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HomeFlood Insurance AgentsMinnesota › Bloomington

Find Flood Insurance Agents Near You in Bloomington, MN

Browse flood insurance agents serving Bloomington, Minnesota. Updated 2026-07-14.

The top-rated flood insurance agent in Bloomington, Minnesota is Sam Sand - State Farm Insurance Agent, rated 4.9 stars across 196 reviews. Other highly rated options include Farmers Insurance - Austin Miller, Brent Mohlenhoff - State Farm Insurance Agent, Arcadia Insurance Group. This directory lists 15 flood insurance agents serving Bloomington.

Showing 15 flood insurance agents in Bloomington, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sam Sand - State Farm Insurance Agent8714 Lyndale Ave S(612) 351-3848
2Farmers Insurance - Austin Miller2120 W Old Shakopee Rd(952) 253-9907
3Brent Mohlenhoff - State Farm Insurance Agent8714 Lyndale Ave S(952) 881-0907
4Arcadia Insurance Group8400 Normandale Lake Blvd #920(952) 856-6074
5Alexander & Haberman Agency, LLC - Bloomington9301 Bryant Ave S #105(952) 444-9720
6James M King Insurance5270 W 84th St Suite 305(952) 881-2685
7Vandervieren & Associates Inc. American Family Insurance9437 Garfield Ave S Ste 100(952) 888-1445
8Minnesota Fair Plan7900 International Dr #625(612) 338-7584
9Aklog Asfaw Agency900 American Blvd E #206(952) 854-4762
10Frontier Insurance Brokers3800 American Blvd W Suite 1500(952) 921-5858
SS
8714 Lyndale Ave S
Sam Sand - State Farm Insurance Agent
Flood Insurance Agent · Bloomington, MN

Sam Sand - State Farm Insurance Agent serves the Bloomington, Minnesota, area as a flood insurance agent. This agency helps local homeowners and renters understand their flood risk and obtain necessary coverage. It provides guidance on policy options that protect property from water damage caused by heavy rains or storm surges. The agency also assists clients in navigating the application process for federally backed flood insurance through the National Flood Insurance Program. Specific services it handles include assessing individual property flood zones and tailoring coverage limits to meet those needs.

FI
2120 W Old Shakopee Rd
Farmers Insurance - Austin Miller
Flood Insurance Agent · Bloomington, MN

Farmers Insurance - Austin Miller provides flood insurance solutions for properties in Bloomington, Minnesota. It assists clients in evaluating their risk exposure and obtaining appropriate National Flood Insurance Program or private market coverage. The company offers guidance on available service or maintenance plans, helping policyholders understand coverage details and claims procedures. Regular policy reviews help ensure proper protection as needs evolve. Its services address a range of residential and commercial property types, including single-family homes, apartments, retail locations, and restaurants.

BM
8714 Lyndale Ave S
Brent Mohlenhoff - State Farm Insurance Agent
Flood Insurance Agent · Bloomington, MN

Brent Mohlenhoff - State Farm Insurance Agent serves homeowners, businesses, and property managers in Bloomington, Minnesota by providing flood insurance coverage to protect against water damage from local rivers and heavy rainfall. This agency helps clients secure policies that cover structural repairs, basement flooding, and contents replacement, offering guidance on flood risk assessments for residential and commercial properties. Its services also extend to neighboring communities in the Richfield and Edina metro area.

AI
8400 Normandale Lake Blvd #920
Arcadia Insurance Group
Flood Insurance Agent · Bloomington, MN

Arcadia Insurance Group in Bloomington, MN distinguishes between a one-time policy, which covers a single flood event, and an annual recurring plan that provides ongoing safeguarding against seasonal flooding from rivers or heavy rains. Their standard residential coverage protects the structure and foundation, while optional contents coverage shields personal belongings from water damage. This agency serves local homeowners by offering either a scheduled annual renewal or as-needed consultations following severe weather advisories.

AH
9301 Bryant Ave S #105
Alexander & Haberman Agency, LLC - Bloomington
Flood Insurance Agent · Bloomington, MN

Alexander & Haberman Agency, LLC - Bloomington serves the Bloomington area and surrounding Minneapolis–Saint Paul communities, handling residential and commercial flood insurance needs. As a licensed flood insurance agent, the company assists property owners in securing National Flood Insurance Program policies and private market options. Its typical approach begins with a property's flood zone assessment to determine appropriate coverage, then customizes a policy to protect against flood damage while meeting lending requirements.

JM
5270 W 84th St Suite 305
James M King Insurance
Flood Insurance Agent · Bloomington, MN

Spring storms and rapid snowmelt in the Bloomington area can lead to unexpected water damage. James M King Insurance helps homeowners and businesses prepare by offering guidance on flood insurance policies that address local risk patterns. As a dedicated flood insurance agent, the company reviews each property’s exposure to nearby rivers and drainage basins before recommending coverage. Clients receive clear explanations about policy options and the waiting periods that apply. The process typically begins with a straightforward property inspection or individual risk assessment to determine the most suitable protection.

