ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Columbia, TN

Browse flood insurance agents serving Columbia, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Columbia, Tennessee is JennaLynn Drake - State Farm Insurance Agent, rated 5.0 stars across 319 reviews. Other highly rated options include Farmers Insurance - Matthew Harms, Farm Bureau Insurance, Acceptance Insurance. This directory lists 19 flood insurance agents serving Columbia.

Showing 19 flood insurance agents in Columbia, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1JennaLynn Drake - State Farm Insurance Agent1204 S Main St A(931) 548-4010
2Farmers Insurance - Matthew Harms1116 Nashville Hwy Ste 106a(615) 656-3149
3Farm Bureau Insurance181 Theta Pike(931) 388-6377
4Acceptance Insurance2120 Brookmeade Dr B(931) 219-4025
5Chris Jones - State Farm Insurance Agent609 S James Campbell Blvd(931) 388-2272
6Haulers Insurance Co Inc2504 Keith Dr(800) 346-6071
7Big Bend Insurance Group315 W 7th St(931) 486-4920
8Shelter Insurance - Tommy Hight1603 Carmack Blvd(931) 388-2009
9Landers Insurance Agency LLCA 514 N Garden St(931) 380-2003
10Mid State Insurance Agency Inc.1130 Carmack Blvd(931) 388-8332
JD
1204 S Main St A
JennaLynn Drake - State Farm Insurance Agent
Flood Insurance Agent · Columbia, TN

JennaLynn Drake - State Farm Insurance Agent serves the Columbia, TN, area and the surrounding Maury County region as a flood insurance agent. This agency helps property owners secure federal flood policies that are often required by mortgage lenders. Standard homeowners insurance typically excludes water damage from rising water, making a separate flood policy an essential protection for many local residences and businesses. The agent assists clients with assessing their property's flood risk and submitting appropriate coverage applications. It handles both residential and commercial flood insurance policies in this region.

FI
1116 Nashville Hwy Ste 106a
Farmers Insurance - Matthew Harms
Flood Insurance Agent · Columbia, TN

Farmers Insurance - Matthew Harms provides comprehensive flood insurance agent services, including policy options tailored to protect against water damage from rising waters and storms. The agency offers ongoing policy reviews to ensure coverage remains current and claims assistance during the filing process. It serves a variety of properties in and around Columbia, TN, including single-family homes, apartments, retail establishments, and restaurants.

FB
181 Theta Pike
Farm Bureau Insurance
Flood Insurance Agent · Columbia, TN

Farm Bureau Insurance in Columbia, Tennessee specializes in helping property owners secure flood coverage tailored to residential structures and commercial buildings. The agency evaluates local flood zone risks to guide clients through policy options that meet federal and private insurance requirements. It assists with renewals, coverage adjustments, and claims support for water damage. Many homeowners and business operators in the area rely on its expertise when preparing for heavy seasonal rains or potential flash floods following creek or river overflows in the region.

AI
2120 Brookmeade Dr B
Acceptance Insurance
Flood Insurance Agent · Columbia, TN

When heavy seasonal rains threaten the Duck River or sudden flash floods sweep across Maury County, property owners in Columbia require reliable guidance through confusing insurance exclusions. Acceptance Insurance serves this local need as a dedicated Flood Insurance Agent, helping residents and businesses understand available federal and private coverage options. They clarify policy limits, building versus contents coverage, and the typical 30-day waiting period for new policies. Protection begins with a no-risk property assessment and a personalized initial consultation to correctly evaluate flood risk.

CJ
609 S James Campbell Blvd
Chris Jones - State Farm Insurance Agent
Flood Insurance Agent · Columbia, TN

Serving Columbia, Tennessee, and the surrounding communities in Maury County, Chris Jones - State Farm Insurance Agent handles flood insurance policies for both residential and commercial properties. Its work includes assessing a property's flood zone designation and helping clients understand their policy options for structural and contents coverage. The agency takes a thorough approach, evaluating individual risk factors and federal requirements to ensure adequate protection in the event of a flood.

HI
2504 Keith Dr
Haulers Insurance Co Inc
Flood Insurance Agent · Columbia, TN

Homeowners, businesses, and property managers in Columbia, TN rely on Haulers Insurance Co Inc to secure flood insurance policies that protect against damage from rising water. The agency guides clients through the complexities of the National Flood Insurance Program and private market options, assessing property flood risk and helping choose appropriate coverage limits. Haulers Insurance Co Inc also serves properties in surrounding Maury County communities, including the Spring Hill area along the northern part of the metro.

