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HomeFlood Insurance AgentsMichigan › Ann Arbor

Find Flood Insurance Agents Near You in Ann Arbor, MI

Browse flood insurance agents serving Ann Arbor, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Ann Arbor, Michigan is Tom Pelham - State Farm Insurance Agent, rated 5.0 stars across 548 reviews. Other highly rated options include John Avery - State Farm Insurance Agent, Matt Fahoome - State Farm Insurance Agent, Heidi Kussurelis Insurance. This directory lists 24 flood insurance agents serving Ann Arbor.

Showing 24 flood insurance agents in Ann Arbor, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tom Pelham - State Farm Insurance Agent2178 S State St Suite B(734) 929-1818
2John Avery - State Farm Insurance Agent709 W Ellsworth Rd Ste 112(734) 477-6090
3Matt Fahoome - State Farm Insurance Agent2221 Jackson Ave(734) 761-2666
4Heidi Kussurelis Insurance2405 S Main St(734) 213-6736
5Ann Arbor Insurance Centre2755 Carpenter Rd(734) 973-9444
6Lequana Robinson Insurance Agency2531 Jackson Ave #318(734) 585-5259
7Concept Insurance4884 S State Rd(734) 369-9900
8Falcon Insurance Agency of MichiganFloor Seven, 202 E Washington St Suite 711(734) 887-9110
9Gallagher Insurance, Risk Management & Consulting305 E Eisenhower Pkwy #200(734) 662-3100
10L.A. Insurance4667 Washtenaw Ave(734) 528-8000
TP
2178 S State St Suite B
Tom Pelham - State Farm Insurance Agent
Flood Insurance Agent · Ann Arbor, MI

Tom Pelham - State Farm Insurance Agent serves Ann Arbor, Washtenaw County, and the surrounding region, specializing in flood insurance solutions. This agency helps homeowners, renters, and business owners obtain National Flood Insurance Program policies that protect structures and personal property. Its services are designed to simplify the complexities of flood risk and coverage requirements. Daily operations include analyzing flood zone ratings and advising on appropriate policy deductibles. The office handles flood loss claims assistance and eligibility evaluations for properties in Special Flood Hazard Areas.

JA
709 W Ellsworth Rd Ste 112
John Avery - State Farm Insurance Agent
Flood Insurance Agent · Ann Arbor, MI

Serving the Ann Arbor area, John Avery - State Farm Insurance Agent provides flood insurance policies to protect against weather-related water damage. Its service includes helping clients assess their property’s flood risk and navigate coverage options to ensure proper protection. Regular policy reviews are offered to adjust plans as needs change over time. The agency provides services for single-family homes, apartments, retail, and restaurants.

MF
2221 Jackson Ave
Matt Fahoome - State Farm Insurance Agent
Flood Insurance Agent · Ann Arbor, MI

Homeowners, businesses, and property managers in Ann Arbor can turn to Matt Fahoome - State Farm Insurance Agent for flood insurance coverage. This agency helps clients understand the specific flood risks that affect properties in the region, offering policies that protect against water damage from heavy rains and overflowing rivers. The team works to find appropriate coverage for residential and commercial structures alike, ensuring financial protection during severe weather events. Their service area also extends to the greater Washtenaw County metro, including surrounding communities near Ypsilanti.

HK
2405 S Main St
Heidi Kussurelis Insurance
Flood Insurance Agent · Ann Arbor, MI

Serving Ann Arbor and the surrounding communities of Washtenaw County, Heidi Kussurelis Insurance specializes in helping property owners secure flood insurance coverage. The agency handles policies for both residential and commercial properties, addressing the specific risks posed by local watersheds and seasonal weather patterns. To handle a typical job, the agent reviews the property's flood zone designation and recent elevation data before comparing available National Flood Insurance Program options to find a suitable policy.

AA
2755 Carpenter Rd
Ann Arbor Insurance Centre
Flood Insurance Agent · Ann Arbor, MI

Ann Arbor Insurance Centre in Ann Arbor, MI, helps clients distinguish between a one-time flood insurance policy for a single event and recurring annual flood coverage that renews each year. Their services focus on securing protection against flood damage for residential or commercial properties, as water damage from rising waters is a common risk in this region. Coverage options are tailored to meet standard federal and private policy requirements. Appointments for their flood insurance agent services run on an as-needed basis.

LR
2531 Jackson Ave #318
Lequana Robinson Insurance Agency
Flood Insurance Agent · Ann Arbor, MI

When spring rains and snowmelt threaten basements across Washtenaw County, residents seek guidance on their exposure. Lequana Robinson Insurance Agency in Ann Arbor helps property owners evaluate their flood risk and understand the available coverage options. The agency reviews local flood zone maps and policy terms that address damage from rising water. After an initial discussion of a client's specific needs and property layout, the company schedules a site inspection to assess drainage and foundation vulnerabilities.

CI
4884 S State Rd
Concept Insurance
Flood Insurance Agent · Ann Arbor, MI

Concept Insurance provides guidance on flood insurance options for property owners in Ann Arbor, Michigan, helping to address risks from heavy rainfall and inland flooding. The agency specializes in policies that may cover structural damage and contents replacement as separate coverages. It can assist with evaluating coverage limits for commercial clients, including office buildings, warehouses, and food service establishments in the area.

