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Find Flood Insurance Agents Near You in Warren, MI

Browse flood insurance agents serving Warren, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Warren, Michigan is Signature Insurance, rated 4.9 stars across 1,089 reviews. Other highly rated options include Bengal Insurance Agency - Warren, Michigan, Natalie Gajewski - State Farm Insurance Agent, American Benefits Agency. This directory lists 14 flood insurance agents serving Warren.

Showing 14 flood insurance agents in Warren, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Signature Insurance32888 Ryan Rd(586) 274-9600
2Bengal Insurance Agency - Warren, Michigan4198 E 10 Mile Rd(586) 825-3800
3Natalie Gajewski - State Farm Insurance Agent15192 E Thirteen Mile Rd(586) 979-6350
4American Benefits Agency30009 Schoenherr Rd(586) 751-3844
5L.A. Insurance11543 12 Mile Rd(586) 393-5084
6AAA Warren29311 Mound Rd(586) 754-2200
7Tracey Denson Scott Insurance Agency31201 Chicago Rd S Suite A102(248) 544-2542
8Grace Bray - State Farm Insurance Agent29055 Schoenherr Rd(586) 751-3166
9AAA Insurance - Brents Insurance Agency12028 E 10 Mile Rd(248) 315-0217
10Randahl Agency, LLC3200 12 Mile Rd #102(586) 558-3900
SI
32888 Ryan Rd
Signature Insurance
Flood Insurance Agent · Warren, MI

Signature Insurance serves the Warren, Michigan metro area as a flood insurance agent. It assists property owners in securing coverage against flood damage, often required for homes in designated flood zones. The company helps clients understand federal and private policy options available locally. Closing, it handles applications for National Flood Insurance Program policies and private flood insurance plans for residential properties.

BI
4198 E 10 Mile Rd
Bengal Insurance Agency - Warren, Michigan
Flood Insurance Agent · Warren, MI

Bengal Insurance Agency in Warren, Michigan offers a full range of flood insurance agent services, helping clients secure coverage for properties in designated flood zones. The agency provides initial policy consultations and assists with ongoing plan maintenance to ensure customers remain protected as their needs evolve. It also guides clients through the renewals and any necessary adjustments to coverage levels. Bengal Insurance Agency services single-family homes, apartments, retail spaces, and restaurants throughout the local area.

NG
15192 E Thirteen Mile Rd
Natalie Gajewski - State Farm Insurance Agent
Flood Insurance Agent · Warren, MI

Natalie Gajewski - State Farm Insurance Agent serves homeowners, businesses, and property managers in Warren, Michigan, providing flood insurance coverage to protect against water damage. The agency evaluates individual property risks and customizes policies that meet lender requirements and safeguard assets. Flood insurance agents in this area help clients understand coverage limits and deductibles. When annual renewal approaches, the agency reviews policies to ensure adequate protection remains in place for the current property value. This office also assists residents and business owners in nearby Sterling Heights.

AB
30009 Schoenherr Rd
American Benefits Agency
Flood Insurance Agent · Warren, MI

American Benefits Agency in Warren, MI helps clients choose between a one-time policy quote or an ongoing service relationship for flood insurance needs. Coverage typically protects a home’s structure and contents against rising water damage from natural flooding events. The agent provides guidance on federal program requirements and applicable local risk zones. For established customers, periodic policy reviews ensure coverage keeps pace with property changes or updated flood maps. Service runs on an as-needed basis, with clients contacting the office when a new quote, renewal, or claim question arises.

LI
11543 12 Mile Rd
L.A. Insurance
Flood Insurance Agent · Warren, MI

L.A. Insurance provides flood insurance services for properties in the Warren, Michigan area, including policy reviews and claims assistance. Its service plans help clients understand their coverage options under the National Flood Insurance Program. The agent works to evaluate flood risk and recommend appropriate protection for residential and commercial structures. It services single-family homes, apartment complexes, retail spaces, and restaurants.

AW
29311 Mound Rd
AAA Warren
Flood Insurance Agent · Warren, MI

AAA Warren serves Warren, Michigan, and the surrounding Macomb County communities as a local flood insurance agent. It handles the assessment of individual property flood risks and the identification of appropriate coverage options to protect homes and businesses from water damage. The company approaches each typical job by first reviewing the client's location against flood zone maps and then explaining available policies from the National Flood Insurance Program or private markets.

