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HomeFlood Insurance AgentsMichigan › Clinton Township

Find Flood Insurance Agents Near You in Clinton Township, MI

Browse flood insurance agents serving Clinton Township, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AAA Insurance - Schnaidt Agency, MI Insurance Agency. This directory lists 20 flood insurance agents serving Clinton Township.

Showing 20 flood insurance agents in Clinton Township, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1First Independent Insurance Agency15945 Canal Rd(586) 247-2220
2Royal Oath Insurance Group42536 Hayes Rd Suite 400(586) 238-3535
3AAA Insurance - Schnaidt Agency35927 Southbound Gratiot Ave(586) 838-2555
4MI Insurance Agency40684 Hayes Rd(586) 354-3462
5Dan Stawinski - State Farm Insurance Agent36250 Garfield Rd(586) 792-1567
6L.A. Insurance37041 Gratiot Ave(586) 954-4690
7McGovern Agency37102 S Groesbeck Hwy(586) 464-2400
8Goosehead Insurance - Vincenzo Bommarito35752 Harper Ave Suite B(586) 693-2100
9The Kesler Insurance Group LLC18303 Whitmore Dr(586) 577-6517
10Fcia Professionals & Group23885 Denton St(586) 463-5000
FI
15945 Canal Rd
First Independent Insurance Agency
Flood Insurance Agent · Clinton Township, MI

First Independent Insurance Agency serves the Clinton Township, Michigan, area as a local flood insurance agent. It helps property owners secure coverage for flood risks not included in standard homeowners policies. The agency guides clients through flood insurance options required by lenders or recommended for properties in nearby floodplains. It assists with understanding policy waiting periods and deductibles for both residential and commercial structures. Flood risk evaluations and claims support are among the specific services it handles in this region.

RO
42536 Hayes Rd Suite 400
Royal Oath Insurance Group
Flood Insurance Agent · Clinton Township, MI

Royal Oath Insurance Group in Clinton Township, MI provides comprehensive flood insurance agent services, including policy selection advice, risk assessment, and claims assistance. It offers ongoing policy review plans to ensure coverage remains adequate as flood maps and regulations update. Its service plans include annual check-ins for property changes and renewal management for continuous protection. The agency services single-family homes, apartments, retail spaces, and restaurants requiring tailored flood coverage for different property types and occupancy risks.

AI
35927 Southbound Gratiot Ave
AAA Insurance - Schnaidt Agency
Flood Insurance Agent · Clinton Township, MI

AAA Insurance - Schnaidt Agency serves homeowners, businesses, and property managers in Clinton Township, Michigan, seeking flood insurance policies. As a dedicated flood insurance agent, the agency helps clients understand local flood zone risks and navigate the complexities of federal and private coverage options. It provides personalized consultations to assess individual property needs and secure appropriate policies against potential water damage. The agency also extends its flood insurance services to neighboring communities within the Macomb County metro area, ensuring broader regional protection.

MI
40684 Hayes Rd
MI Insurance Agency
Flood Insurance Agent · Clinton Township, MI

MI Insurance Agency serves Clinton Township and surrounding communities in Macomb County as a flood insurance agent. It handles applications for policies under the National Flood Insurance Program and private market options, assessing property risk and coverage needs for residential and commercial clients. The agency reviews flood zone maps, elevation certificates, and building details to find suitable plans. It typically manages each job by explaining policy terms, comparing quotes, and guiding clients through the documentation process.

DS
36250 Garfield Rd
Dan Stawinski - State Farm Insurance Agent
Flood Insurance Agent · Clinton Township, MI

Dan Stawinski - State Farm Insurance Agent in Clinton Township, MI offers both one-time flood insurance policies for individual property protection and recurring coverage options for ongoing risk management. These policies help safeguard homes and businesses against water damage from flooding events common in the area. Service for flood insurance policies runs on a one-time basis for initial setup and then as-needed for policy renewals or updates.

LI
37041 Gratiot Ave
L.A. Insurance
Flood Insurance Agent · Clinton Township, MI

L.A. Insurance serves homeowners, businesses, and property managers in Clinton Township, Michigan, by providing flood insurance policies tailored to properties in designated flood zones. As a local Flood Insurance Agent, the company helps clients understand their NFIP and private market options to secure adequate coverage against water damage. It guides policyholders through the application process and assists with claims support after a flood event. The agency also extends its services to residents and business owners in nearby Sterling Heights.

