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HomeFlood Insurance AgentsTennessee › Knoxville

Find Flood Insurance Agents Near You in Knoxville, TN

Browse flood insurance agents serving Knoxville, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Knoxville, Tennessee is 21st Insurance Agency, rated 4.9 stars across 3,512 reviews. Other highly rated options include Knoxville Insurance Group, William Knight Insurance Agency, Sparks Insurance. This directory lists 33 flood insurance agents serving Knoxville.

Showing 33 flood insurance agents in Knoxville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
121st Insurance Agency620 Market St(866) 727-4712
2Knoxville Insurance Group220 S Peters Rd #103(865) 694-9788
3William Knight Insurance Agency1717 Winston Rd(865) 670-2990
4Sparks Insurance10101 Sherrill Blvd(865) 687-1855
5Laura Ash - State Farm Insurance Agent12744 Kingston Pike #106(865) 675-0888
6Mansour Hasan - State Farm Insurance Agent10811 Kingston Pike(865) 690-7100
7Meridian Insurance, Inc.6025 Brookvale Ln NW Suite 208(937) 567-8900
8Applegate Insurance Agency301 S Gallaher View Rd # 229(865) 240-2348
9Shafer Insurance Agency1100 Marion St #200(865) 546-0761
10Bolton Insurance200 Fox Rd(865) 690-5000
2I
620 Market St
21st Insurance Agency
Flood Insurance Agent · Knoxville, TN

21st Insurance Agency serves the Knoxville, Tennessee metro area as a flood insurance agent, helping homeowners and business owners protect their properties from water damage risks. As a specialist in this field, the agency guides clients through the complexities of flood coverage options available in the region. It handles the paperwork and policy selection for both standard flood insurance policies and excess flood insurance for higher-risk properties in local flood zones.

KI
220 S Peters Rd #103
Knoxville Insurance Group
Flood Insurance Agent · Knoxville, TN

Knoxville Insurance Group offers comprehensive flood insurance solutions for properties in the Knoxville area, including policy consultations, risk assessments, and claim assistance. It provides service plans that ensure clients understand their coverage options and receive timely updates on policy renewals and changes in flood zone designations. Regular maintenance of insurance records is managed to keep policies current. The company serves a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.

WK
1717 Winston Rd
William Knight Insurance Agency
Flood Insurance Agent · Knoxville, TN

Serving Knoxville, Tennessee, William Knight Insurance Agency assists property owners in understanding the fundamental difference between a standard homeowner's policy, which typically excludes flood damage, and a separate flood insurance policy. Coverage focuses on protecting buildings and their contents from rising water, a risk not addressed by regular hazard insurance. This specialization ensures clients have correct protection against local weather events. Service at this agency is offered as a one-time consultation for policy selection and an as-needed basis for claims assistance or policy updates.

SI
10101 Sherrill Blvd
Sparks Insurance
Flood Insurance Agent · Knoxville, TN

As a flood insurance agent based in Knoxville, TN, Sparks Insurance specializes in helping property owners secure National Flood Insurance Program policies and private flood coverage for both residential and commercial structures. It works closely with clients to assess their unique flood zone designations, property elevations, and specific insurance needs throughout the Knoxville area. The agency particularly assists homeowners and businesses during the spring thaw and heavy rainfall seasons, when local river and creek flooding risks become a serious concern.

LA
12744 Kingston Pike #106
Laura Ash - State Farm Insurance Agent
Flood Insurance Agent · Knoxville, TN

Spring storms and sudden creek rises in the Knoxville area create a consistent demand for flood protection. Laura Ash - State Farm Insurance Agent provides assistance with selecting appropriate flood policies for both residential and commercial properties. Her agency helps clients understand coverage limits and waiting periods before floodwaters arrive. After discussing community flood zones and individual property vulnerabilities, they schedule a thorough property inspection to assess specific flood risks and determine accurate coverage needs for the home or business.

