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HomeFlood Insurance AgentsTennessee › Hendersonville

Find Flood Insurance Agents Near You in Hendersonville, TN

Browse flood insurance agents serving Hendersonville, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Hendersonville, Tennessee is Lauren Tullos - State Farm Insurance Agent, rated 5.0 stars across 275 reviews. Other highly rated options include Shrum Insurance Services, Farm Bureau Insurance, Chris Florek Insurance Agency. This directory lists 20 flood insurance agents serving Hendersonville.

Showing 20 flood insurance agents in Hendersonville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lauren Tullos - State Farm Insurance Agent361 W Main St(615) 348-4196
2Shrum Insurance Services132 Maple Row Blvd Suite 610(615) 822-7680
3Farm Bureau Insurance185 Indian Lake Blvd F(615) 826-2833
4Chris Florek Insurance Agency260 W Main St ste 110-c(615) 431-2886
5Melissa French: Allstate Insurance105 Bluegrass Commons Blvd Ste A(615) 338-4500
6Martinek Insurance Services a division of Southern Insurance Group LLC394 W Main St B5(615) 824-7577
7P&C Insurance131 Maple Row Blvd STE B200(615) 447-8102
8Williamson Insurance & Investments LLC133 Indian Lake Rd STE 101(615) 826-3313
9Hicks Watson Insurance Agency139 Maple Row Blvd STE 200(615) 824-8869
10Shelter Insurance - Jay Roth297 New Shackle Island Rd(615) 822-5500
LT
361 W Main St
Lauren Tullos - State Farm Insurance Agent
Flood Insurance Agent · Hendersonville, TN

Lauren Tullos - State Farm Insurance Agent serves the Hendersonville, Tennessee, area and surrounding communities, specializing in flood insurance and general property protection. Policies help safeguard homes and businesses against water damage from rising waters and heavy storms. The agency assists clients in the broader Sumner County region with understanding coverage options for their specific properties. It handles individual flood insurance policies and comprehensive homeowners insurance reviews for local residents.

SI
132 Maple Row Blvd Suite 610
Shrum Insurance Services
Flood Insurance Agent · Hendersonville, TN

Shrum Insurance Services provides comprehensive flood insurance solutions, including policy consultations, risk assessments, and claims assistance. Its service plans include regular policy reviews and coverage updates to adapt to changing local flood zone maps and property needs. The agent works to identify appropriate protection levels for each client’s specific risk. The company serves a range of properties, including single-family homes, apartments, retail locations, and restaurants.

FB
185 Indian Lake Blvd F
Farm Bureau Insurance
Flood Insurance Agent · Hendersonville, TN

Farm Bureau Insurance in Hendersonville, Tennessee, offers both one-time flood insurance policies for individual properties and recurring coverage options for ongoing protection needs. Their service addresses the specific risks of flood damage common to this region, providing policies that cover structural and contents losses according to standard terms. Consultations explain policy details, claim processes, and required documentation to ensure clarity. This flood insurance agent operates primarily on an as-needed basis, with clients scheduling appointments when initiating or reviewing their coverage.

CF
260 W Main St ste 110-c
Chris Florek Insurance Agency
Flood Insurance Agent · Hendersonville, TN

Chris Florek Insurance Agency serves homeowners, businesses, and property managers in Hendersonville, Tennessee who need flood insurance to protect their assets from water damage. As a dedicated flood insurance agent, the company helps clients navigate the complexities of federal and private flood policies, ensuring appropriate coverage for their specific properties and risk levels. This includes assistance with flood zone determinations and policy options tailored to the area’s needs. The agency also extends its services to nearby Gallatin and the greater Sumner County metro.

MF
105 Bluegrass Commons Blvd Ste A
Melissa French: Allstate Insurance
Flood Insurance Agent · Hendersonville, TN

Melissa French: Allstate Insurance serves Hendersonville, Tennessee, and the surrounding communities of Sumner County. It handles everything from flood insurance policies to risk assessments for local homeowners. The agency helps clients understand federal flood map designations and their coverage options. For a typical job, it reviews the property’s location and flood zone data to calculate an appropriate coverage limit for the structure and its contents.

MI
394 W Main St B5
Martinek Insurance Services a division of Southern Insurance Group LLC
Flood Insurance Agent · Hendersonville, TN

For homeowners seeking either a single flood policy or ongoing property protection, this agency offers layered coverage options tailored to local flood zone risks in Hendersonville, TN. Martinek Insurance Services a division of Southern Insurance Group LLC addresses both National Flood Insurance Program policies and excess flood insurance for high-value structures. Assistance with elevation certificates and claims navigation is available. Service appointments run on an as-needed basis depending on property location, coverage date, and lender requirements.

