protect their properties from water damage. McDonald Insurance & Financial Services meets this need as a local Flood Insurance Agent, helping residents understand federal program requirements and policy options that cover rising waters from severe weather. They assist clients in Bartlett and surrounding communities in securing appropriate coverage for homes and businesses exposed to flood risks. An initial assessment of the property’s elevation and flood zone designation begins the process of finding suitable protection.

ER
3189 Kirby Whitten Rd Suite 106
Elizabeth Rook Insurance
Flood Insurance Agent · Bartlett, TN

Elizabeth Rook Insurance serves the Memphis metropolitan area and surrounding communities, including Bartlett. The agency handles flood insurance policies for homeowners, renters, and commercial property owners across the region. Coverage is written to protect against rising water and storm surge risks commonly faced in the Mid-South. Each policy is reviewed carefully to match the specific exposure of the property location. The agency completes a thorough property assessment and flood zone analysis before recommending a policy.

JG
6490 Memphis Arlington Rd #110
James Garcia: Allstate Insurance
Flood Insurance Agent · Bartlett, TN

James Garcia: Allstate Insurance serves homeowners, businesses, and property managers in Bartlett, Tennessee, by helping them secure flood insurance policies that protect against water damage from seasonal storms and rising creek levels. Standard homeowners policies typically exclude flood coverage, so the agency provides guidance on assessing property risk and selecting appropriate National Flood Insurance Program plans. The office also works with clients in nearby Germantown and surrounding areas of the Memphis metro region.

BS
7140 US-64 Ste 118
Bob Simpson - State Farm Insurance Agent
Flood Insurance Agent · Bartlett, TN

For a one-time service, Bob Simpson - State Farm Insurance Agent in Bartlett, TN assesses a property to design a specific flood policy, whereas ongoing coverage involves annual renewals with updated flood maps. The agency helps residents secure National Flood Insurance Program plans for homes or businesses in special flood hazard areas. Claims assistance is available after a flood event. Service is structured on an as-needed basis, with annual policy reviews upon request.

GL
2768 Bartlett Blvd
Gregory Lawrence: Allstate Insurance
Flood Insurance Agent · Bartlett, TN

Spring storms in the Memphis area often bring flash flooding to Bartlett lowlands, and Gregory Lawrence: Allstate Insurance advises homeowners on appropriate coverage for such seasonal risks. As a flood insurance agent, the company helps clients understand National Flood Insurance Program options and supplemental policies. Whether for a river-adjacent property or a new home in a designated flood zone, the agent walks customers through policy limits and exclusions. The initial step involves a free inspection of the property’s risk level and a review of current deductibles.

JG
2830 Summer Oaks Dr Suite 101
Joseph Green - State Farm Insurance Agent
Flood Insurance Agent · Bartlett, TN

Joseph Green - State Farm Insurance Agent in Bartlett, TN, provides general property insurance policies to local residents. The agency specializes in adding flood insurance coverage to protect homes and businesses from water damage common in the Mid-South region. This specialty protects structures against rising waters that standard policies exclude. The office serves a variety of commercial sectors, including offices, warehouses, and food service operations.

MH
3098 Kirby Whitten Rd
Mark A Hardin - State Farm Insurance Agent
Flood Insurance Agent · Bartlett, TN

As a local insurance provider in the Bartlett, Tennessee area, this agency works with property owners to maintain general insurance policies and offers specialized flood insurance coverage. A flood insurance agent helps residents and businesses protect structures and contents against water damage not covered by standard homeowners or renters policies. This agency serves diverse commercial sectors, including office complexes, warehouses, and food service establishments that require comprehensive flood protection.

KI
2951 Elmore Park Rd
Kellon Insurance Agency, Inc.
Flood Insurance Agent · Bartlett, TN
PI
8046 N Brother Blvd
Person Insurance Agency
Flood Insurance Agent · Bartlett, TN
(901) 286-1576
TI
6462 Stage Rd
Trippett Insurance
Flood Insurance Agent · Bartlett, TN
(901) 365-1472
trippettagency.com
FW
7909 US-70
Four-Way Insurance, L.L.C.
Flood Insurance Agent · Bartlett, TN
(901) 386-1888
fourwayinsurance.com
SI
6743 Stage Rd Ste 3
Shelter Insurance - Bryan Gore
Flood Insurance Agent · Bartlett, TN
(901) 381-1118
shelterinsurance.com/CA/agent/BGORE
NI
5820 Stage Rd
Nationwide Insurance: Brooks Edward McDonald
Flood Insurance Agent · Bartlett, TN
(901) 385-1234
agency.nationwide.com/tn/bartlett/38134/brooks-edward-mcdonald
MI
2865 Summer Oaks Dr
Morton Insurance Agency
Flood Insurance Agent · Bartlett, TN
(901) 382-4600
TI
5822 Stage Rd
TN insurance
Flood Insurance Agent · Bartlett, TN
(562) 210-0369
SI
2743 Bartlett Blvd
Shelter Insurance - David Johnson
Flood Insurance Agent · Bartlett, TN
(901) 937-7797
shelterinsurance.com/CA/agent/DJOHNSON

What Does a a Flood Insurance Agent in Bartlett Cost?

Flood insurance premiums in Tennessee vary by flood zone, property elevation, and deductible. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk zone. Higher-risk areas or properties with basements may cost more. Private flood insurance may offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Bartlett

Flood insurance agents in Bartlett, Tennessee help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Bartlett is located in Shelby County, which participates in the NFIP and requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. An agent can explain Tennessee floodplain management rules and help you find a policy that meets your needs.

Frequently Asked Questions

Do I need flood insurance in Bartlett Tennessee?

If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Even in low-risk areas, many homeowners choose a policy because flooding can happen anywhere in Tennessee.

How do I find a flood insurance agent in Bartlett?

You can search the NFIP agent locator on FloodSmart.gov or ask local real estate agents for referrals. Many independent insurance agencies in Bartlett offer flood policies as part of their services.

What does a flood insurance policy in Tennessee cover?

A standard NFIP policy covers direct physical damage to your building and personal property from flooding. It does not cover temporary housing, landscaping, or basement improvements. An agent can review specific coverage limits with you.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.