FI
Floor Seven, 202 E Washington St Suite 711
Falcon Insurance Agency of Michigan
Flood Insurance Agent · Ann Arbor, MI

Falcon Insurance Agency of Michigan offers specialized flood insurance agent services, helping homeowners and businesses in Ann Arbor secure coverage for properties in designated flood zones. The agency broadly assists clients in understanding federal flood program requirements, evaluating policy options, and navigating the application process to protect against water damage. As seasonal rains and rapid snowmelt frequently threaten the Huron River watershed, the agency helps local property owners prepare for increased flood risks during spring thaws.

GI
305 E Eisenhower Pkwy #200
Gallagher Insurance, Risk Management & Consulting
Flood Insurance Agent · Ann Arbor, MI

Gallagher Insurance, Risk Management & Consulting in Ann Arbor, MI, is known for providing personalized guidance on flood insurance policies. It serves residential and commercial clients throughout the region, helping them navigate National Flood Insurance Program options and private market solutions. The company assists with risk assessment and coverage selection to protect properties from water damage. It also offers consultation on elevating structures to qualify for lower premium rates through flood zone map analysis.

LI
4667 Washtenaw Ave
L.A. Insurance
Flood Insurance Agent · Ann Arbor, MI

L.A. Insurance offers residential flood insurance to homeowners in Ann Arbor, Michigan. Commercial flood coverage is also available for local businesses throughout the surrounding area. Policies are tailored to protect properties against rising water from heavy rains or overflowing rivers in this region. Clients can schedule follow-up consultations when policy updates become necessary between regular visits to ensure continued protection.

GG
3376 Washtenaw Ave
The Gordon Group Agency
Flood Insurance Agent · Ann Arbor, MI
(734) 677-1555
locator.meemic.com/mi/washtenaw-ann-arbor/gordon-group-agency
GG
3909 Jackson Rd
The Gordon Group Agency
Flood Insurance Agent · Ann Arbor, MI
(734) 821-1555
locator.meemic.com/mi/jackson-ann-arbor/gordon-group-agency
FB
5095 Ann Arbor-Saline Rd
Farm Bureau Insurance - Brett Fennelly
Flood Insurance Agent · Ann Arbor, MI
(734) 944-0660
michfb.com/insurance/find-an-agent/brett-fennelly-5095-ann-arbor-saline-rd
AA
1793 W Stadium Blvd
Ann Arbor Insurance Associates, LLC
Flood Insurance Agent · Ann Arbor, MI
(734) 327-9222
annarbor-insurance.com
AI
2750 Carpenter Rd #3
Arbor Insurance Agency, Inc.
Flood Insurance Agent · Ann Arbor, MI
(734) 971-0011
arborinsurance.com
RO
3027 Miller Rd
Royal Oath Insurance Group Ann Arbor
Flood Insurance Agent · Ann Arbor, MI
(734) 238-1700
royaloathinsurance.com
KI
1201 Briarwood Cir
Kapnick Insurance
Flood Insurance Agent · Ann Arbor, MI
(734) 994-9099
kapnick.com
LI
3025 Boardwalk Dr UNIT 157
Lockridge Insurance Services LLC
Flood Insurance Agent · Ann Arbor, MI
(734) 530-4841
HR
555 Briarwood Cir #200
Hunter Reeves- Insurance One Agency
Flood Insurance Agent · Ann Arbor, MI
(734) 662-0174
insone.com
FS
483 Little Lake Dr
Finn's JM&J Insurance Agency Inc
Flood Insurance Agent · Ann Arbor, MI
(734) 668-4050
finnsins.com
SC
3300 Washtenaw Ave # 285
Scott Conklin Agency
Flood Insurance Agent · Ann Arbor, MI
(734) 929-4070
michfb.com/insurance/find-an-agent/scott-conklin-956-e-michigan-ave
AA
E Washington St
Aprill Agency Inc
Flood Insurance Agent · Ann Arbor, MI
(734) 662-4507
aprillagency.com
TI
3380 Travis Pointe Rd J
Thayer-Innes Insurance
Flood Insurance Agent · Ann Arbor, MI
(734) 662-4567
HI
650 Avis Dr
Hannigan Insurance
Flood Insurance Agent · Ann Arbor, MI
(800) 966-4768

What Does a a Flood Insurance Agent in Ann Arbor Cost?

Flood insurance costs in Michigan depend on the property's flood risk, elevation, and coverage amount. For an NFIP policy, annual premiums often fall between 700 and 2,000 dollars for a standard dwelling. Private flood insurance may be cheaper or more expensive based on the carrier and risk assessment. Costs can be higher for properties in high-risk flood zones or with older construction. This is general information and not insurance advice.

About flood insurance agents in Ann Arbor

Flood insurance agents in Ann Arbor help homeowners and renters secure coverage through the National Flood Insurance Program or private insurers. Michigan law does not require flood insurance for most properties, but lenders often mandate it for homes in high-risk flood zones. Ann Arbor properties near the Huron River or in low-lying areas may benefit from an agent's guidance on flood risk and policy limits.

Frequently Asked Questions

Do I need flood insurance in Ann Arbor Michigan?

Flood insurance is not required by Michigan state law for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies.

What does a flood insurance agent in Ann Arbor do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private flood insurance options, and choose a policy that fits your property and budget. They can explain coverage limits, waiting periods, and elevation certificate requirements specific to Washtenaw County.

How much does flood insurance cost in Ann Arbor Michigan?

Flood insurance costs vary based on your property's flood zone, elevation, and coverage amount. Under the NFIP, annual premiums in Michigan typically range from 700 to 2,000 dollars for standard policies. Private flood insurance may offer different rates. An agent can provide a quote tailored to your home.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.