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Find Flood Insurance Agents Near You in Rochester, MN
Looking for a flood insurance agent in Rochester? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Rochester, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 20 flood insurance agents in Rochester, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shawn Christensen - State Farm Insurance
1903 Broadway Ave S, Rochester, MN 55904
(507) 282-1500
sfrochester.com
Bruce Fujan - State Farm Insurance Agent
5025 Hwy 52 N, Rochester, MN 55901
(507) 281-5194
brucefujan.com
Fortress Insurance & Financial Services
2766 Commerce Dr NW STE D, Rochester, MN 55901
(507) 424-6200
buildmyfortress.com
Atlas Insurance Brokers
5721 Bandel Rd NW, Rochester, MN 55901
(507) 252-8720
atlasinsurancerochester.com
David Jorgenson - State Farm Insurance Agent
401 16th Ave NW Suite 105, Rochester, MN 55901
(507) 216-5274
jorgensoninsurance.com
Connor Faupel Insurance Agency
3552 West River Pkwy NW, Rochester, MN 55906
(507) 261-9306
connorfaupel.com
Ted W. Smith Insurance
3228 6th Ave NE, Rochester, MN 55906
(507) 252-4640
twsagency.com
Sam Ghareeb Insurance Broker
1500 1st Ave NE #111c, Rochester, MN 55906
(507) 358-4497
samginsurance.com
All Apple Insurance Agency / Paul M. Peterson
511 Northern Hills Dr NE #3, Rochester, MN 55906
(507) 285-5760
allappleagency.com
Shawn Capelle Agency Inc American Family Insurance
3334 19th St NW STE 204, Rochester, MN 55901
(507) 285-9927
amfam.com
Safechoice Insurance Agency
894 7th St NW, Rochester, MN 55901
(507) 280-9282
safechoicemn.com
Ellingson Insurance Group
2659 Superior Dr NW Suite 200, Rochester, MN 55901
(507) 258-4640
ellingsongrp.com
Harmony Insurance Group
411 12th St SE, Rochester, MN 55904
(507) 280-8300
harmonyinsurancegroup.com
Chris Liffrig Agency
3270 19th St NW STE 102, Rochester, MN 55901
(507) 398-2640
chrisliffriginsurance.com
Sandvik Insurance Agency
826 Broadway Ave S, Rochester, MN 55904
(507) 226-8481
sandvikinsuranceagency.com
Dave Faupel Agency
5721 Bandel Rd NW, Rochester, MN 55901
(507) 269-8883
davefaupel.com
Heartman Insurance
1635 Greenview Dr SW, Rochester, MN 55902
(507) 288-3834
heartman.com
Apex Insurance Solutions
1207 2nd Ave NW, Rochester, MN 55901
(507) 722-0193
apexinsurancemn.com
Horihan Insurance
3159 Superior Dr NW, Rochester, MN 55901
(507) 289-0435
horihan.com
April Pahl Agency LLC
401 16th St SE Ste 204, Rochester, MN 55904
(507) 226-9155
aprilpahlagency.com
Flood insurance agents in Rochester Minnesota help property owners secure coverage through the National Flood Insurance Program and private insurers. Minnesota law does not require flood insurance but mortgage lenders often mandate it for properties in high-risk flood zones. Rochester residents near the Zumbro River or Cascade Creek should consider flood insurance even outside mapped floodplains.
What Does a Flood Insurance Agent in Rochester Cost?
Flood insurance costs in Minnesota vary by flood zone property value and coverage amount. NFIP policies in Rochester average between 400 and 1500 dollars per year for standard residential coverage. Higher-risk properties in Zone AE may pay 2000 dollars or more. Private flood insurance can sometimes offer lower rates for low-risk homes. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Rochester?
Yes you may still benefit from flood insurance. Over 20 percent of NFIP claims come from properties outside high-risk areas. Heavy rain and snowmelt in Minnesota can cause flooding anywhere.
What does a flood insurance agent in Rochester do?
A flood insurance agent helps you understand your flood risk and choose a policy that meets NFIP or private market requirements. They assist with applications and explain waiting periods which are typically 30 days for NFIP policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.