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Find Flood Insurance Agents Near You in Memphis, TN

Browse flood insurance agents serving Memphis, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Memphis, Tennessee is Fields Insurance, rated 4.9 stars across 210 reviews. Other highly rated options include Clay & Land Insurance, Inc., Riskbusters Insurance, Crye-Leike Insurance Agency. This directory lists 16 flood insurance agents serving Memphis.

Showing 16 flood insurance agents in Memphis, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fields Insurance3766 Ridgeway Rd(901) 465-0011
2Clay & Land Insurance, Inc.866 Ridgeway Loop Rd(901) 767-3600
3Riskbusters Insurance5865 Ridgeway Center Pkwy Suite 300(901) 767-1890
4Crye-Leike Insurance Agency6525 N Quail Hollow Rd #400(901) 758-5622
5Larry E. Crum & Associates5165 Poplar Ave Suite 100(901) 767-2210
6Pete Mitchell & Associates Insurance, Inc.4216 Millbranch Rd(901) 345-6176
7Mutual Insurance Company3932 S Perkins Rd(901) 215-9800
8April Gainer Insurance Agency4466 Elvis Presley Blvd # 243(901) 398-7200
9Keller Insurance4934 William Arnold Rd(901) 325-1010
10Affordable Insurance Agency2964 Ole Bartlett Ct Suite 7(901) 358-9880
FI
3766 Ridgeway Rd
Fields Insurance
Flood Insurance Agent · Memphis, TN

Fields Insurance in Memphis, Tennessee provides residential flood insurance coverage, helping homeowners protect their properties from water damage. The agency also offers commercial flood policies for businesses in the area, serving clients throughout Memphis and the surrounding region. Policies typically align with federal requirements, ensuring compliance for mortgage holders. Fields Insurance encourages clients to contact them for updates or questions between regular scheduled visits, facilitating prompt policy adjustments and renewal reminders.

CL
866 Ridgeway Loop Rd
Clay & Land Insurance, Inc.
Flood Insurance Agent · Memphis, TN

Clay & Land Insurance, Inc. serves the Memphis, Tennessee area as a flood insurance agent. This company helps property owners navigate the requirements of flood coverage, which is essential in a region prone to seasonal storms and elevated water levels. By assessing local flood zones and individual property risks, the agency assists clients in securing policies that align with regulatory and financial needs. It handles applications for both standard flood insurance policies and excess flood coverage to protect homes and businesses.

RI
5865 Ridgeway Center Pkwy Suite 300
Riskbusters Insurance
Flood Insurance Agent · Memphis, TN

Riskbusters Insurance offers complete flood insurance agent services, including policy consultations, risk evaluations, and customized coverage options for the Memphis area. Its service plans include annual policy reviews to ensure adequate protection and assistance with filing claims following flood events. Maintenance plans provide guidance on elevating utilities and securing basements against water intrusion. The company serves a diverse range of properties, including single-family homes, multi-unit apartments, retail storefronts, and local restaurants.

CL
6525 N Quail Hollow Rd #400
Crye-Leike Insurance Agency
Flood Insurance Agent · Memphis, TN

Homeowners, businesses, and property managers in Memphis, TN, turn to Crye-Leike Insurance Agency for guidance on flood insurance policies, including those required by federally designated flood zones. The agency helps clients understand coverage options and navigate the complexities of the National Flood Insurance Program, offering protection against water damage from heavy rains and overflowing rivers. Their services also extend to neighboring communities in Shelby County.

LE
5165 Poplar Ave Suite 100
Larry E. Crum & Associates
Flood Insurance Agent · Memphis, TN

Larry E. Crum & Associates serves the Memphis, Tennessee area and its surrounding communities, handling flood insurance agency needs. It assists homeowners and property owners in evaluating their exposure to flood risks specific to the local region. The company manages the process of securing appropriate coverage by reviewing property location and flood zone data. For a typical job, it begins with a detailed discussion of the property’s history and the client’s concerns, then systematically analyzes available policy options to recommend a tailored solution.

