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Find Flood Insurance Agents Near You in Johnson City, TN

Directory of flood insurance agents in Johnson City, Tennessee. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Johnson City, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 flood insurance agents in Johnson City, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Veritas Insurance
4451 N Roan St #201, Johnson City, TN 37615
(423) 292-4142 veritasrm.com
Widener Insurance Inc
607 Baxter St, Johnson City, TN 37601
(423) 926-7151 widenerins.com
Harold Dishner - State Farm Insurance Agent
1207 N Roan St #1, Johnson City, TN 37601
(423) 926-6000 dishneragency.com
Westmoreland Insurance - A Division of Carriage Hill
2514 Wesley St #101, Johnson City, TN 37601
(423) 610-1212 westmorelandins.com
Jones Insurance Service
2112 N Roan St #706, Johnson City, TN 37601
(423) 282-9339 jonesinsuranceservice.com
Farm Bureau Insurance
2112 W Market St #50, Johnson City, TN 37604
(423) 672-4060 fbitn.com
C R Gregory Insurance, Inc.
2726 E Oakland Ave STE 106, Johnson City, TN 37601
(423) 926-7722 crgregory.com
Farm Bureau Insurance
503 Princeton Rd Suite A, Johnson City, TN 37601
(423) 283-4780 fbitn.com
Highlands Insurance Group
508 Princeton Rd #104, Johnson City, TN 37601
(423) 594-0222 highlandsins.com
Farm Bureau Insurance
2120 S Roan St # 106, Johnson City, TN 37601
(423) 232-1926 fbitn.com
Bass Group Insurance
902 Sunset Dr #5a, Johnson City, TN 37604
(423) 929-1666 bassgroupins.com
Shelter Insurance - Freddy Harkleroad
600 N State of Franklin Rd, Johnson City, TN 37604
(423) 328-0190 shelterinsurance.com
Heritage Insurance Group
532 Princeton Rd, Johnson City, TN 37601
(423) 283-9811 herinsgrp.com
Insurance Solutions by Rutledge and Associates
129 E Springbrook Dr #4, Johnson City, TN 37601
(423) 915-1263 insurancesolutionstn.com
Highstreet Insurance, formerly-Yates Agency
309 Princeton Rd, Johnson City, TN 37601
(423) 283-7283 hsip.com
Gary Story Insurance Agency
208 Sunset Dr Ste. 348, Johnson City, TN 37604
(423) 854-9173
Mc Kinney Insurance
505 E Watauga Ave suite 1, Johnson City, TN 37601
(423) 928-7406
Johnson City Insurance
2908 E Oakland Ave, Johnson City, TN 37601
(423) 282-3111 bit.ly
Farmers Insurance- Craft Insurance Agency
902 Sunset Dr #8a, Johnson City, TN 37604
(423) 206-3392 agents.farmers.com
Watauga Insurance Inc
201 W Watauga Ave, Johnson City, TN 37604
(423) 929-7103 wataugainsurance.com

Flood insurance agents in Johnson City Tennessee help property owners protect against flood damage. Tennessee law does not require flood insurance but mortgage lenders often do for homes in high-risk zones. Johnson City sits near the Watauga River and several creeks making flood awareness important for many residents.

What Does a Flood Insurance Agent in Johnson City Cost?

Typical flood insurance costs in Tennessee range from 500 to 2,000 dollars per year for a standard NFIP policy. Rates depend on your property's flood zone elevation and building characteristics. Private market policies may cost more or less. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Johnson City Tennessee?
Flood insurance is not required by Tennessee state law. However if your home is in a Special Flood Hazard Area your mortgage lender will likely require it. Check the FEMA flood maps for your specific address in Johnson City.
What does a flood insurance agent in Johnson City do?
A flood insurance agent helps you understand your flood risk and find a policy through the National Flood Insurance Program or a private insurer. They can explain coverage limits and help you file a claim after a flood event.