The top-rated flood insurance agent in Coon Rapids, Minnesota is Pinnacle Insurance Agency of Minnesota, LLC, rated 4.9 stars across 1,365 reviews. Other highly rated options include Paul Gentilini - State Farm Insurance Agent, R J Bergstrom - State Farm Insurance Agent, David Doyea - State Farm Insurance Agent. This directory lists 11 flood insurance agents serving Coon Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pinnacle Insurance Agency of Minnesota, LLC | 10081 Dogwood St NW | (763) 767-2323 |
| 2 | Paul Gentilini - State Farm Insurance Agent | 3357 Coon Rapids Blvd | (763) 755-1420 |
| 3 | R J Bergstrom - State Farm Insurance Agent | 11413 Hanson Blvd NW | (763) 755-7350 |
| 4 | David Doyea - State Farm Insurance Agent | 2740 Main St NW #114 | (763) 755-6100 |
| 5 | Kevin Vote - State Farm Insurance Agent | 11115 Crooked Lake Blvd NW | (763) 755-7220 |
| 6 | North Suburban Agencies, Inc. | 11421 Hanson Blvd NW | (763) 755-2300 |
| 7 | Aspen Insurance Group, Inc | 8960 Springbrook Dr #100 | (763) 755-7000 |
| 8 | Oakwood Insurance Agency, Inc. | 2003 Northdale Blvd NW | (763) 754-1824 |
| 9 | MNStar Insurance | 299 Coon Rapids Blvd #209 | (763) 898-3384 |
| 10 | Joe Fulton Agency | 277 Coon Rapids Blvd #410 | (763) 710-9280 |
Pinnacle Insurance Agency of Minnesota, LLC serves the Coon Rapids area and surrounding communities as a flood insurance agent. It helps property owners assess their risk and secure coverage through the National Flood Insurance Program. The agency also guides clients through the complexities of flood zone designations and policy requirements. By offering these services, Pinnacle works to protect homes and businesses from potential water damage. It handles flood insurance applications and claim assistance for local residents.
Paul Gentilini - State Farm Insurance Agent in Coon Rapids, MN, provides flood insurance policies designed to protect properties from water damage caused by rising waters and storms. It offers assistance with filing claims and reviewing existing coverage to ensure adequate protection. The company helps clients understand policy details and navigate the complexities of flood insurance requirements in the region. Its services cover single-family homes, apartments, retail establishments, and restaurants in the local area.
R J Bergstrom - State Farm Insurance Agent serves homeowners, businesses, and property managers in Coon Rapids, Minnesota, who need flood insurance to protect their assets from water damage. The agency provides guidance on available flood coverage options, helping clients understand how to safeguard properties against potential flooding risks common in the region. They assist with policy selection and claims support for local customers. This agent also covers the broader Anoka County area and parts of the northern Twin Cities metro.
Serving Coon Rapids, Minnesota, and the surrounding communities, David Doyea - State Farm Insurance Agent handles flood insurance policies for area homeowners and businesses. This agency addresses coverage needs for properties in designated flood zones and those at risk during heavy rainfall or snowmelt. It helps clients review their existing policies to ensure adequate protection against water damage. To handle a typical job, it conducts a thorough property risk assessment and explains available coverage options for flood-related losses.
Kevin Vote - State Farm Insurance Agent in Coon Rapids, MN, offers flood insurance policies suitable for both one-time coverage needs, such as protection for a single high-risk event, and recurring annual plans that provide continuous safeguarding against seasonal flood damage. Coverage typically includes structural damage to the home and replacement of personal belongings lost to rising water. Clients can rely on this agency for guidance in selecting appropriate protection for their property. Service is provided on an ongoing, scheduled basis to ensure renewals maintain consistent flood preparedness.
North Suburban Agencies, Inc. in Coon Rapids, MN provides flood insurance options tailored to residential and commercial properties in the area. Its general work involves helping clients understand policy coverages and navigate claims for flood damage. As a dedicated local agency, it addresses concerns specific to the Mississippi River corridor and surrounding watersheds. This service proves especially vital during spring snowmelt and heavy rain events, which can lead to rapid, unexpected flooding in low-lying neighborhoods.
Spring storms and rapid snowmelt in the Coon Rapids area often raise the risk of basement flooding and flash water damage. Aspen Insurance Group, Inc helps property owners understand their flood insurance options before waters rise. The company advises on policies that cover residential and commercial structures against overflow from rivers and heavy rain. A licensed agent typically reviews local flood maps and the customer’s specific property layout during an initial consultation. This process includes a walk-through inspection of the building’s elevation and drainage points.
Oakwood Insurance Agency, Inc. provides property coverage solutions and specializes as a flood insurance agent for clients in Coon Rapids, Minnesota. The agency assists homeowners and commercial operators in securing protection against water damage from rising waters. Policies are structured to address the specific risks common to the region. The company serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
As a flood insurance agent in Coon Rapids, MN, MNStar Insurance assists homeowners with securing residential coverage against water damage from natural flooding events. They also provide commercial property policies for local businesses needing similar protection throughout the broader metro region. Serving clients in Coon Rapids and the surrounding communities, the agency offers guidance on adjusting coverage as property or flood zone conditions change. After a policy is issued, they can help with follow-up adjustments during subsequent policy review periods between regular annual visits.
Joe Fulton Agency, based in Coon Rapids, MN, is known for helping property owners secure flood insurance policies that meet their specific needs. The agency serves clients throughout the local area and surrounding communities. As a dedicated flood insurance agent, it guides homeowners and businesses through the complexities of flood risk assessment and coverage options. A practical specialty it can provide is advising on how to adjust coverage limits after property renovations or purchase of significant new contents.
What Does a a Flood Insurance Agent in Coon Rapids Cost?
The cost of flood insurance in Minnesota varies by property location, elevation, and coverage amount. Typical premiums range from 500 to 3,000 dollars per year for standard NFIP policies. Private flood insurance may cost more or less depending on risk. This is general information and not insurance advice.
About flood insurance agents in Coon Rapids
Flood insurance agents in Coon Rapids, Minnesota help property owners secure coverage through the National Flood Insurance Program and private insurers. Coon Rapids is located along the Mississippi River, making flood insurance important for many homes and businesses. Minnesota law requires lenders to mandate flood insurance for properties in high-risk flood zones as designated by FEMA.
Frequently Asked Questions
What does a flood insurance agent in Coon Rapids do?
A flood insurance agent helps you understand your flood risk, find appropriate coverage, and complete the application process. They can explain policy limits, deductibles, and exclusions specific to your property in Coon Rapids.
Is flood insurance required in Coon Rapids Minnesota?
Flood insurance is required by lenders for properties in FEMA-designated Special Flood Hazard Areas. Even if not required, many homeowners choose coverage because of Coon Rapids proximity to the Mississippi River and local flood risks.
How do I choose a flood insurance agent in Coon Rapids?
Look for an agent licensed in Minnesota with experience in flood insurance policies. Check their knowledge of local flood zones and the National Flood Insurance Program. You can verify an agents license through the Minnesota Department of Commerce.
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