The top-rated flood insurance agent in Plymouth, Minnesota is Kyle Vitense - State Farm Insurance Agent, rated 4.9 stars across 330 reviews. Other highly rated options include Shane Mason - State Farm Insurance Agent, Joe Gehlen - State Farm Insurance Agent, Prokop Insurance Agency. This directory lists 15 flood insurance agents serving Plymouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Vitense - State Farm Insurance Agent | 10405 6th Ave N UNIT 120 | (763) 231-3058 |
| 2 | Shane Mason - State Farm Insurance Agent | 1915 Xenium Ln N | (763) 561-2970 |
| 3 | Joe Gehlen - State Farm Insurance Agent | 17610 19th Ave N | (763) 475-3400 |
| 4 | Prokop Insurance Agency | 9900 13th Ave N # 200 | (612) 333-7767 |
| 5 | Bob Neuberger - State Farm Insurance Agent | 1915 Xenium Ln N | (763) 545-5657 |
| 6 | Anchor Insurance Agency LLP | 3535 Plymouth Blvd STE 111 | (763) 473-4090 |
| 7 | Kaplan Ins. Agency Inc. | 3555 Plymouth Blvd STE 118 | (763) 746-5000 |
| 8 | Tarbox Insurance Agency | 9800 Shelard Pkwy UNIT 330 | (612) 237-7700 |
| 9 | Jacob Group Agency: Allstate Insurance | 3211 Fernbrook Ln N | (763) 559-4165 |
| 10 | Lake Country Insurance Services | 18205 45th Ave N STE B | (612) 285-3113 |
Kyle Vitense - State Farm Insurance Agent serves the Plymouth, MN area as a flood insurance agent. This agency helps property owners understand and secure coverage for flood-related risks. Flood insurance protects homes and businesses from financial losses caused by rising water and storm surges. The agency assists clients in evaluating their flood zone exposure and selecting appropriate policy limits. It handles standard flood insurance policies and excess flood coverage for properties requiring higher limits.
Shane Mason - State Farm Insurance Agent in Plymouth, MN offers a range of flood insurance services to help property owners protect against water damage. The agency provides policy consultations and claims assistance, guiding clients through coverage options tailored to flood risk. Routine policy reviews and updates are included to maintain adequate protection as needs change. Shane Mason - State Farm Insurance Agent services single-family homes, apartments, retail spaces, and restaurants in the surrounding area.
Homeowners, businesses, and property managers in Plymouth, MN turn to Joe Gehlen - State Farm Insurance Agent for flood insurance coverage. The agency helps clients protect their properties against flood damage with policies tailored to the area's specific risks. Flood insurance is often required by lenders and provides vital financial protection during severe weather events. This agency assists local property owners in navigating coverage options and securing necessary policies for peace of mind. It also serves the surrounding communities of Maple Grove and the broader western metro region.
Prokop Insurance Agency serves Plymouth, Minnesota, and the surrounding communities. It handles flood insurance policies for residential and commercial properties. The agency works to secure appropriate coverage for clients seeking flood protection in floodplain zones. Each job begins with an evaluation of the property’s specific flood risk and insurance needs. The agency then recommends suitable policy options to meet those requirements. It completes the application process through direct coordination with the National Flood Insurance Program.
When protecting a property from flood damage, clients can choose between a one-time consultation or an ongoing service plan that adapts to changing needs. Bob Neuberger - State Farm Insurance Agent in Plymouth, MN offers coverage designed to address rising water risks common in the region. Policies typically cover structural damage and contents loss, helping homeowners secure financial recovery after a storm or overflow event. Service runs exclusively on a requested, as-needed basis rather than a preset schedule.
Anchor Insurance Agency LLP specializes in securing flood insurance policies for residences and businesses in Plymouth, MN. It guides property owners through the National Flood Insurance Program and private market options to obtain the coverage their mortgages require. The agency provides detailed explanations of flood zones, elevation certificates, and coverage limits so clients understand their protection. It also reviews existing policies to confirm adequate limits against rising flood risks. After heavy snowfall or spring thaws, the agency assists clients in updating coverage before seasonal flooding occurs.
As spring snowmelt and summer storms bring flood risks to Plymouth, Minnesota residents, Kaplan Ins. Agency Inc. provides essential flood insurance agent services to protect homes and businesses. They help property owners navigate federal flood program requirements and explain coverage options suitable for local conditions. The agency focuses on matching policies to each property’s specific flood zone and elevation. An initial assessment of your landscape and lower-level risks begins their process.
Tarbox Insurance Agency works with property owners in the Plymouth area to secure appropriate coverage against financial losses from flooding. Its specialty add-on is the placement of flood insurance policies through the National Flood Insurance Program and private markets. The agency helps clients navigate complex flood maps and elevation certificates to determine accurate risk levels. Tarbox Insurance Agency can serve homeowners needing residential protection as well as commercial sectors such as offices, warehouses, and food service operations.
Jacob Group Agency: Allstate Insurance specializes in flood insurance policies for residential and commercial properties in the Plymouth, Minnesota area. Its general service work includes assessing local flood zone risks and guiding clients through coverage options to protect buildings and belongings. As a flood insurance agent, it helps property owners understand the National Flood Insurance Program requirements. This service is especially valuable during the spring snowmelt season when flooding risks increase due to rising river levels and rapid temperature changes.
Lake Country Insurance Services in Plymouth provides residential flood insurance for single‑family homes and condominiums. Commercial coverage is also available for businesses needing property protection against rising water. The agency serves clients throughout the western Minneapolis suburbs and surrounding communities. Each policy is reviewed with the property’s specific flood zone and elevation in mind. The agent can be contacted again between regular visits to adjust coverage after changes in building improvements or community flood maps.
What Does a a Flood Insurance Agent in Plymouth Cost?
Flood insurance costs in Minnesota depend on your property's flood risk, elevation, and coverage amount. NFIP policies average around $700 to $1,200 per year for a standard home, but high-risk properties may pay $2,000 or more. Private flood insurance can be cheaper or more expensive based on the insurer. This is general information, not insurance advice.
About flood insurance agents in Plymouth
Flood insurance agents in Plymouth, Minnesota help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Minnesota law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can guide you on elevation certificates and floodplain management rules specific to Hennepin County.
Frequently Asked Questions
Do I need flood insurance in Plymouth Minnesota?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, many agents recommend coverage because heavy rains and snowmelt can cause flooding in Minnesota.
What does a flood insurance agent do in Plymouth?
A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing elevation certificates. They also advise on waiting periods and policy exclusions for basements and contents.
How long does it take to get flood insurance in Minnesota?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can help you plan ahead to avoid gaps in coverage.
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