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Find Flood Insurance Agents Near You in Memphis, TN

Directory of flood insurance agents in Memphis, Tennessee. Verify credentials with the state department of insurance before hiring.

16 agents listed
Updated May 2026
Memphis, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 16 flood insurance agents in Memphis, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fields Insurance
3766 Ridgeway Rd, Memphis, TN 38115
(901) 465-0011 fieldsinsuranceagency.com
Clay & Land Insurance, Inc.
866 Ridgeway Loop Rd, Memphis, TN 38120
(901) 767-3600 clayandland.com
Riskbusters Insurance
5865 Ridgeway Center Pkwy Suite 300, Memphis, TN 38120
(901) 767-1890 riskbustersinsurance.com
Crye-Leike Insurance Agency
6525 N Quail Hollow Rd #400, Memphis, TN 38120
(901) 758-5622 cryeleikeinsurance.com
Larry E. Crum & Associates
5165 Poplar Ave Suite 100, Memphis, TN 38117
(901) 767-2210 larrycrum.com
Pete Mitchell & Associates Insurance, Inc.
4216 Millbranch Rd, Memphis, TN 38116
(901) 345-6176 petemitchellins.com
Lipscomb & Pitts Insurance, a Higginbotham Partner
2670 Union Ave ste 100, Memphis, TN 38112
(901) 321-1000 lpinsurance.com
Mutual Insurance Company
3932 S Perkins Rd, Memphis, TN 38118
(901) 215-9800
April Gainer Insurance Agency
4466 Elvis Presley Blvd # 243, Memphis, TN 38116
(901) 398-7200 thegaineragency.com
Keller Insurance
4934 William Arnold Rd, Memphis, TN 38117
(901) 325-1010 insurewithkeller.com
Affordable Insurance Agency
2964 Ole Bartlett Ct Suite 7, Memphis, TN 38134
(901) 358-9880 affordableinsagencyinc.com
RiskGuard Sr22 Insurance Agency Tennessee
1331 Union Ave #980, Memphis, TN 38104
(423) 264-7443
iCover Insurance
231 Exchange Ave, Memphis, TN 38105
(901) 730-0805 icover-insurance.com
Memphis Home Insurance Solutions
964 Kentucky St, Memphis, TN 38106
(901) 519-3287 home-insurance-memphis.com
Insurance Underwriters of America
6060 Primacy Pkwy Ste. 201, Memphis, TN 38119
(901) 762-8211 iuainsurance.com
Insurance Agency Tennessee
1390 Airways Blvd, Memphis, TN 38114
(901) 557-6638

What Does a Flood Insurance Agent in Memphis Cost?

In Memphis Tennessee flood insurance premiums typically range from 500 to 2,500 dollars per year for NFIP policies depending on flood zone elevation and building characteristics. Private market policies can cost more or less based on risk assessment. Elevation certificates cost 150 to 500 dollars and are often required. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Memphis Tennessee?
If your property lies in a Special Flood Hazard Area and you have a federally backed mortgage you must carry flood insurance. Even outside high-risk zones many lenders require coverage and flooding can occur anywhere in Memphis.
What does a flood insurance agent in Memphis do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the required elevation certificate. They also guide you through Tennessee-specific waiting periods and coverage limits.