The top-rated flood insurance agent in Maple Grove, Minnesota is Zach Augustyn - State Farm Insurance Agent, rated 5.0 stars across 781 reviews. Other highly rated options include Sniezek Group Agency: Allstate Insurance, Teresa Rupkalvis - State Farm Insurance Agent, Farmers Insurance - Derek McCoy. This directory lists 16 flood insurance agents serving Maple Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Augustyn - State Farm Insurance Agent | 7200 Hemlock Ln N Ste 102 | (763) 424-2200 |
| 2 | Sniezek Group Agency: Allstate Insurance | 9600 Upland Ln N Ste 180 | (763) 515-9595 |
| 3 | Teresa Rupkalvis - State Farm Insurance Agent | 11264 86th Ave N | (763) 493-2055 |
| 4 | Farmers Insurance - Derek McCoy | 7225 Forestview Ln N | (763) 292-2889 |
| 5 | RightQuote | 11670 Fountains Dr STE 217 | (612) 812-9292 |
| 6 | Minnesota Lakes Insurance | 7066 E Fish Lake Rd | (763) 208-9722 |
| 7 | Tyler Engquist - State Farm Insurance Agent | 15611 Grove Cir N | (763) 781-5111 |
| 8 | Jason Danielson American Family Insurance | 11240 86th Ave N | (763) 428-1004 |
| 9 | Grant Lang American Family Insurance | 11240 86th Ave N | (763) 494-8553 |
| 10 | Agency 10 Insurance | 6475 Sycamore Ct N | (763) 551-1010 |
Zach Augustyn - State Farm Insurance Agent serves the Maple Grove, Minnesota area, offering flood insurance coverage for residential and commercial properties. As a local flood insurance agent, the company helps homeowners and business owners understand their risk and secure policies that meet lending and protection requirements. Flood damage is not covered by standard homeowners policies, making specialized coverage particularly important. This agency assists clients in evaluating their flood zone status and selecting appropriate limits. It handles both National Flood Insurance Program policies and supplemental private flood insurance options.
Sniezek Group Agency: Allstate Insurance offers a full range of flood insurance services for properties in the Maple Grove area, including policy consultation and claims assistance. Its service plans are designed to help property owners assess their flood risk and maintain appropriate coverage through periodic policy reviews. The agency works with a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Teresa Rupkalvis - State Farm Insurance Agent serves homeowners, businesses, and property managers in Maple Grove, Minnesota, by providing flood insurance policies to protect properties from water damage. This agency helps clients understand their flood risk and choose appropriate coverage through the National Flood Insurance Program. Practical guidance is offered for navigating policy details and filing claims if necessary. The agent’s services also extend to neighboring communities in the northwest Twin Cities metro, including Plymouth.
Farmers Insurance - Derek McCoy serves Maple Grove and surrounding communities in Minnesota, handling flood insurance for residential and commercial properties. This agency assists clients in securing coverage against water damage from rising waters and storm surges, including policies from the National Flood Insurance Program. Derek McCoy offers personalized consultations to assess property flood risks and coverage needs. Each client receives guidance through the application process and careful explanation of policy details and limitations.
RightQuote distinguishes between one-time flood insurance plans and ongoing coverage options for properties in Maple Grove, Minnesota. One-time policies address single events, while scheduled or annual policies provide continuous protection against flood damage. Both options are designed to help property owners meet local requirements and safeguard their investments from water-related losses. Coverage typically includes structural damage and contents replacement for homes and businesses in designated flood zones. Service is available on a scheduled or as-needed basis, allowing clients to secure a policy when a flood risk first arises.
Serving the Maple Grove area, Minnesota Lakes Insurance helps individuals and businesses navigate the process of securing property coverage plans. As a flood insurance agent, the company focuses specifically on policies that address water damage from rising waters, which is a notable risk in this lake-rich region. It works with property owners to assess their needs and select appropriate plans from available carriers. Its commercial insurance services can assist offices, warehouses, and food service establishments.
Tyler Engquist - State Farm Insurance Agent in Maple Grove, MN, specializes in providing flood insurance policies that protect homes and businesses from water damage. The agency also offers general insurance services, including auto and homeowners coverage, to meet a variety of client needs in the region. It actively assists property owners with flood protection ahead of heavy spring thaws and severe summer storms that often cause localized flooding in the Maple Grove area.
When Minnesota’s spring snowmelt and heavy rains raise flooding risks, homeowners in Maple Grove seek professional coverage advice. Jason Danielson American Family Insurance provides flood insurance agent services, helping clients understand National Flood Insurance Program options and private policies for properties in designated flood zones. The agency explains coverage limits, waiting periods, and basement-related protection. As a local office, it responds to municipal flood plain changes and annual policy renewal needs. The process begins with a property risk review and an initial inspection to assess elevation and drainage.
Grant Lang American Family Insurance in Maple Grove, MN provides flood insurance agent services for residential and commercial clients in the surrounding area. The agency helps property owners secure coverage through federal and private programs to protect against water damage. Policies address risks from heavy rain, snowmelt, and storm surge common to the region. A specialist can evaluate a property’s flood zone designation and advise on appropriate policy limits. An additional specialty service includes assisting with filing flood insurance claims after a loss event.
Agency 10 Insurance provides residential flood insurance coverage for homes in Maple Grove, MN, and also assists local businesses with commercial flood protection policies to safeguard their operations against water damage. The agency offers personalized consultations to help property owners select appropriate plan options for their specific needs in the surrounding area. After settling a policy, the team remains available for follow‑up support and repeat service between regular renewal visits.
What Does a a Flood Insurance Agent in Maple Grove Cost?
The cost of flood insurance in Maple Grove varies by property location, elevation, and coverage amount. NFIP policies average around $700 to $1,200 per year for standard residential coverage, but high-risk properties may pay $2,000 or more. Private flood insurance can be cheaper or more expensive depending on the risk assessment. This is general information and not insurance advice.
About flood insurance agents in Maple Grove
Flood insurance agents in Maple Grove, Minnesota help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Minnesota law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents in Maple Grove can guide you through the 30-day waiting period for NFIP policies and explain local floodplain management rules.
Frequently Asked Questions
Do I need flood insurance in Maple Grove if I do not have a mortgage?
Flood insurance is not legally required for properties without a mortgage, but it is strongly recommended. Maple Grove is near the Mississippi River and has several flood-prone areas. Even low-risk zones can experience flooding from heavy rain or snowmelt.
How long does it take for a flood insurance policy to start in Minnesota?
NFIP policies typically have a 30-day waiting period before coverage begins. There are exceptions for flood map changes or if you are closing on a home purchase. Private insurers may offer shorter waiting periods, so ask your agent for details.
What does a flood insurance agent in Maple Grove do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They can explain coverage limits, deductibles, and exclusions such as basement improvements. Agents also assist with filing claims after a flood event.
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