PM
4216 Millbranch Rd
Pete Mitchell & Associates Insurance, Inc.
Flood Insurance Agent · Memphis, TN

Pete Mitchell & Associates Insurance, Inc. distinguishes between one-time policy consultations and recurring service agreements when helping Memphis property owners assess flood exposure. Coverage advice typically addresses National Flood Insurance Program options and supplemental considerations for residential or commercial structures. The agency explains how local flood zone designations and elevation requirements influence coverage needs. Their service runs on a scheduled basis, with periodic policy reviews recommended to align with changing flood maps and community rating system updates.

MI
3932 S Perkins Rd
Mutual Insurance Company
Flood Insurance Agent · Memphis, TN

Spring storms and flash flooding pose recurring risks for Memphis homeowners, and Mutual Insurance Company works to provide flood insurance coverage tailored to local properties. As an agent specializing in National Flood Insurance Program policies, the company helps clients in Shelby County understand their flood zone ratings and coverage limits. Homeowners seeking protection against water damage for structures and belongings receive guidance on policy options suited to their specific needs. An initial property inspection or flood risk assessment is typically scheduled before a quote can be finalized.

AG
4466 Elvis Presley Blvd # 243
April Gainer Insurance Agency
Flood Insurance Agent · Memphis, TN

April Gainer Insurance Agency serves property owners and renters in the Memphis, Tennessee, area by securing coverage tailored to local flood risks. It specializes in flood insurance policies that protect residential and commercial structures from water damage. Because flooding can occur outside high-risk zones, the agency helps clients evaluate their exposure and obtain necessary protection. It works within the National Flood Insurance Program system to provide compliant plans. Its commercial sectors include offices, warehouses, and food service establishments.

KI
4934 William Arnold Rd
Keller Insurance
Flood Insurance Agent · Memphis, TN

Keller Insurance provides residential flood insurance services in Memphis, TN, helping homeowners protect their properties from water damage. The agency also offers commercial coverage for businesses in the area, serving clients throughout the broader Memphis region. Their work involves assessing individual flood risks and explaining policy options to ensure adequate protection. After a policy is in place or a claim is handled, the agency follows up to arrange for any necessary adjustments or renewals between regular service visits.

AI
2964 Ole Bartlett Ct Suite 7
Affordable Insurance Agency
Flood Insurance Agent · Memphis, TN
II
231 Exchange Ave
iCover Insurance
Flood Insurance Agent · Memphis, TN
(901) 730-0805
icover-insurance.com
RS
1331 Union Ave #980
RiskGuard Sr22 Insurance Agency Tennessee
Flood Insurance Agent · Memphis, TN
(423) 264-7443
MH
964 Kentucky St
Memphis Home Insurance Solutions
Flood Insurance Agent · Memphis, TN
(901) 519-3287
home-insurance-memphis.com
LP
2670 Union Ave ste 100
Lipscomb & Pitts Insurance, a Higginbotham Partner
Flood Insurance Agent · Memphis, TN
(901) 321-1000
lpinsurance.com
IU
6060 Primacy Pkwy Ste. 201
Insurance Underwriters of America
Flood Insurance Agent · Memphis, TN
(901) 762-8211
iuainsurance.com
IA
1390 Airways Blvd
Insurance Agency Tennessee
Flood Insurance Agent · Memphis, TN
(901) 557-6638

What Does a a Flood Insurance Agent in Memphis Cost?

In Memphis Tennessee flood insurance premiums typically range from 500 to 2,500 dollars per year for NFIP policies depending on flood zone elevation and building characteristics. Private market policies can cost more or less based on risk assessment. Elevation certificates cost 150 to 500 dollars and are often required. This is general information not insurance advice.

About flood insurance agents in Memphis

Flood insurance agents in Memphis Tennessee help property owners secure coverage through the National Flood Insurance Program and private insurers. Tennessee law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Memphis sits near the Mississippi River and Wolf River making flood protection essential for many homes and businesses.

Frequently Asked Questions

Do I need flood insurance in Memphis Tennessee?

If your property lies in a Special Flood Hazard Area and you have a federally backed mortgage you must carry flood insurance. Even outside high-risk zones many lenders require coverage and flooding can occur anywhere in Memphis.

What does a flood insurance agent in Memphis do?

A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the required elevation certificate. They also guide you through Tennessee-specific waiting periods and coverage limits.

How long does it take to get flood insurance in Memphis?

NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting times. You should plan ahead especially during hurricane season from June to November.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.