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Find Flood Insurance Agents Near You in Minnetonka, MN

Browse flood insurance agents serving Minnetonka, Minnesota. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Minnetonka, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 12 flood insurance agents in Minnetonka, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nesbit Agencies
5900 Rowland Rd, Minnetonka, MN 55343
(952) 941-9418 nesbitagencies.com
Trusted Insurance Agency
5100 Thimsen Ave Ste 228, Minnetonka, MN 55345
(612) 861-4868 trustedinsurance.com
Marty Mjelleli - State Farm Insurance Agent
10501 Wayzata Blvd #7, Minnetonka, MN 55305
(952) 546-6111 lakeminnetonkainsurance.net
Tyler Fandrich - State Farm Insurance Agent
13911 Ridgedale Dr #470, Minnetonka, MN 55305
(952) 935-9533 tonkatyler.com
Valley Insurance
11812 Wayzata Blvd, Minnetonka, MN 55305
(952) 500-0956 valleyinsurancemn.com
D Winters Insurance Services
13312 Inverness Rd, Minnetonka, MN 55305
(612) 430-9170 dwintersinsurance.com
Ideal Insurance Agency Inc
601 Carlson Pkwy # 1050, Minnetonka, MN 55305
(952) 479-0047 siginsgroup.com
Ryynanen Insurance Agency
12800 Whitewater Dr Suite 100 - 2010, Minnetonka, MN 55343
(612) 816-4756 ryynaneninsuranceagency.com
Dean Burrington Agency Inc American Family Insurance
16190 MN-7, Minnetonka, MN 55345
(952) 474-5252 amfam.com
North Star Insurance Services LLC- Chad Pietila
601 Carlson Pkwy # 1050, Minnetonka, MN 55305
(952) 856-6244 thenorthstaragency.com
Dolliff Insurance
10900 Wayzata Blvd #250, Minnetonka, MN 55305
(952) 593-7400 dolliff.com
City Insurance
601 Carlson Pkwy suite 1050 - #1049, Minnetonka, MN 55305
(763) 582-1888 cityinsurancemn.com

Flood insurance agents in Minnetonka help homeowners and businesses secure coverage through the National Flood Insurance Program or private carriers. Minnesota law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Minnetonka properties near Minnehaha Creek or Lake Minnetonka may face specific flood risks that an agent can assess.

What Does a Flood Insurance Agent in Minnetonka Cost?

Flood insurance costs in Minnesota vary by property location elevation and coverage amount. NFIP rates average around 700 to 1,200 dollars per year for a standard policy in low-risk zones. High-risk areas may see premiums of 2,000 dollars or more. Private market options can offer different pricing and higher limits. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Minnetonka Minnesota?
You may need flood insurance if your property is in a Special Flood Hazard Area designated by FEMA. Lenders require it for federally backed mortgages in these zones. Even outside high-risk areas, flood damage is not covered by standard homeowners policies.
What does a flood insurance agent do in Minnetonka?
A flood insurance agent evaluates your property's flood risk based on FEMA flood maps and local topography. They help you choose between NFIP and private policies and explain coverage limits, deductibles, and waiting periods.