The top-rated flood insurance agent in Eagan, Minnesota is Heppner Group, rated 4.9 stars across 664 reviews. Other highly rated options include Jordan Radel - State Farm Insurance Agent, Ross Metcalf - State Farm Insurance Agent, Clear Choice Insurance Agency, Inc.. This directory lists 21 flood insurance agents serving Eagan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heppner Group | 2600 Eagan Woods Dr #135 | (888) 700-0126 |
| 2 | Jordan Radel - State Farm Insurance Agent | 1981 Silver Bell Rd #1500 | (651) 452-1171 |
| 3 | Ross Metcalf - State Farm Insurance Agent | 3470 Washington Dr # 200 | (651) 454-7843 |
| 4 | Clear Choice Insurance Agency, Inc. | 3459 Washington Dr # 101 | (651) 288-3190 |
| 5 | First Class Insurance Brokers | 4651 Nicols Rd #203 | (651) 456-8165 |
| 6 | Nick DeVries - State Farm Insurance Agent | 525 Diffley Rd #2090 | (651) 454-2374 |
| 7 | Todd Vincelli: Allstate Insurance | 1585 Thomas Center Dr Ste 103 | (651) 452-5420 |
| 8 | Brian Seedorf: Allstate Insurance | 4580 Scott Trail Ste 220 | (651) 452-9099 |
| 9 | T. French Insurance Agency, LLC | 2036 Vienna Ln | (612) 222-9813 |
| 10 | Farmers Insurance - Ted Ault | 2189 Cedar Ridge Cir | (651) 686-8005 |
Heppner Group serves the Eagan, Minnesota area and surrounding communities as a flood insurance agent. The company helps property owners assess their risk of flood damage and secure appropriate coverage. It guides clients through the complexities of National Flood Insurance Program policies and private flood insurance options. This provider assists with both residential and commercial properties needing flood protection in the region. Heppner Group specifically handles policy evaluations for homes in high-risk flood zones and coverage adjustments for businesses located near waterways.
Jordan Radel, as a State Farm Insurance Agent in Eagan, Minnesota, serves homeowners, businesses, and property managers who need flood insurance protection. The agency helps local clients understand their coverage options and file claims when water damage occurs. Serving the broader south metro area, this office also provides flood insurance policies and guidance to residents and business owners in neighboring communities such as Apple Valley.
Based in Eagan, MN, Ross Metcalf - State Farm Insurance Agent provides comprehensive flood insurance solutions to protect properties from water damage. Its service approach includes helping clients understand coverage options and establish appropriate protection plans for their specific needs. The agency offers guidance on policy details and assists with claims filing after a flood event. This practice services single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Clear Choice Insurance Agency, Inc. serves Eagan and the surrounding Twin Cities communities, handling flood insurance policies for homeowners and businesses. It assesses properties in designated flood zones to determine appropriate coverage options under federal and private programs. The agency navigates flood maps and elevation certificates to help clients meet lender requirements and maintain adequate protection. For a typical job, it conducts a thorough review of the property's flood risk and available coverage limits before presenting tailored policy recommendations.
First Class Insurance Brokers in Eagan, Minnesota specializes in securing flood insurance policies for residential and commercial properties. The agency helps clients assess their flood risk and navigate coverage options under the National Flood Insurance Program. It also works with property owners to identify gaps in existing homeowners policies regarding water damage. Many homeowners in Eagan face increased exposure during spring thaws and heavy rain seasons, a specific concern the agency addresses by reviewing policy limits before storms arrive.
Nick DeVries - State Farm Insurance Agent in Eagan, MN, distinguishes between one-time coverage for individual flood events and recurring annual policies that protect homes and businesses against ongoing flood risks. As a flood insurance agent, the agency helps local property owners navigate National Flood Insurance Program requirements and private market options tailored to the area’s floodplain exposures. Services are available on an as-needed basis, with policy reviews and claims assistance provided when clients require support throughout the year.
Todd Vincelli: Allstate Insurance in Eagan, MN, provides residential and commercial property insurance with a specialty in flood coverage for local homeowners and businesses. It assists clients in securing policies tailored to their specific property risks and zoning requirements. The agency understands seasonal weather patterns and floodplain regulations in the region. It serves commercial sectors including offices, warehouses, and food service establishments, helping them protect their assets against water damage and business interruption.
Brian Seedorf: Allstate Insurance in Eagan, MN provides residential flood insurance agents to protect homes from water damage. Commercial coverage is also available for business properties. The agency serves clients throughout Eagan and the surrounding Twin Cities area. Agents help assess individual flood risks and identify suitable policy options. After an initial purchase or claim, the office handles follow-up service to adjust coverage as needed between regular visits.
Farmers Insurance - Ted Ault, based in Eagan, MN, serves as a local flood insurance agent specializing in coverage for residential and commercial properties. The agency helps clients navigate the complexities of flood risk assessment and policy selection, offering guidance on both federally backed and private insurance options. It provides personalized quotes to address specific property vulnerabilities in this region. For added protection, the agency can include building ordinance coverage to help with rebuilding costs, bridging gaps in standard flood policies.
What Does a a Flood Insurance Agent in Eagan Cost?
Flood insurance costs in Minnesota vary by property risk, coverage amount, and deductible. Average NFIP premiums in the state range from 700 to 2000 dollars per year for standard policies. Properties in high-risk zones near the Minnesota River may pay more. Private flood insurance may offer different pricing. This is general information and not insurance advice.
About flood insurance agents in Eagan
Flood insurance agents in Eagan Minnesota help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. Minnesota law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Eagan properties near the Minnesota River or local creeks may need flood insurance to protect against spring snowmelt and heavy rain events.
Frequently Asked Questions
Do I need flood insurance if I live in Eagan Minnesota?
You may need flood insurance if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones, flood damage is not covered by standard homeowners policies. A local agent can check your flood zone status.
How do I find a flood insurance agent in Eagan?
Search for licensed insurance agents in Eagan who offer flood policies through the NFIP or private carriers. Many independent agents in Dakota County can help you compare options. You can also contact the Minnesota Department of Commerce for a list of licensed agents.
What does flood insurance cover in Minnesota?
NFIP policies cover up to 250000 dollars for building damage and 100000 dollars for contents. Coverage includes water damage from overflowing rivers, heavy rain, and snowmelt. Basement improvements and belongings may have limited coverage under standard policies.
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