The top-rated flood insurance agent in St Louis Park, Minnesota is John Simeone - State Farm Insurance Agent, rated 5.0 stars across 258 reviews. Other highly rated options include Brandon Walter - State Farm Insurance Agent, Ben Meyer - State Farm Insurance Agent, Gus Anchondo - State Farm Insurance Agent. This directory lists 17 flood insurance agents serving St Louis Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Simeone - State Farm Insurance Agent | 5821 Cedar Lk Rd S S | (952) 417-7222 |
| 2 | Brandon Walter - State Farm Insurance Agent | 4801 Excelsior Blvd | (612) 843-8444 |
| 3 | Ben Meyer - State Farm Insurance Agent | 6310 Minnetonka Blvd | (952) 920-4035 |
| 4 | Gus Anchondo - State Farm Insurance Agent | 8800 MN-7 #300 | (952) 767-2467 |
| 5 | AAA Minneapolis - St. Louis Park | 5400 Auto Club Way | (952) 927-2600 |
| 6 | Hatzung Insurance | 4021 Vernon Ave S | (952) 927-4600 |
| 7 | Patrick Loree - State Farm Insurance Agent | 3981 Zarthan Ave S | (952) 546-4240 |
| 8 | Susan A Haub - State Farm Insurance Agent | 6801 Wayzata Blvd | (952) 929-6729 |
| 9 | Smart Stop Brokers | 5775 Wayzata Blvd Suite 700 | (763) 703-3119 |
| 10 | Tom Schmitz - State Farm Insurance Agent | 5619 W Lake St | (952) 929-7069 |
John Simeone - State Farm Insurance Agent provides flood insurance services for properties in St Louis Park, MN. It assists clients in assessing their flood risk and selecting appropriate coverage policies. The agent helps explain policy details and can adjust plans as needed, ensuring protection against water damage from rising waters or heavy storms. Services cover basic residential policies and can be maintained through regular policy reviews. The agency insures single-family homes, apartments, retail, and restaurants.
Spring rains and seasonal snowmelt in the St Louis Park area frequently bring unexpected water damage to homes and basements. Brandon Walter - State Farm Insurance Agent helps property owners prepare for these weather patterns by offering professional flood insurance guidance. As a local Flood Insurance Agent, the company assists clients in evaluating their current property risks and understanding available coverage options for flood-related losses. The initial step in this process typically involves a thorough inspection of the home’s flood exposure and a discussion of appropriate policy limits.
Ben Meyer’s flood insurance agency serves St Louis Park, MN, and the surrounding Minneapolis metro communities, handling both residential and commercial flood policies for property owners in designated flood zones. The agency provides assistance with the National Flood Insurance Program and private flood coverage options. For a typical job, it begins by assessing the property’s risk level and coverage needs, then reviews available policies to match the client’s specific flood exposure and budget.
For this St Louis Park agency, one-time flood insurance policies cover a specific property for a standard term, while recurring service options provide continuous protection with automatic renewals. Coverage safeguards homes and businesses from rising water, typically excluded from standard homeowners policies. As a Flood Insurance Agent, Gus Anchondo - State Farm Insurance Agent advises clients on the importance of securing this specialized coverage before weather events. Service for new policies and adjustments runs on an as-needed basis, with customers contacting the office individually to start, modify, or discuss their flood protection.
AAA Minneapolis - St. Louis Park serves the greater Hennepin County and Twin Cities metro area, focusing on flood insurance agency services. The company assists property owners in St Louis Park and surrounding communities with securing coverage for flood damage. It helps clients navigate National Flood Insurance Program requirements and private policy options. Services include risk assessments for homes near waterways and filing claims after flood events. Policy review and adjustment for changing flood zones are key services it handles in this area.
Hatzung Insurance provides specialized flood insurance policies for properties in St Louis Park, MN, and assists with navigating federal program requirements. The agency also handles general property insurance needs for local homeowners and businesses. It helps clients understand coverage limits and exclusions specific to flood damage. As Minnesota spring thaws and heavy rains increase, the agency guides policyholders through higher water level risks in the area.
After the spring thaw, St Louis Park homes often face unexpected water from the Minnesota River or intense seasonal storms. Patrick Loree - State Farm Insurance Agent provides flood insurance agent services to protect local properties against such damage. The agency works with residents to review standard policies, which typically exclude flood coverage, and explains available federal program options. Coverage gaps can arise, especially in lower-lying neighborhoods. The process begins with a detailed discussion of the property’s flood risk, followed by a scheduled on-site inspection to assess vulnerabilities and recommend appropriate coverage.
Helping St Louis Park property owners manage everyday risk, Susan A Haub - State Farm Insurance Agent offers standard policies for homes and vehicles alongside specialized flood coverage needs. Understanding the importance of protecting assets from water damage, this agent provides guidance on National Flood Insurance Program options. Commercial clients such as offices, warehouses, and food service establishments can also secure tailored protection for their unique operational risks.
Smart Stop Brokers, a flood insurance agent based in St Louis Park, MN, is known for helping homeowners and businesses assess their flood risk and secure appropriate National Flood Insurance Program policies. The company serves properties across the greater Minneapolis metropolitan area, including those in high-risk flood zones. It offers guidance on the standard waiting period for new policies. Clients can also request assistance with elevation certificates to verify accurate premium rates.
Tom Schmitz - State Farm Insurance Agent in St Louis Park, MN provides residential flood insurance coverage for single-family homes and condominiums in the area. Commercial flood policies are also available to protect local businesses and rental properties. Service reaches clients throughout St Louis Park and nearby communities. After an initial consultation and policy setup, the agent follows up to confirm coverage details and remains available for repeat service or policy adjustments between regular visits.
What Does a a Flood Insurance Agent in St Louis Park Cost?
Typical flood insurance costs in St Louis Park range from 500 to 2000 dollars annually for NFIP policies. Private market options may cost more or less depending on risk factors. Elevation certificates and flood zone maps affect premium calculations. This is general information not insurance advice.
About flood insurance agents in St Louis Park
Flood insurance agents in St Louis Park help property owners secure coverage through the National Flood Insurance Program. Minnesota law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents can explain local flood maps and assist with policy options for homes and businesses.
Frequently Asked Questions
Do I need flood insurance in St Louis Park Minnesota?
Flood insurance is required by lenders for properties in designated Special Flood Hazard Areas. Even outside these zones flooding can occur. An agent can review your property risk and coverage needs.
What does a flood insurance agent in St Louis Park do?
An agent helps you apply for NFIP policies and private flood insurance. They assess your property location and recommend appropriate coverage limits. They also assist with claims and policy renewals.
Is flood insurance expensive in Minnesota?
Costs vary based on flood zone elevation and building characteristics. In Minnesota NFIP policies average between 500 and 2000 dollars per year. An agent can provide a specific quote for your property.
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