TD
31201 Chicago Rd S Suite A102
Tracey Denson Scott Insurance Agency
Flood Insurance Agent · Warren, MI

As a flood insurance agent in Warren, Michigan, the agency specializes in securing National Flood Insurance Program policies and private coverage for homes and businesses. It serves property owners seeking protection against water damage from heavy rains, snowmelt, and sewer backups. The agency’s general work includes analyzing flood zone maps and explaining policy options to clients. It assists with seasonal concerns such as spring thaw flooding, which often threatens basements and low-lying areas throughout Macomb County when snow melts rapidly.

GB
29055 Schoenherr Rd
Grace Bray - State Farm Insurance Agent
Flood Insurance Agent · Warren, MI

As spring rains or summer storms threaten basements across Warren, Michigan, Grace Bray - State Farm Insurance Agent helps homeowners prepare for potential water damage. This local agency specializes in flood insurance policies, tailoring coverage to protect properties against rising waters and storm runoff. By reviewing individual risk factors, they guide clients through available options under federal and private programs. The process typically begins with an assessment of the home's location and flood history during an initial consultation, where the agent inspects the property to determine appropriate coverage needs.

AI
12028 E 10 Mile Rd
AAA Insurance - Brents Insurance Agency
Flood Insurance Agent · Warren, MI

AAA Insurance - Brents Insurance Agency in Warren, MI provides general insurance coverage for properties and expands its expertise with flood insurance agent services. This specialization ensures protection for buildings located in flood-prone zones, offering policies that address water damage from storms or rising waters. Clients can receive guidance on federal flood program requirements and private market options. The agency can serve the commercial sectors that require such coverage, including offices, warehouses, and food service establishments.

RA
3200 12 Mile Rd #102
Randahl Agency, LLC
Flood Insurance Agent · Warren, MI

Randahl Agency, LLC in Warren, MI helps residential property owners find coverage for flood damage, a risk many standard homeowners policies do not address. The agency also assists commercial clients in protecting their business assets from water-related losses. Serving the broader Warren area, they guide clients through the National Flood Insurance Program’s requirements. After an initial policy is set, they provide follow-up service to adjust coverage as flood maps or property values change between regular visits.

SD
11455 E Thirteen Mile Rd
Steve Donovan - State Farm Insurance Agent
Flood Insurance Agent · Warren, MI
(586) 264-9664
donovanagency.com
JN
8404 Baird Ave
Jacqueline Nagy Agency Inc
Flood Insurance Agent · Warren, MI
(586) 393-2424
nagyinsurance.com
AI
28910 Schoenherr Rd
AAA Insurance - Bryant Jones Insurance Agency
Flood Insurance Agent · Warren, MI
(586) 330-0080
locator.acg.aaa.com/mi/warren/aaa-insurance-bryant-jones-insurance-agency
WI
30500 Van Dyke Ave
Woodward Insurance Group
Flood Insurance Agent · Warren, MI
(855) 642-4467
woodwardwoodward.com/about-us/our-agents

What Does a a Flood Insurance Agent in Warren Cost?

Typical flood insurance costs in Warren Michigan range from $500 to $2,500 per year for NFIP policies, depending on flood zone, building value, and deductible. Private market rates may be higher or lower. Elevation certificates and mitigation measures can lower premiums. This is general information, not insurance advice.

About flood insurance agents in Warren

Flood insurance agents in Warren Michigan help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Warren is located near the Clinton River and Lake St. Clair, which increases flood risk in certain zones. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood areas, so an agent can guide you through compliance.

Frequently Asked Questions

Do I need flood insurance in Warren Michigan?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding can occur from heavy rain or snowmelt, so an agent can help you assess your risk.

How do I choose a flood insurance agent in Warren?

Look for an agent licensed in Michigan who offers policies from the NFIP and private insurers. Ask about their experience with Warren properties and local flood maps. They should explain coverage limits, deductibles, and the 30-day waiting period before a policy takes effect.

What is the waiting period for flood insurance in Michigan?

Standard NFIP policies have a 30-day waiting period from the date of purchase before coverage begins. Exceptions exist for loans closing on a property or map changes. An agent can confirm if you qualify for a shorter wait.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.