VA
9437 Garfield Ave S Ste 100
Vandervieren & Associates Inc. American Family Insurance
Flood Insurance Agent · Bloomington, MN

Vandervieren & Associates Inc., operating as American Family Insurance in Bloomington, MN, specializes in assessing flood exposure for residential and commercial properties. Its services focus on evaluating local flood zone maps and advising on appropriate coverage limits. The agency helps clients navigate the complexities of National Flood Insurance Program policies. This work is particularly valuable during the spring thaw, when rising water levels from snowmelt and rain create increased risks for basement flooding and property damage in the surrounding area.

MF
7900 International Dr #625
Minnesota Fair Plan
Flood Insurance Agent · Bloomington, MN

Minnesota Fair Plan in Bloomington offers residential flood insurance services, helping homeowners protect their properties from water damage. The agency also provides commercial coverage options for local businesses in the Bloomington area. Their team works closely with clients to assess flood risks and match them with appropriate policies that meet both residential and commercial needs. After a policy is in place, insured clients can follow up for adjustments or renewals separately from any regular insurance visits scheduled throughout the year.

AA
900 American Blvd E #206
Aklog Asfaw Agency
Flood Insurance Agent · Bloomington, MN

Aklog Asfaw Agency provides flood insurance solutions for properties in the Bloomington area. The agency specializes in helping clients navigate the unique flood risks associated with local waterways and seasonal weather patterns. Policies are tailored to protect residential and commercial structures from water damage. The agency can cover a range of commercial sectors, including offices, warehouses, and food service establishments.

FI
3800 American Blvd W Suite 1500
Frontier Insurance Brokers
Flood Insurance Agent · Bloomington, MN

Frontier Insurance Brokers of Bloomington, MN is known for helping property owners secure flood coverage tailored to their specific needs. The agency serves residential and commercial clients throughout the local area, offering policies that address varying flood zone risks and property values. Agents take time to explain policy details, ensuring customers understand their coverage limits and deductibles. As a specialty add-on, the firm can arrange for sewer backup and sump pump overflow endorsements to supplement the flood policy.

JD
1700 W 82nd St Ste 160
Joey Deitz - Mutual of Omaha
Flood Insurance Agent · Bloomington, MN
(952) 888-2772
agents.mutualofomaha.com/agents/mn/bloomington/joey-deitz
KH
8609 Lyndale Ave S #101g
Katy Hunter Insurance Agency
Flood Insurance Agent · Bloomington, MN
(952) 460-0273
katyhunterinsurance.com
MC
2105 W 80th 1/2 St suite b
Market Choice Insurance
Flood Insurance Agent · Bloomington, MN
(612) 688-7700
marketchoiceinsurance.com
BI
9217 17th Ave S #215
Bravo Insurance Agency
Flood Insurance Agent · Bloomington, MN
(720) 236-5681
bravo1insurance.com
SI
2626 E 82nd St #250
SA Insurance: Seguros Amezcua Bloomington MN
Flood Insurance Agent · Bloomington, MN
(612) 465-0400
segurosamezcua.com

What Does a a Flood Insurance Agent in Bloomington Cost?

Typical flood insurance costs in Bloomington Minnesota range from 500 to 3000 dollars per year for residential properties. NFIP policies have a maximum coverage of 250000 dollars for the building and 100000 dollars for contents. Private flood insurance may offer higher limits and different pricing. Costs depend on your propertys flood zone elevation and deductible choice. This is general information not insurance advice.

About flood insurance agents in Bloomington

Flood insurance agents in Bloomington Minnesota help homeowners and businesses understand flood risk near the Minnesota River. Minnesota law does not require flood insurance but mortgage lenders often do for properties in high-risk zones. Agents guide clients through the National Flood Insurance Program and private flood insurance options specific to Bloomington.

Frequently Asked Questions

Do I need flood insurance in Bloomington Minnesota?

Flood insurance is not required by Minnesota state law. However if your property is in a FEMA-designated Special Flood Hazard Area your mortgage lender will likely require it. Bloomington has areas near the Minnesota River that are in flood zones.

What does a flood insurance agent in Bloomington do?

A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They can explain the 30-day waiting period for NFIP policies and help you understand coverage limits for your home and contents.

How much does flood insurance cost in Bloomington Minnesota?

Costs vary based on flood zone elevation and property value. In Bloomington an NFIP policy for a single-family home in a low-risk zone might cost around 700 dollars per year. High-risk zone properties can cost 2000 dollars or more. Private insurers may offer different rates.

Flood Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.