The top-rated flood insurance agent in Brooklyn Park, Minnesota is Globe Life American Income Division: Deley Organization, rated 4.8 stars across 783 reviews. Other highly rated options include Jessie Wieden - State Farm Insurance Agent, Jeff Wieden - State Farm Insurance Agent, Sniezek Group Agency: Allstate Insurance. This directory lists 13 flood insurance agents serving Brooklyn Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Deley Organization | 7101 Northland Cir N #202 | (763) 292-5107 |
| 2 | Jessie Wieden - State Farm Insurance Agent | 8148 Lakeland Ave N | (763) 566-9890 |
| 3 | Jeff Wieden - State Farm Insurance Agent | 8148 Lakeland Ave N | (763) 566-9890 |
| 4 | Sniezek Group Agency: Allstate Insurance | 9630 Colorado Ln N | (763) 205-5322 |
| 5 | Karl Herman - State Farm Insurance Agent | 8567 Edinburgh Centre Dr | (612) 378-1111 |
| 6 | Riz Mulla - State Farm Insurance Agent | 9657 Colorado Ln N | (763) 425-6868 |
| 7 | Chad Sutherland - State Farm Insurance Agent | 8479A W Broadway | (763) 424-3000 |
| 8 | Tou Thai Lee - State Farm Insurance Agent | 3621 85th Ave N Ste 101 | (763) 231-0000 |
| 9 | Darcie Steinmetz: Allstate Insurance | 8065 Brooklyn Blvd | (763) 488-9999 |
| 10 | Farmers Insurance - Carrillo Agency | 7845 Brooklyn Blvd #220 | (763) 237-6974 |
Globe Life American Income Division: Deley Organization serves Brooklyn Park and the broader Hennepin County area, providing flood insurance agent services. The agency assists property owners in understanding their flood risk and securing coverage for homes and businesses. It helps clients navigate the complexities of the National Flood Insurance Program to protect against flood-related property damage. In this area, it specializes in residential flood insurance policies and commercial flood coverage for local businesses.
Jessie Wieden in Brooklyn Park, Minnesota, provides flood insurance coverage designed to protect against water damage from overflowing rivers, heavy rainfall, and storm surge. The agency helps clients understand policy options, assess coverage limits, and review flood zone designations. Its service includes annual policy evaluations to ensure adequate protection as property values change. Maintenance discussions address deductibles, building coverage adjustments, and contents protection. This flood insurance agent services single-family homes, apartments, retail storefronts, and local restaurants across the Brooklyn Park area.
Jeff Wieden - State Farm Insurance Agent in Brooklyn Park, Minnesota, serves homeowners, businesses, and property managers seeking flood insurance coverage for their structures and contents. The agency guides clients through policy options to protect against flood damage, helping them understand coverage limits and the claims process. Standard flood insurance typically covers buildings and personal property in high-risk and moderate-to-low risk areas. The agent also provides service to neighboring communities throughout the northwest Twin Cities metro, including Maple Grove.
Sniezek Group Agency: Allstate Insurance in Brooklyn Park, Minnesota helps property owners distinguish between the single transaction of a flood insurance policy purchase and the ongoing need for coverage adjustments as flood maps or property values change. Their service focuses on protecting homes and businesses from water damage that standard homeowners policies typically exclude. Clients can expect this agent's assistance on an as-needed basis, whether for initial policy setup or when flood zone reclassification requires a policy review.
Karl Herman - State Farm Insurance Agent serves Brooklyn Park, Minnesota, and the surrounding communities. The agency handles flood insurance policies designed to protect residential and commercial properties from water damage. This includes coverage for structural repairs and personal belongings affected by rising water. The agent works directly with clients to assess their flood risk and explain available policy options. Each job is handled by guiding property owners through the application process and helping them select appropriate coverage limits for their specific needs.
Riz Mulla - State Farm Insurance Agent in Brooklyn Park, MN offers flood insurance, with the key distinction between a one-time policy for immediate coverage and a recurring plan that renews automatically to maintain continuous protection. These policies cover structural damage and contents loss from rising water. Flood insurance through a qualified agent like this is essential in flood-prone regions, as standard homeowners policies typically exclude flood damage. Service for this local agent runs on a scheduled basis, with annual policy reviews and renewal reminders provided to ensure clients remain covered.
Chad Sutherland - State Farm Insurance Agent in Brooklyn Park, MN offers specialized flood insurance services to protect properties from water damage. The company provides tailored coverage options that address risks associated with heavy rainfall, snowmelt, and rising waterways common to the area. It also assists clients with general insurance needs, including policies for homes and automobiles. The agent helps residents and business owners secure comprehensive protection before the spring thaw season, when rapid snowmelt can lead to unexpected basement flooding and runoff issues.
As spring thaws and heavy rains arrive in Brooklyn Park, properties near the Mississippi River and local watersheds face elevated flood risks. Tou Thai Lee - State Farm Insurance Agent helps homeowners and renters in the area review their coverage options to protect against potential water damage. The agent evaluates each property’s exposure based on its location and past flood patterns. Insured residents can then schedule a walkthrough of their basement and foundation to identify vulnerabilities before a storm hits.
Darcie Steinmetz: Allstate Insurance provides comprehensive risk assessment and policy management for property owners in Brooklyn Park, MN. Its flood insurance services focus on protecting structures and belongings from water damage, offering coverage options that go beyond standard homeowners policies. The agency assists clients in navigating federal flood maps and determining appropriate coverage limits. Commercial sectors served include offices, warehouses, and food service establishments, helping ensure their operations remain secure against flood-related disruptions.
Farmers Insurance - Carrillo Agency in Brooklyn Park, MN provides residential flood insurance coverage tailored to protect homes from water damage risks in the area. The agency also offers commercial flood policies to help local businesses safeguard their assets and operations. Their service extends throughout Brooklyn Park and the surrounding communities. Clients can expect thorough guidance during initial enrollment and prompt follow-up assistance between regular policy check-ins to adjust coverage as needed.
What Does a a Flood Insurance Agent in Brooklyn Park Cost?
Typical flood insurance premiums in Minnesota range from about 500 to 2,000 dollars per year for a standard NFIP policy, depending on flood zone, building elevation, and coverage amount. Properties in high-risk zones or with lower elevation may cost more. Private flood insurance options may also be available. This is general information, not insurance advice.
About flood insurance agents in Brooklyn Park
Flood insurance agents in Brooklyn Park help homeowners and businesses secure coverage against flood damage. Minnesota participates in the National Flood Insurance Program, which requires properties in high-risk flood zones to carry flood insurance if they have a federally backed mortgage. An agent can guide you through flood zone maps, policy limits, and the 30-day waiting period for new NFIP policies.
Frequently Asked Questions
Do I need flood insurance in Brooklyn Park Minnesota?
If your property is in a Special Flood Hazard Area as shown on FEMA flood maps, your lender will require flood insurance. Even outside high-risk zones, flooding from heavy rain or snowmelt can occur, so an agent can help you assess your risk.
What does a flood insurance agent in Brooklyn Park do?
An agent helps you understand NFIP policy options, coverage limits for building and contents, and the elevation certificate process. They also explain Minnesota specific requirements such as the state building code for floodplain construction.
How long does it take for flood insurance to start in Minnesota?
Standard NFIP policies have a 30-day waiting period from the date of application before coverage begins. Exceptions exist for loans closing on a home purchase or for map revisions. Plan ahead with your agent to avoid gaps.
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