ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsMichigan › Battle Creek

Find Flood Insurance Agents Near You in Battle Creek, MI

Browse flood insurance agents serving Battle Creek, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Battle Creek, Michigan is Chad Heeter - State Farm Insurance Agent, rated 4.9 stars across 502 reviews. Other highly rated options include Farmers Insurance - Terry Smith, Matt Gorham - State Farm Insurance Agent, Paul Clark - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Battle Creek.

Showing 20 flood insurance agents in Battle Creek, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chad Heeter - State Farm Insurance Agent181 North Ave(269) 968-8177
2Farmers Insurance - Terry Smith153 E Columbia Ave(269) 213-8275
3Matt Gorham - State Farm Insurance Agent7055 Tower Rd Suite H(269) 962-4041
4Paul Clark - State Farm Insurance Agent2861 Capital Ave SW(269) 979-4000
5Farmers Insurance - Olivia Herman5568 Beckley Rd Suite 6(269) 403-3330
6Jeff Kiessling - State Farm Insurance Agent676 Capital Ave SW(269) 965-4565
7Allen-Harmon-Mason-Selinger230 Helmer Rd N(269) 441-5156
8Insurance Network Agency, Inc.732 Capital Ave SW(269) 968-0577
9C.L. Van Deventer Insurance Agency Of Battle Creek100 Helmer Rd N(269) 651-8066
10Worgess Insurance & Financial Services2 W Michigan Ave(269) 965-3221
CH
181 North Ave
Chad Heeter - State Farm Insurance Agent
Flood Insurance Agent · Battle Creek, MI

Chad Heeter - State Farm Insurance Agent serves Battle Creek, Michigan, and the surrounding Calhoun County area, offering flood insurance as a key service. The agency helps homeowners, renters, and business owners understand flood risk and secure policies that are often required in designated flood zones. Flood insurance through this agent covers structural damage and contents loss caused by rising waters, with coverage limits determined by the National Flood Insurance Program. Specific services handled here include policy quotes for no-basement properties and guidance on waiting periods before coverage takes effect.

FI
153 E Columbia Ave
Farmers Insurance - Terry Smith
Flood Insurance Agent · Battle Creek, MI

Farmers Insurance - Terry Smith provides flood insurance guidance and policy procurement for property owners in Battle Creek, MI. The agency helps clients assess their flood risk and select appropriate coverage for their individual needs. Services include policy quotes, application assistance, and claims support following flood events. Flood policies are designed to protect structures and their contents from water damage. The agency services single-family homes, apartments, retail spaces, and restaurants in the local area.

MG
7055 Tower Rd Suite H
Matt Gorham - State Farm Insurance Agent
Flood Insurance Agent · Battle Creek, MI

Matt Gorham - State Farm Insurance Agent serves the Battle Creek, Michigan area and surrounding communities, handling flood insurance needs for local homeowners and renters. The agency works to protect properties against water damage from storms and rising waters, a common concern in the region. It assists clients in understanding coverage options and the claims process when flooding occurs. To handle a typical job, it reviews individual risk factors, explains available policies, and helps select appropriate protection after a thorough consultation.

PC
2861 Capital Ave SW
Paul Clark - State Farm Insurance Agent
Flood Insurance Agent · Battle Creek, MI

Homeowners and business owners in Battle Creek can work with Paul Clark; as a State Farm Insurance Agent, he assists them with flood insurance coverage. Property managers in the city also rely on his agency for policies that protect buildings against water damage. The agency serves clients throughout the Battle Creek metro area, regularly extending its services to nearby Springfield.

FI
5568 Beckley Rd Suite 6
Farmers Insurance - Olivia Herman
Flood Insurance Agent · Battle Creek, MI

Farmers Insurance - Olivia Herman in Battle Creek, MI provides flood insurance coverage tailored to either a single policy or an ongoing protection plan. Flood coverage is essential for safeguarding property from water damage not included in standard homeowners insurance. The agency helps homeowners and businesses navigate the distinctions between National Flood Insurance Program policies and private market options. The service operates on either a one-time or as-needed basis depending on the client's request.

JK
676 Capital Ave SW
Jeff Kiessling - State Farm Insurance Agent
Flood Insurance Agent · Battle Creek, MI

Jeff Kiessling - State Farm Insurance Agent in Battle Creek, MI specializes in flood insurance policies that protect properties from rising water damage. The agency also assists clients with general homeowners and renters coverage to ensure a full range of financial safeguards. Understanding that standard home policies often exclude flood damage, the agent helps residents find appropriate protection before seasonal heavy rains or spring thaws elevate the local flood risk.

