The top-rated flood insurance agent in Savage, Minnesota is Peter Hohn - State Farm Insurance Agent, rated 5.0 stars across 164 reviews. Other highly rated options include Andrew Petkoff - State Farm Insurance Agent, Joe O'Connor - State Farm Insurance Agent, Connell Insurance, Inc.. This directory lists 13 flood insurance agents serving Savage.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Peter Hohn - State Farm Insurance Agent | 7447 Egan Dr #205 | (952) 447-1700 |
| 2 | Andrew Petkoff - State Farm Insurance Agent | 6001 Egan Dr #110 | (952) 470-1064 |
| 3 | Joe O'Connor - State Farm Insurance Agent | 13845 State Hwy 13 # 1 | (952) 226-1500 |
| 4 | Connell Insurance, Inc. | 4819 123rd St W | (952) 895-9700 |
| 5 | Rachel Malec Agency, LLC American Family Insurance | 12931 Eagle Creek Pkwy | (952) 226-6006 |
| 6 | Farmers Insurance - Daniel Enger | 8710 Co Rd 42 | (952) 469-3188 |
| 7 | Brothers Wood Agency | 6100 McColl Dr | (888) 379-1531 |
| 8 | Prior Lake State Agency Home & Car Insurance Savage by Nick Cauley | 14944 Virginia Ave S | (612) 432-4005 |
| 9 | MIDWEST INSURANCE LLC | 4078 Egan Dr | (612) 216-4900 |
| 10 | Jay C Hurd Agency LLC American Family Insurance | 4735 123rd St W #300 | (952) 846-4444 |
Peter Hohn - State Farm Insurance Agent serves the Savage, MN area and surrounding Scott County communities as a local flood insurance agent. The agency offers guidance on securing policies that protect homes and businesses from water damage caused by rising rivers or heavy rains. Clients can schedule consultations to review their specific property risks and coverage needs. The agent handles standard flood insurance applications and assists with claims after qualifying flood events occur.
Andrew Petkoff - State Farm Insurance Agent in Savage, MN, provides flood insurance policies designed to protect residential and commercial properties from water damage. Services include policy reviews, risk assessments, and claims assistance. Its service plans help clients understand coverage limits and deductibles, while maintenance plans offer periodic policy updates to reflect changing flood zone maps. This flood insurance agent ensures policies are adjusted for rising water tables and severe weather events. It services single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, businesses, and property managers in Savage, Minnesota, Joe O'Connor - State Farm Insurance Agent helps clients find flood insurance policies that protect against water damage from storms and rising rivers. The agency guides customers through the complexities of flood coverage, including federal program requirements and private policy options for different property types. It assists in assessing individual flood risk and selecting appropriate deductible levels. This flood insurance agent also serves the neighboring communities of Burnsville and the surrounding Burnsville-Eagan area in the south metro.
Connell Insurance, Inc. in Savage, MN distinguishes between one-time flood hazard consultations and recurring policy management for homeowners and businesses. Coverage options typically involve building property protection and contents coverage against rising water damage, tailored to local flood zone risks. Services like risk assessments and claims assistance are available on an as-needed basis, while annual policy reviews follow a scheduled cycle to align with renewal periods.
Serving Savage, Minnesota, and the surrounding communities, Rachel Malec Agency, LLC American Family Insurance handles flood insurance for homeowners and businesses in the area. The agency helps clients assess their property’s specific flood risks and navigate the necessary coverage options to protect against water damage. Working with local adjusters and policyholders, the agency generally reviews each property’s exposure, coordinates required documentation, and outlines the claims process before a flood event occurs.
Farmers Insurance - Daniel Enger provides specialized flood insurance services tailored to property owners in Savage, Minnesota. The agency works to secure policies that cover damage from rising water, including overflow from rivers and heavy rainfall. Addressing the unique risks of the Minnesota River Valley area, it helps clients assess their exposure and choose appropriate coverage limits. The agency also assists with standard homeowners and business insurance needs. It focuses on helping local residents prepare for spring thaws and sudden storm events that can cause basement seepage or flash flooding.
When spring thaws or heavy rain arrives in Savage, Minnesota, flood risk can increase rapidly for homes near the Minnesota River. Brothers Wood Agency provides flood insurance agent services to local residents and property owners in the area. They help clients understand National Flood Insurance Program options and other typical coverage considerations. The agency guides property owners through the process of assessing potential water damage exposure in their specific location. A professional will visit the property to perform an initial flood zone evaluation or inspection to begin the coverage discussion.
Prior Lake State Agency Home & Car Insurance Savage by Nick Cauley assists property owners with standard coverage needs. As a flood insurance agent, they help clients navigate policies tailored to local flood risks in areas prone to water damage. The agency focuses on securing appropriate protection for residential and commercial structures in the region. Services extend to offices, warehouses, and food service establishments that require specialized flood insurance for their unique operational assets.
MIDWEST INSURANCE LLC delivers residential flood insurance coverage to homeowners in Savage, Minnesota. The agency also offers commercial flood policies for local business properties, serving clients throughout the greater metropolitan area. Understanding that flooding can affect any property without warning, the team provides detailed consultations to help residents and business owners choose appropriate coverage levels. After an initial policy is issued, the company follows up to discuss any changes in flood risk between regular visit schedules, ensuring coverage remains aligned with evolving conditions.
Jay C Hurd Agency LLC American Family Insurance in Savage, MN is known for helping local property owners manage flood risk with tailored coverage options. Their service range extends throughout the surrounding region, addressing both residential and commercial needs in flood-prone zones. As flood insurance agents, they assist clients in securing policies from the National Flood Insurance Program. Their specialty service includes guidance on additional contents coverage for belongings not fully protected under standard building policies.
What Does a a Flood Insurance Agent in Savage Cost?
Flood insurance premiums in Minnesota vary by flood zone, property elevation, and coverage amount. For a typical NFIP policy in Savage, annual premiums range from 700 to 2,500 dollars for a single-family home. Higher-risk properties in floodplains may pay more. Private market options can offer different pricing. This is general information, not insurance advice.
About flood insurance agents in Savage
Flood insurance agents in Savage, Minnesota help property owners understand their flood risk and secure coverage through the National Flood Insurance Program. Savage is located near the Minnesota River, which places many homes in Special Flood Hazard Areas. Agents can explain how Minnesota state law requires flood insurance for properties with federally backed mortgages in high-risk zones.
Frequently Asked Questions
Do I need flood insurance in Savage Minnesota?
If your property is in a Special Flood Hazard Area designated by FEMA, your mortgage lender will likely require flood insurance. Even outside high-risk zones, agents recommend coverage because heavy rains and snowmelt can cause flooding across Minnesota.
How do I find a flood insurance agent in Savage?
You can search for licensed insurance agents who sell flood policies through the NFIP or private carriers. The Minnesota Department of Commerce provides a list of licensed agents, and local real estate offices often have referrals.
What does flood insurance cover in Minnesota?
Standard NFIP policies cover building property and personal contents up to policy limits. Coverage includes damage from rising water, but not sewer backups unless you add a separate endorsement. Minnesota law does not mandate additional coverage, but agents can help you assess your needs.
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