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Find Flood Insurance Agents in Farmington Hills, MI

Looking for a flood insurance agent in Farmington Hills? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Farmington Hills, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 12 flood insurance agents in Farmington Hills, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wolf-Chandler Agency, LLC
30903 Northwestern Hwy Suite 260, Farmington Hills, MI 48334
(248) 952-9500 wolfchandler.com
Bergstrom Insurance Agency
30701 W 10 Mile Rd #400, Farmington Hills, MI 48336
(248) 478-4800 bergstrominsurance.com
H W Kaufman Financial Group
30833 Northwestern Hwy # 220, Farmington Hills, MI 48334
(248) 916-1984 hwkaufman.com
AAA Insurance - J Fischer Insurance Agency
33120 W 12 Mile Rd, Farmington Hills, MI 48334
(248) 489-1170 locator.acg.aaa.com
Davis Insurance Group LLC
28499 Orchard Lake Rd Suite 1, Farmington Hills, MI 48334
(586) 359-6836 farmbureauinsurance-mi.com
VTC Insurance Group - Farmington Hills
37000 Grand River Ave #150, Farmington Hills, MI 48335
(248) 471-0970 vtcins.com
United Insurance Services LLC
28230 Orchard Lake Rd #203, Farmington Hills, MI 48334
(248) 737-0022 theuisllc.com
Goosehead Insurance - Joseph Smigielski
27620 Farmington Rd Unit B-11, Farmington Hills, MI 48334
(248) 205-4289 goosehead.com
cliff hart agencies
37811 W 12 Mile Rd, Farmington Hills, MI 48331
(248) 939-4040
The Rosenfeld Insurance Agency
31400 Northwestern Hwy Suite F, Farmington Hills, MI 48334
(248) 855-7900 rosenfeldagency.com
Simplified Insurance Agency
31393 W 13 Mile Rd, Farmington Hills, MI 48334
(248) 996-8904
HealthMarkets Insurance Agency
33302 W 12 Mile Rd, Farmington Hills, MI 48334
(248) 327-2123 agents.healthmarkets.com

Flood insurance agents in Farmington Hills Michigan help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand Farmington Hills floodplain maps and can guide you through the 30-day waiting period for new NFIP policies.

What Does a Flood Insurance Agent in Farmington Hills Cost?

Typical flood insurance costs in Michigan range from 500 to 2,000 dollars per year for NFIP policies depending on flood zone elevation and building value. Private insurers may offer rates from 300 to 1,500 dollars annually for lower risk properties. Costs vary by situation based on location and coverage amount. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Farmington Hills do?
A flood insurance agent helps you assess your flood risk using FEMA flood maps and find a policy that meets your needs. They explain coverage limits deductibles and exclusions specific to Michigan properties. Agents also assist with filing claims and understanding the NFIP appeals process.
Is flood insurance required in Farmington Hills Michigan?
Flood insurance is required by federal law for properties in high-risk flood zones with a mortgage from a federally regulated lender. Even if not required many Farmington Hills homeowners choose flood insurance because heavy rains and snowmelt can cause flooding outside mapped zones.