MH
10811 Kingston Pike
Mansour Hasan - State Farm Insurance Agent
Flood Insurance Agent · Knoxville, TN

Mansour Hasan - State Farm Insurance Agent in Knoxville, TN provides comprehensive property and casualty coverage, specializing in flood insurance policies tailored to local flood zone risks. With regional weather patterns and changing regulations, clients receive guidance on securing protection against water damage from storms or rising waterways. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.

MI
6025 Brookvale Ln NW Suite 208
Meridian Insurance, Inc.
Flood Insurance Agent · Knoxville, TN

Meridian Insurance, Inc., based in Knoxville, TN, is known for helping property owners secure flood coverage that protects against rising waters and storm surge. The agency serves homeowners and businesses across the Knoxville area by explaining flood zone risks and policy options. Clients can obtain both federally backed NFIP plans and private market alternatives without leaving the city. The company also provides add-on service for coordinating elevation certificate documentation at 55.

AI
301 S Gallaher View Rd # 229
Applegate Insurance Agency
Flood Insurance Agent · Knoxville, TN

Applegate Insurance Agency in Knoxville, Tennessee distinguishes between a one-time flood insurance policy for a single property purchase and recurring annual policies that renew with updated flood zone maps. Their coverage typically addresses structural damage from rising water and may include contents coverage for personal belongings within the home. This flood insurance agent provides service on a recurring scheduled basis, aligning annual policy renewals with local flood risk evaluations.

SI
1100 Marion St #200
Shafer Insurance Agency
Flood Insurance Agent · Knoxville, TN

Serving Knoxville and the surrounding communities of greater East Tennessee, Shafer Insurance Agency handles flood insurance policies for residential and commercial properties. As a local flood insurance agent, it helps clients understand National Flood Insurance Program requirements and secure coverage for flood-prone areas. The agency works to evaluate individual flood risks and property elevations to recommend appropriate policy limits. When handling a typical job, it conducts a thorough review of the property location and flood zone to match each client with the specific coverage their situation requires.

BI
200 Fox Rd
Bolton Insurance
Flood Insurance Agent · Knoxville, TN

Bolton Insurance specializes in flood insurance policies, providing coverage to property owners in Knoxville, Tennessee. It assesses risks related to local waterways and seasonal rainfall, helping clients secure financial protection for homes and businesses. As a flood insurance agent, it assists with claims support and policy selection tailored to regional needs. The agency particularly helps residents prepare for the spring thaw and heavy summer storms that often increase flooding concerns throughout East Tennessee.

