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Compare flood insurance agents in Chaska. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Chaska, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 12 flood insurance agents in Chaska, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Westerholm & Associates Inc. American Family Insurance
123 W 2nd St, Chaska, MN 55318
(952) 448-4374
Petersen Insurance Inc
116 E 2nd St, Chaska, MN 55318
(952) 368-3881
NPCL Mutual Insurance Company
113 3rd St E, Chaska, MN 55318
(952) 448-4580
npclinsurance.com
Farmers Insurance - Jack Drilling
207 N Chestnut St #140, Chaska, MN 55318
(952) 479-8200
agents.farmers.com
Flood insurance agents in Chaska help property owners obtain coverage through the National Flood Insurance Program or private insurers. Minnesota law requires lenders to mandate flood insurance for properties in high-risk flood zones as designated by FEMA. Chaska properties near the Minnesota River may face special floodplain regulations that affect insurance needs.
What Does a Flood Insurance Agent in Chaska Cost?
Typical flood insurance premiums in Minnesota range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, building elevation, and deductible. Private flood insurance may cost 300 to 1,500 dollars annually for similar coverage. Costs vary significantly by property risk and coverage limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required for homes in Chaska?
Flood insurance is required by lenders for properties in FEMA-designated Special Flood Hazard Areas. Even outside these zones, Minnesota law does not mandate flood insurance, but many agents recommend it for properties near water or with basement seepage risk.
How do I find a flood insurance agent in Chaska?
You can search the Minnesota Department of Commerce license lookup for agents who sell flood policies. Local independent agents in Chaska often offer NFIP policies and can also quote private flood insurance options.
What does flood insurance cover in Minnesota?
Standard NFIP policies cover up to 250,000 dollars for building damage and 100,000 dollars for contents. Private policies may offer higher limits and additional coverage for basements or temporary living expenses.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.