AH
230 Helmer Rd N
Allen-Harmon-Mason-Selinger
Flood Insurance Agent · Battle Creek, MI

Allen-Harmon-Mason-Selinger provides flood insurance guidance for property owners in the Battle Creek area. Their services specifically cover the evaluation of flood zone risks and the placement of appropriate National Flood Insurance Program policies. They also assist clients with floodplain management compliance and claims support after water damage events. Commercial sectors this agency can serve include small office spaces, warehouse facilities, and food service establishments requiring tailored coverage for equipment and inventory.

IN
732 Capital Ave SW
Insurance Network Agency, Inc.
Flood Insurance Agent · Battle Creek, MI

Spring storms in Battle Creek often swell the Kalamazoo River and its tributaries, threatening basements and low-lying neighborhoods. Insurance Network Agency, Inc. addresses this local flood risk by specializing in policies that cover rising water damage, which standard homeowners insurance excludes. Their agents evaluate each property’s unique flood-zone classification to match coverage with actual exposure levels. To begin, a scheduled inspection of the property’s ground floor, sump pump system, and perimeter drainage is conducted to assess current vulnerabilities.

CL
100 Helmer Rd N
C.L. Van Deventer Insurance Agency Of Battle Creek
Flood Insurance Agent · Battle Creek, MI

C.L. Van Deventer Insurance Agency Of Battle Creek is a flood insurance agent known for helping property owners in Battle Creek, Michigan secure coverage against rising water risks. The agency serves homeowners, renters, and business clients needing protection from local flood hazards. Policies are designed to cover structural damage and personal property losses caused by overflow or storm surges. The agency assists with application processing and policy adjustments. Additional flood damage mitigation planning and elevation certificate coordination are available through this office.

WI
2 W Michigan Ave
Worgess Insurance & Financial Services
Flood Insurance Agent · Battle Creek, MI
BJ
203 Highland Ave
Baum-Johnson Insurance Agency
Flood Insurance Agent · Battle Creek, MI
(269) 223-7058
baumjohnsoninsurance.com
AI
812 Capital Ave SW
Allstate Insurance: The Lange Agency
Flood Insurance Agent · Battle Creek, MI
(269) 282-7472
agents.allstate.com/joe-lange-battle-creek-mi.html
DA
2521 Capital Ave SW
DeBree & Associates Insurance Agency, LLC
Flood Insurance Agent · Battle Creek, MI
(269) 968-8333
debreeinsurance.com
AI
880 Capital Ave SW
AAA Insurance - Southwest Michigan Insurance Agency
Flood Insurance Agent · Battle Creek, MI
(269) 966-4222
locator.acg.aaa.com/mi/battle-creek/aaa-insurance-southwest-michigan-insurance-agency
AI
30 E Columbia Ave D-3
Advasure Insurance Agency
Flood Insurance Agent · Battle Creek, MI
(269) 841-1000
advasureinsurance.com
FB
332 E Columbia Ave
Farm Bureau Insurance Lapland Agency
Flood Insurance Agent · Battle Creek, MI
(269) 963-4214
farmbureauinsurance-mi.com/Portal/Agent/AgentProfile.aspx
BC
2521 Capital Ave SW
Buckenberger Christ Insurance Agency
Flood Insurance Agent · Battle Creek, MI
(269) 968-8333
debreeinsurance.com
IC
2943 W Dickman Rd
Insurance Circle Agency
Flood Insurance Agent · Battle Creek, MI
(269) 200-2905
myinsurancecircle.com
PI
680 Capital Ave SW
Pollard Insurance Agency
Flood Insurance Agent · Battle Creek, MI
(269) 964-3771
RC
68 E Michigan Ave floor 3
Robles- Cruz Agency
Flood Insurance Agent · Battle Creek, MI
(269) 888-4297
roblescruzagency.com

What Does a a Flood Insurance Agent in Battle Creek Cost?

Flood insurance costs in Michigan vary based on flood zone, building elevation, and coverage amount. The average NFIP policy in Michigan costs around 700 to 1000 dollars per year, but properties in high-risk zones may pay 1500 dollars or more. Elevation certificates and community floodplain management can affect premiums. This is general information, not insurance advice.

About flood insurance agents in Battle Creek

Flood insurance agents in Battle Creek Michigan help homeowners and businesses protect against flood damage. Michigan law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Agents can explain the National Flood Insurance Program and private flood insurance options available in Calhoun County.

Frequently Asked Questions

Do I need flood insurance in Battle Creek Michigan?

If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur from heavy rain or snowmelt. An agent can review your property's flood map status.

How do I find a flood insurance agent near me in Battle Creek?

You can search for licensed insurance agents in Battle Creek who offer flood policies through the National Flood Insurance Program or private carriers. Many local agencies in Calhoun County specialize in property insurance and can quote flood coverage.

What does flood insurance cover in Michigan?

Standard flood insurance from the NFIP covers building damage up to 250,000 dollars for a single-family home and contents up to 100,000 dollars. Private policies may offer higher limits. Coverage does not include basement improvements or personal property stored in basements.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.