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Flood Insurance Agents in Oakdale, MN

Browse flood insurance agents serving Oakdale, Minnesota. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Oakdale, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 16 flood insurance agents in Oakdale, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Jonza - State Farm Insurance Agent
434 Hale Ave N STE 160, Oakdale, MN 55128
(651) 797-2120 insurancequotesmn.com
Cary Charlson - State Farm Insurance Agent
6993 35th St N, Oakdale, MN 55128
(651) 770-1849 ccharlson.com
Bob Lawrence - State Farm Insurance Agent
1513 Geneva Ave N, Oakdale, MN 55128
(651) 698-0694 plantobeprepared.net
Will Anderson Agcy, Inc. American Family Insurance
6230 10th St N STE 430, Oakdale, MN 55128
(651) 731-3234 amfam.com
Farmers Insurance - Kevin McDonald
6230 10th St N #110, Oakdale, MN 55128
(651) 739-1891 agents.farmers.com
Tyson Norman - State Farm Insurance Agent
1075 Hadley Ave N #109, Oakdale, MN 55128
(651) 738-2863 tysonnorman.com
Michelle Stinson Agency Inc American Family Insurance
6230 10th St N Ste 320, Oakdale, MN 55128
(651) 439-5240 amfam.com
Heather Stefani - State Farm Insurance Agent
984 Inwood Ave N, Oakdale, MN 55128
(651) 739-1177 heatherbstefani.com
Troy Beugen: Allstate Insurance
7101 10th St N, Oakdale, MN 55128
(651) 490-1667 agents.allstate.com
James Trevis Agency Inc American Family Insurance
1292 Helmo Ave N, Oakdale, MN 55128
(651) 739-6030 amfam.com
Andreotti Insurance
600 Inwood Ave N # 235, Oakdale, MN 55128
(651) 739-9302 andreottiagency.com
Farmers Insurance - Rebecca Speed
7825 3rd St N STE 205, Oakdale, MN 55128
(651) 888-4800 agents.farmers.com
Bill Burns Insurance Agency LLC
1453 Helmo Ave N, Oakdale, MN 55128
(651) 330-2491 insurancebyburns.com
Paulet/Slater Agency - Nesbit Agencies Group
711 Hale Ave N STE 101, Oakdale, MN 55128
(651) 644-0311 nesbitagencies.com
Farmers Insurance - Duane Palmer
1397 Geneva Ave N Ste 103, Oakdale, MN 55128
(651) 330-0108 agents.farmers.com
Guard Agency Oakdale
6230 10th St N STE 430A, Oakdale, MN 55128
(651) 731-3427 guardagencyoakdale.com

Flood insurance agents in Oakdale Minnesota help property owners understand and purchase coverage through the National Flood Insurance Program. Oakdale lies near the Mississippi River and has areas in designated flood zones, making flood insurance important for many homes and businesses. Minnesota law does not require flood insurance, but mortgage lenders often mandate it for properties in high-risk areas.

What Does a Flood Insurance Agent in Oakdale Cost?

Typical flood insurance premiums for Oakdale properties range from 500 to 2,000 dollars per year through the NFIP. Private market policies may have different rates. Your actual cost depends on your property's flood zone, elevation, and the amount of coverage you choose. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Oakdale Minnesota?
You do not have to buy flood insurance by state law. However, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flooding can occur, so many homeowners choose to carry a policy.
What does a flood insurance agent in Oakdale do?
A flood insurance agent helps you assess your flood risk, explains NFIP coverage limits, and helps you choose a policy that fits your property. They also assist with filing claims and understanding the 30-day waiting period before coverage begins.