PI
131 Maple Row Blvd STE B200
P&C Insurance
Flood Insurance Agent · Hendersonville, TN

P&C Insurance provides specialized flood insurance services for properties in Hendersonville, TN, focusing on policies for homes and businesses. The agency handles applications, coverage assessments, and claims guidance to help property owners manage flood risk. It assists with National Flood Insurance Program policies and private market options. As seasonal storms and rising waters threaten the area, the company helps clients secure protection before heavy spring rains arrive.

WI
133 Indian Lake Rd STE 101
Williamson Insurance & Investments LLC
Flood Insurance Agent · Hendersonville, TN

Williamson Insurance & Investments LLC in Hendersonville, TN provides property risk management services, with a specialty focus on securing policies for flood-related exposures. Clients work directly with an agent to assess potential water damage threats and tailor coverage to individual property needs. The firm structures protection plans suited for regional weather patterns affecting local structures. Its commercial clientele includes offices, warehouses, and food service establishments requiring comprehensive protection solutions for their unique operational risks.

HW
139 Maple Row Blvd STE 200
Hicks Watson Insurance Agency
Flood Insurance Agent · Hendersonville, TN

Spring storms in Hendersonville can bring flash flooding to low-lying streets and creeks in minutes, catching many homeowners off guard. Hicks Watson Insurance Agency works with local policyholders to understand their specific flood exposure and coverage needs. They assess each property’s proximity to waterways and drainage patterns before recommending a suitable flood insurance plan. After reviewing a home or business, they provide a clear, step-by-step overview of what a standard policy does and does not cover. The process typically begins with a no-obligation property inspection and consultation.

SI
297 New Shackle Island Rd
Shelter Insurance - Jay Roth
Flood Insurance Agent · Hendersonville, TN
FB
264 New Shackle Island Rd # 101
Farm Bureau Insurance
Flood Insurance Agent · Hendersonville, TN
(615) 265-8329
fbitn.com/tn/sumner-county/hendersonville/sumner-new-shackle-island-agency
LI
115 Hazel Path Suite #4
Lawson Insurance Services
Flood Insurance Agent · Hendersonville, TN
(615) 431-2289
lawsonis.com
SI
107 Imperial Blvd Ste 4
Shelter Insurance - Randy Swayze
Flood Insurance Agent · Hendersonville, TN
(615) 432-2111
shelterinsurance.com/CA/agent/RANDYSWAYZE
BY
131 Indian Lake Rd #202
The Bill Yon Agency
Flood Insurance Agent · Hendersonville, TN
(615) 826-0156
thebillyonagency.com
SI
114 Canfield Pl STE A1
Sesler Insurance
Flood Insurance Agent · Hendersonville, TN
(615) 824-7913
seslerinsurance.com
FI
103 Burrus Ave
FirstChoice Insurance Agency
Flood Insurance Agent · Hendersonville, TN
(615) 857-9961
TI
131 A Maple Row Blvd
Taper Insurance Agency
Flood Insurance Agent · Hendersonville, TN
(615) 640-6647
GI
1981 Shell Rd
Got insurance quotes Hendersonville
Flood Insurance Agent · Hendersonville, TN
(615) 437-0919
willodeanvittorio0.wixsite.com/got-insurance-quotes
MS
260 W Main St #221b
Mid-South Insurance Agency
Flood Insurance Agent · Hendersonville, TN
(615) 824-9009
mid-southins.com
NI
114 Canfield Pl STE B2
Nationwide Insurance: Marcus Danielle Claybon
Flood Insurance Agent · Hendersonville, TN
(615) 824-0049

What Does a a Flood Insurance Agent in Hendersonville Cost?

Flood insurance costs in Tennessee depend on your property's flood zone elevation and coverage amount. NFIP rates for a standard home range from about 700 to 1,500 per year for low-risk zones and can exceed 3,000 per year in high-risk areas. Private policies may offer lower rates for low-risk properties. This is general information and not insurance advice.

About flood insurance agents in Hendersonville

Flood insurance agents in Hendersonville Tennessee help property owners secure coverage through the National Flood Insurance Program and private carriers. Tennessee law does not mandate flood insurance but lenders often require it for properties in Special Flood Hazard Areas. Hendersonville sits near Old Hickory Lake so flood risk varies by neighborhood and elevation.

Frequently Asked Questions

Do I need flood insurance in Hendersonville Tennessee?

Flood insurance is not required by Tennessee state law. However if your property is in a FEMA-designated flood zone and you have a federally backed mortgage your lender will require it. Even outside high-risk zones flooding can occur from heavy rain or lake overflow.

What does a flood insurance agent in Hendersonville do?

A flood insurance agent helps you assess your flood risk review FEMA flood maps for your property and compare NFIP and private flood insurance options. They also assist with completing the Elevation Certificate and filing claims after a flood event.

How long does it take to get flood insurance in Tennessee?

NFIP policies typically have a 30-day waiting period before coverage begins. Private flood insurance may offer shorter waiting periods. You should buy coverage well before any storm threat to ensure you are protected.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.