MA
37102 S Groesbeck Hwy
McGovern Agency
Flood Insurance Agent · Clinton Township, MI

McGovern Agency provides professional guidance in obtaining flood insurance policies and navigating National Flood Insurance Program requirements. Serving Clinton Township and nearby communities in Michigan, the company assists property owners with coverage assessments and application procedures. Understanding local flood zones and elevational data, agents help clients secure appropriate protection for homes and businesses. Seasonal heavy rains and rapid snowmelt often increase flooding risks in the region, making timely policy review especially valuable before spring thaw or storm seasons begin.

GI
35752 Harper Ave Suite B
Goosehead Insurance - Vincenzo Bommarito
Flood Insurance Agent · Clinton Township, MI

As a flood insurance agent, Goosehead Insurance - Vincenzo Bommarito helps property owners in Clinton Township, MI secure essential coverage for flood-related losses. This specialty service extends beyond standard homeowners policies to address rising water risks common in local watershed areas. Residential clients can better protect their homes and belongings from potential inundation. Commercial sectors such as offices, warehouses, and food service establishments also rely on this agency to safeguard their operations and assets against flood damage.

KI
18303 Whitmore Dr
The Kesler Insurance Group LLC
Flood Insurance Agent · Clinton Township, MI
FP
23885 Denton St
Fcia Professionals & Group
Flood Insurance Agent · Clinton Township, MI
LS
39999 Garfield Rd
Lucido's Insurance Agency
Flood Insurance Agent · Clinton Township, MI
(586) 286-8200
lucidoinsurance.com
WI
22440 Hall Rd
World Insurance Associates LLC
Flood Insurance Agent · Clinton Township, MI
(586) 569-0440
locations.worldinsurance.com/morris-insurance-group-a-divison-of-world-d83998535fc1
TB
36380 Garfield Rd Suite #3
Tawanda Brown-Hibbler Agency
Flood Insurance Agent · Clinton Township, MI
(586) 630-3240
agents.farmers.com/tbrownhibbler
FS
39085 Moravian Dr
Financial Security Insurance Corporation
Flood Insurance Agent · Clinton Township, MI
(586) 465-0070
fsimcorp.com
SI
33584 Harper Ave
Sweet Insurance Agency
Flood Insurance Agent · Clinton Township, MI
(248) 723-6000
sweetinsurance.com
GA
18645 Canal Rd # 2
Gingrich Agency
Flood Insurance Agent · Clinton Township, MI
(586) 226-8543
locator.meemic.com/mi/clinton-twp/gingrich-agency
MI
42946 Garfield Rd
Macomb Insurance Mart
Flood Insurance Agent · Clinton Township, MI
(586) 263-0700
macombinsurancemart.com
GS
21352 Cass Ave
Gene Shieh - State Farm Insurance Agent
Flood Insurance Agent · Clinton Township, MI
(586) 913-7113
lakesareains.com
MI
33808 Groesbeck Hwy
Michigan Insurance Source
Flood Insurance Agent · Clinton Township, MI
(586) 846-3133
michiganinsurancesource.com
MI
42524 Hayes Rd # 800
McPherson Insurance Agency
Flood Insurance Agent · Clinton Township, MI
(586) 247-8100
agents.allstate.com/michelle-mcpherson-clinton-township-mi.html

What Does a a Flood Insurance Agent in Clinton Township Cost?

Flood insurance costs in Michigan vary by property location elevation and coverage amount. An NFIP policy for a Clinton Township home in a low-risk zone may cost around 700 to 1,200 dollars per year. High-risk properties can see premiums from 1,500 to 4,000 dollars or more. Private market options may offer different rates. This is general information and not insurance advice.

About flood insurance agents in Clinton Township

Flood insurance agents in Clinton Township Michigan help property owners secure coverage through the National Flood Insurance Program and private carriers. Michigan law requires flood insurance for properties in high-risk flood zones if the owner has a federally backed mortgage. Local agents understand the specific flood risks in Macomb County and can guide you through the application process.

Frequently Asked Questions

Do I need flood insurance in Clinton Township Michigan?

Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones many homeowners choose coverage because 25 percent of flood claims come from low-risk areas.

What does a flood insurance agent do in Clinton Township?

A flood insurance agent helps you determine your flood zone risk compare NFIP and private policy options and complete the required elevation certificate if needed. They also assist with filing claims and understanding coverage limits.

How long does it take to get flood insurance in Michigan?

NFIP policies typically have a 30-day waiting period before coverage starts. Some private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is forecast.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.