The top-rated flood insurance agent in Eden Prairie, Minnesota is Brandi Warmbier - State Farm Insurance Agent, rated 5.0 stars across 148 reviews. Other highly rated options include Ben Just - State Farm Insurance Agent, Marty Bothwell - State Farm Insurance Agent, Smart Insurance Agency Inc. This directory lists 19 flood insurance agents serving Eden Prairie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandi Warmbier - State Farm Insurance Agent | 9531 W 78th St Ste 300 | (952) 943-2200 |
| 2 | Ben Just - State Farm Insurance Agent | 14850 Scenic Heights Rd #155 | (952) 941-5850 |
| 3 | Marty Bothwell - State Farm Insurance Agent | 15756 Venture Ln | (952) 937-5556 |
| 4 | Smart Insurance Agency Inc | 11800 Singletree Ln SUITE 130 | (612) 243-4000 |
| 5 | P & H Insurance Agency Inc. | 11800 Singletree Ln # 120 | (952) 829-1655 |
| 6 | Chris Jahnke Agency INC American Family Insurance | 9755 Hamilton Rd | (952) 746-4944 |
| 7 | Christensen Group Insurance Eden Prairie | 9855 W 78th St #100 | (952) 653-1000 |
| 8 | Twin City Group | 7500 Flying Cloud Dr | (952) 924-6900 |
| 9 | Stallion Insurance Group | 12160 Technology Dr. #213 | (651) 735-1284 |
| 10 | Caveo Insurance Agency | 8925 Aztec Dr #3 | (952) 406-8841 |
Brandi Warmbier - State Farm Insurance Agent serves the Eden Prairie, Minnesota area as a flood insurance agent. The company assists homeowners and renters in securing financial protection against water damage from rising rivers and heavy storms. A dedicated local agency, it assesses the specific flood risks common to the region to recommend appropriate coverage policies from the National Flood Insurance Program. Among its services, the agency handles flood insurance applications and helps clients file their claims for covered losses.
Ben Just - State Farm Insurance Agent in Eden Prairie, MN, provides flood insurance coverage to protect residential and commercial properties from water damage. Their services include advising clients on policy options that meet local requirements and helping with claims filing after a flood event. Agents offer periodic policy reviews to ensure adequate coverage limits remain in place as conditions change. They service single-family homes, apartment buildings, retail spaces, and restaurants in the area.
Marty Bothwell - State Farm Insurance Agent serves homeowners, businesses, and property managers in Eden Prairie, Minnesota, by offering flood insurance policies that protect against water damage from heavy rain, snowmelt, and storm surges. As a local agent, he helps clients navigate the National Flood Insurance Program and assess their property’s specific flood risk. The agency also works with renters seeking coverage for personal belongings and landlords protecting rental properties. Its services extend to the neighboring community of Bloomington and other parts of the southwest metro area.
Smart Insurance Agency Inc serves Eden Prairie and the surrounding communities of the southwest Twin Cities metro area, handling flood insurance needs for residential and commercial properties. It assists clients in navigating the National Flood Insurance Program and private market options to secure appropriate coverage against water damage. The agency takes a careful approach by reviewing flood zone maps and property history to recommend suitable policies for each individual situation.
Adjusting for flood insurance can involve a one-time consultation to review existing policies or an ongoing service that monitors coverage against changing flood maps. P & H Insurance Agency Inc. in Eden Prairie, MN helps clients understand their flood risk and secure appropriate protection for their structures and contents. The agency works with area residents and businesses seeking guidance on National Flood Insurance Program options. This service runs on both a scheduled review basis and as-needed for policy amendments.
Spring flooding from melting snow and heavy rains is a recurring concern for Eden Prairie homeowners near the Minnesota River corridor. As a flood insurance agent, Chris Jahnke Agency INC American Family Insurance helps residents navigate National Flood Insurance Program policies to protect their property. The agency guides clients through coverage options tailored for both high-risk zones and properties facing unexpected water damage from storm surges. Prospective policyholders typically begin with a property risk assessment and a discussion of local flood maps to determine appropriate coverage needs.
Christensen Group Insurance Eden Prairie specializes in helping property owners navigate flood insurance policies to protect against water damage. It also offers general insurance agent services for various local coverage needs in Eden Prairie, Minnesota. The agency works with the National Flood Insurance Program and private insurers to find suitable options for residential and commercial clients. Flood risks can increase rapidly during spring thaws and heavy summer storms, and this company assists clients with obtaining timely coverage before such events occur.
Twin City Group works in insurance from its location in Eden Prairie, Minnesota, providing coverage solutions for properties in the region. The agency concentrates on flood insurance, helping homeowners and businesses address potential water damage risks beyond what standard policies cover. Clients there often need tailored plans due to the area’s weather patterns. Twin City Group can serve commercial sectors such as offices, warehouses, and food service operations.
Stallion Insurance Group in Eden Prairie, Minnesota, is known for its focused service as a flood insurance agent, helping homeowners and businesses in the area understand their coverage needs. The company assists clients through the complexities of the National Flood Insurance Program and private market options, offering guidance on risk assessment and policy selection to protect properties in flood-prone zones. Additional support includes helping customers document personal belongings for claims.
What Does a a Flood Insurance Agent in Eden Prairie Cost?
Flood insurance premiums in Minnesota vary by flood zone, building elevation, and coverage amount. For an NFIP policy, annual premiums often range from 700 to 2,000 dollars for a standard home, but high-risk properties can cost more. Private flood insurance may offer different pricing. This is general information, not insurance advice.
About flood insurance agents in Eden Prairie
Flood insurance agents in Eden Prairie help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Minnesota law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Eden Prairie sits near the Minnesota River, making flood risk awareness important for homeowners and businesses.
Frequently Asked Questions
Do I need flood insurance in Eden Prairie Minnesota?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.
How does a flood insurance agent help with NFIP policies?
A flood insurance agent can explain NFIP coverage limits, deductibles, and the 30-day waiting period before a policy takes effect. They also help you complete the Elevation Certificate needed for accurate premium pricing.
What is the waiting period for flood insurance in Minnesota?
NFIP policies typically have a 30-day waiting period from the date of application before coverage begins. Exceptions exist for flood map changes or mortgage closings, but you should not wait until a storm is forecast.
Flood Insurance Agents in Other Minnesota Cities
Andover · Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Cottage Grove · Eagan · Edina · Elk River · Inver Grove Heights · Lakeville