BB
315 W 7th St
Big Bend Insurance Group
Flood Insurance Agent · Columbia, TN

Big Bend Insurance Group in Columbia, TN offers both one-time policies for single flood events and recurring annual plans for ongoing protection. Flood insurance helps property owners cover structural damage, loss of personal belongings, and cleanup costs after water intrusion from storms or rising waterways. Coverage typically includes the building itself and its foundation electrical and plumbing systems. Service runs on either a one-time basis or an as-needed schedule determined by the client's risk assessment, with renewal options available for all policies.

SI
1603 Carmack Blvd
Shelter Insurance - Tommy Hight
Flood Insurance Agent · Columbia, TN

Shelter Insurance - Tommy Hight in Columbia, TN offers flood insurance agent services tailored to property protections from water damage. It assists clients with understanding National Flood Insurance Program options and securing standard policies for homes and businesses. The agency provides guidance on evaluating local flood zone maps and coverage limits for typical residential structures. It further supports general insurance needs for the Columbia area community. This office helps property owners address specific concerns about spring thaw and heavy rain events that often lead to basement flooding in middle Tennessee.

LI
A 514 N Garden St
Landers Insurance Agency LLC
Flood Insurance Agent · Columbia, TN

Landers Insurance Agency LLC provides general insurance services to clients in Columbia, Tennessee. The agency specializes in flood insurance policies, helping property owners secure coverage against water damage from storms or rising waters. Serving the local community, it offers protection for residential homes and commercial structures. This includes office buildings, warehouses, and food service establishments that face flood risks during severe weather events.

MS
1130 Carmack Blvd
Mid State Insurance Agency Inc.
Flood Insurance Agent · Columbia, TN
FB
1412 Trotwood Ave #70
Farm Bureau Insurance
Flood Insurance Agent · Columbia, TN
(931) 380-3636
fbitn.com/tn/maury-county/columbia/maury-neelys-mill-agency
FB
147 Bear Creek Pike
Farm Bureau Insurance
Flood Insurance Agent · Columbia, TN
(877) 876-2222
fbitn.com
AI
1509 Carmack Blvd
Allen Insurance Group
Flood Insurance Agent · Columbia, TN
(931) 388-9020
alleninsurancegroupllc.com
TJ
2518 Pulaski Hwy
Terry Johnson Insurance Agency Inc
Flood Insurance Agent · Columbia, TN
(931) 381-4008
SI
1408 B Nashville Hwy
Shelter Insurance - Jamie Turnbo
Flood Insurance Agent · Columbia, TN
(931) 388-8095
shelterinsurance.com/CA/agent/JAMIETURNBO
FI
204 W 4th St
Foster Insurance Agency Inc
Flood Insurance Agent · Columbia, TN
(931) 388-8365
fosterins.com
SE
1400 Hatcher Ln
Safely Ever Insurance Service
Flood Insurance Agent · Columbia, TN
(423) 922-7508
GL
101 7th Ave
Guthrie-Love Insurance Agency
Flood Insurance Agent · Columbia, TN
(931) 388-6600
guthrielove.com
SI
1040 N James Campbell Blvd STE 105
Sunstar Insurance Tennessee
Flood Insurance Agent · Columbia, TN
(931) 388-5400
sunstartn.com

What Does a a Flood Insurance Agent in Columbia Cost?

The average cost of flood insurance in Tennessee is around $700 per year for an NFIP policy, but rates vary by flood zone, property value, and coverage amount. In Columbia, high-risk areas may see premiums from $1,000 to $3,000 annually. Private market policies can be lower or higher depending on risk. This is general information and not insurance advice.

About flood insurance agents in Columbia

Flood insurance agents in Columbia, Tennessee help property owners secure coverage through the National Flood Insurance Program or private insurers. Tennessee law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand Maury County flood maps and can guide you on policy options for homes and businesses.

Frequently Asked Questions

Do I need flood insurance in Columbia Tennessee?

If your property is in a Special Flood Hazard Area designated by FEMA, your lender will require flood insurance. Even outside high-risk zones, agents can recommend coverage because 25% of flood claims occur in moderate-to-low risk areas.

What does a flood insurance agent in Columbia do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also advise on coverage limits, deductibles, and any Tennessee-specific requirements for elevation certificates.

How long does it take to get flood insurance in Tennessee?

NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new home loan. Private insurers may offer shorter waiting periods, so ask your agent about options.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.