The top-rated flood insurance agent in Commerce Township, Michigan is Acrisure Commerce Township, MI (Insurance Advisors), rated 4.9 stars across 169 reviews. Other highly rated options include Jason Doyle - State Farm Insurance Agent, Sean Shewalter - State Farm Insurance Agent, The Derek Stein Agency - Farm Bureau Insurance. This directory lists 13 flood insurance agents serving Commerce Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Commerce Township, MI (Insurance Advisors) | 4375 Pineview Dr | (248) 363-5746 |
| 2 | Jason Doyle - State Farm Insurance Agent | 1111 W Oakley Park Rd #101 | (248) 313-9113 |
| 3 | Sean Shewalter - State Farm Insurance Agent | 620 W Commerce Rd | (248) 936-0121 |
| 4 | The Derek Stein Agency - Farm Bureau Insurance | 3075 S Commerce Rd | (248) 714-5200 |
| 5 | Desiree Truman - State Farm Insurance Agent | 620 W Commerce Rd STE A | (248) 363-4711 |
| 6 | Corporate Insurance Planners | 1990 Union Lake Rd # 400B | (248) 360-2143 |
| 7 | Goosehead Insurance - Mary Bucki | 1155 Welch Rd Suite B | (248) 758-3001 |
| 8 | Tom Attard: Allstate Insurance | 1540 Union Lake Rd | (248) 360-2600 |
| 9 | Farmers Insurance - Robert Dettloff | 8262 Cooley Lake Rd | (248) 363-7555 |
| 10 | Goosehead Insurance - Jenna Dado | 2000 Oakley Park Rd Ste 204-F | (248) 509-4134 |
Acrisure Commerce Township, MI assists clients throughout Oakland County as a flood insurance agent, focusing on protecting homes and businesses from water damage. The agency guides property owners through the complexities of National Flood Insurance Program policies, helping them understand coverage for rising water and storm surge events. Their services include evaluating individual flood zone risks and determining replacement cost valuations for residential structures. They also handle commercial flood coverage and contents protection for retail and office spaces in Commerce Township.
Jason Doyle - State Farm Insurance Agent in Commerce Township, MI, provides flood insurance coverage tailored to local property needs. Service plans include policy reviews to ensure adequate protection against water damage and assistance with claims filing after storms or heavy rainfall. Maintenance plans focus on updating coverage limits as flood maps change and helping clients understand deductible options. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the area, offering guidance on flood risk for each property type.
Serving homeowners, businesses, and property managers in the community, Sean Shewalter - State Farm Insurance Agent offers flood insurance policies designed to protect local properties from water damage. The agency helps clients understand their coverage options, including both building and contents protection, typical for this region’s weather risks. Located in Commerce Township, Michigan, the office also extends its flood insurance services to surrounding areas such as Walled Lake, providing essential risk management for those near the Chain of Lakes watershed.
The Derek Stein Agency - Farm Bureau Insurance serves Commerce Township, Michigan, and the surrounding communities of Oakland County. It handles flood insurance for residential and commercial properties, helping clients protect assets against water damage from storms and rising waters. The agency works with property owners to assess their specific risk levels and coverage needs based on property location and flood zone data. It takes a consultative approach by reviewing policy details carefully to ensure appropriate protection for each customer's situation.
Desiree Truman - State Farm Insurance Agent in Commerce Township, MI, offers flood insurance to protect property owners from water damage. Policies can be selected as a one-time standalone purchase or as a recurring annual plan, ensuring continuous coverage against rising waters. Each policy covers structural damage and personal belongings, adapting to different flood risks in the area. Service for policy inquiries, claims assistance, and plan adjustments runs on both a scheduled basis for renewals and as-needed for urgent questions.
Corporate Insurance Planners specializes in federal flood insurance policies and private flood coverage options, serving property owners throughout Commerce Township, MI. It provides detailed risk assessments for homes and businesses located in Special Flood Hazard Areas. The agency helps clients understand elevation certificates, required deductibles, and waiting periods before policies take effect. Each year during spring snowmelt or heavy summer storms, it assists local homeowners with adjusting coverage limits to address potential basement seepage or overland flooding from nearby lakes and rivers.
Spring storms and rapid snowmelt pose serious flood risks for Commerce Township properties, making reliable coverage essential. Goosehead Insurance - Mary Bucki acts as a flood insurance agent for homeowners and businesses seeking protection against water damage from overflowing drains or rising water tables. The agency explains how local flood zones and National Flood Insurance Program requirements affect policy options for clients. They assess each property's exposure to nearby lakes and low-lying areas before recommending suitable coverage. A site inspection typically follows the initial consultation to verify specific flood risks.
Tom Attard: Allstate Insurance in Commerce Township, MI offers general insurance services and specializes in flood insurance agency. The agent helps residential and commercial property owners secure coverage against water damage from rising waters and heavy storms. Policies are tailored to protect structures, contents, and business continuity from flood-related losses. These services typically serve commercial sectors such as offices, warehouses, and food service operations.
Goosehead Insurance - Jenna Dado, located in Commerce Township, MI, specializes in helping homeowners and businesses obtain reliable flood insurance coverage. This agency assists clients with securing policies from the National Flood Insurance Program, ensuring properties are protected against potential water damage from heavy rains or rising waters. They serve the surrounding communities by assessing individual flood zone risks and matching them to suitable plans. For complete protection, they also offer add-on wind damage coverage.
What Does a a Flood Insurance Agent in Commerce Township Cost?
Flood insurance costs in Michigan vary by flood zone, building value, and deductible. NFIP rates for a standard home in a moderate-risk zone often range from 700 to 1,200 dollars per year. High-risk zones can cost 2,000 dollars or more. Private insurers may offer lower rates for low-risk properties. This is general information, not insurance advice.
About flood insurance agents in Commerce Township
Flood insurance agents in Commerce Township help property owners secure coverage through the National Flood Insurance Program or private insurers. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood zones. Commerce Township lies near several lakes and rivers, making flood risk awareness important for homeowners and businesses.
Frequently Asked Questions
Do I need flood insurance in Commerce Township Michigan?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many policies are available through local agents.
What does a flood insurance agent do in Commerce Township?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also explain waiting periods and coverage limits specific to Michigan properties.
How long does it take to get flood insurance in Commerce Township?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can advise on timing to meet mortgage closing requirements.
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