VB
10820 Kingston Pike #27
Vanessa Brown - State Farm Insurance Agent
Flood Insurance Agent · Knoxville, TN
(865) 671-6868
fastrightfriendly.com
II
11002 Kingston Pike #103
IRM Insurance
Flood Insurance Agent · Knoxville, TN
(865) 579-0500
knoxvilleinsurancestore.com
BI
150 Fox Rd
Beacon Insurance Advisers
Flood Insurance Agent · Knoxville, TN
(865) 213-2111
beaconprotects.com
AB
118 Huxley Rd #2
Ayres Brackfield Insurance
Flood Insurance Agent · Knoxville, TN
(865) 288-4288
ayresbrackfieldinsurance.com
IA
6209 Baum Dr
Inter-Agency Insurance Services
Flood Insurance Agent · Knoxville, TN
(865) 637-4519
inter-agencyinsurance.com
DB
6334 Chapman Hwy
Dott Baker Insurance Agency
Flood Insurance Agent · Knoxville, TN
(865) 577-2566
dottbakerinsurance.com
BJ
7121 Afton Dr
Bob Johnson Insurance Inc
Flood Insurance Agent · Knoxville, TN
(865) 922-3111
bobjohnsonins.com
AI
820 Loop Rd
AAA Insurance - Samar I Insurance Agency
Flood Insurance Agent · Knoxville, TN
(865) 312-8777
locator.acg.aaa.com/tn/knoxville/aaa-insurance-samar-i-insurance-agency
BI
102 E Adair Dr
Broadway Insurance Agency
Flood Insurance Agent · Knoxville, TN
(865) 689-6228
broadway-ins.com
SI
126 S David Ln
Summit Insurance, LLC
Flood Insurance Agent · Knoxville, TN
(865) 240-3315
erieinsurance.com/agencies/tn/knoxville/hh1873
SI
800 Concord Rd
Samar I Insurance Agency / AAA Tennessee
Flood Insurance Agent · Knoxville, TN
(865) 312-8777
insurewithsamar.com
BM
123 Center Park Dr #231
Beach Mountain Insurance Group
Flood Insurance Agent · Knoxville, TN
(888) 254-3599
beachmountainins.com
FL
1204 Kenesaw Ave B
First Light Insurance Group, LLC
Flood Insurance Agent · Knoxville, TN
(865) 290-4235
firstlightinsurancegroup.com
TS
2904 Tazewell Pike suite d
Tennessee State Insurance
Flood Insurance Agent · Knoxville, TN
(865) 688-8497
tnstateins.com
GI
2904 A Tazewell Pike A
Goosehead Insurance - Amanda & Jonah Riggs
Flood Insurance Agent · Knoxville, TN
(865) 381-9729
goosehead.com/agents/tn/knoxville/amanda-and-jonah-riggs
CB
401 Hotel Rd
CL Butcher Insurance Agency, LLC
Flood Insurance Agent · Knoxville, TN
(865) 689-5482
clbutcher.com
GC
11911 Kingston Pike suite 101-b
Graham and Cook Insurance
Flood Insurance Agent · Knoxville, TN
(865) 671-0754
grahamandcook.com
SI
9815 Cogdill Rd #4
Shelter Insurance - Ingrid King
Flood Insurance Agent · Knoxville, TN
(865) 281-0592
shelterinsurance.com/CA/agent/IKING
PI
127 Perimeter Park Rd E
Peak Insurance Solutions
Flood Insurance Agent · Knoxville, TN
(865) 909-7990
getpeakinsurance.com
MD
11020 Kingston Pike Suite 320
The Mike Dyer Agency
Flood Insurance Agent · Knoxville, TN
(865) 966-2111
mikedyerinsuranceagency.com
KI
3224 Greenway Dr
Knoxville Insurance Agency
Flood Insurance Agent · Knoxville, TN
(865) 855-9654
liesekowalske00758.wixsite.com/knoxville-insurance
DI
11304 Station W Dr Suite D
Dogwood Insurance Group, LLC
Flood Insurance Agent · Knoxville, TN
(865) 221-8333
dogwoodins.com
FC
11416 Kingston Pike suite c2
FarragutAgency.com
Flood Insurance Agent · Knoxville, TN
(865) 444-0714
farragutagency.com

What Does a a Flood Insurance Agent in Knoxville Cost?

The cost of flood insurance in Tennessee varies by property location, flood zone, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home in a moderate-risk zone. High-risk areas may see premiums above 3,000 dollars. Private flood insurance may offer different rates. This is general information and not insurance advice.

About flood insurance agents in Knoxville

Flood insurance agents in Knoxville Tennessee help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private carriers. Tennessee law requires agents to be licensed by the state and to follow NFIP guidelines for flood zone determinations. Knoxville residents near the Tennessee River or its tributaries may face higher flood risks and should review their policy options annually.

Frequently Asked Questions

Do I need flood insurance in Knoxville Tennessee?

Flood insurance is not required by Tennessee state law but may be required by your mortgage lender if your property is in a high-risk flood zone. Even in moderate-risk areas, flooding can occur from heavy rains or overflowing creeks.

How do I find a flood insurance agent in Knoxville?

You can search the Tennessee Department of Commerce and Insurance website for licensed agents who sell flood insurance. Many local independent agents in Knoxville offer NFIP policies and can help you compare private options.

What does a flood insurance agent do for me?

A flood insurance agent helps you assess your flood risk, choose the right coverage amount, and complete the required elevation certificate if needed. They also guide you through the application process and explain policy limits and exclusions.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.