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HomeFlood Insurance AgentsMichigan › Dearborn

Find Flood Insurance Agents Near You in Dearborn, MI

Browse flood insurance agents serving Dearborn, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Dearborn, Michigan is Aldais Insurance Group, rated 5.0 stars across 505 reviews. Other highly rated options include Reem Haidar - State Farm Insurance Agent, Firefly Insurance Agency, The Dearborn Agency Inc. This directory lists 12 flood insurance agents serving Dearborn.

Showing 12 flood insurance agents in Dearborn, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Aldais Insurance Group3200 Greenfield Rd Suite 361(313) 925-6600
2Reem Haidar - State Farm Insurance Agent3159 S Telegraph Rd(313) 278-1520
3Firefly Insurance Agency710 N Telegraph Rd(313) 945-1832
4The Dearborn Agency Inc22691 Michigan Ave(313) 562-8373
5Oxford Risk, LLC3200 Greenfield Rd #300(313) 765-1032
6Adam Soofi: Allstate Insurance3 Parklane Blvd Ste 407w(313) 299-0540
7L.A. Insurance5098 Schaefer Rd(313) 943-3300
8AAA Insurance - East Dearborn Insurance Agency13039 Michigan Ave Ste B(313) 945-1901
9Karcher Insurance23498 Michigan Ave(313) 277-4600
10Insurify Insurance Agency12928 Warren Ave(313) 789-5666
AI
3200 Greenfield Rd Suite 361
Aldais Insurance Group
Flood Insurance Agent · Dearborn, MI

Aldais Insurance Group serves residents and businesses throughout the Dearborn, Michigan metro area as a flood insurance agent. The company helps clients understand the specific flood risks associated with properties in this region, where proximity to waterways can create exposure. It guides property owners through the process of securing necessary flood coverage, often required by mortgage lenders for homes in designated flood zones. Aldais Insurance Group also assists with policy adjustments for properties that have experienced previous flood damage or mitigation improvements.

RH
3159 S Telegraph Rd
Reem Haidar - State Farm Insurance Agent
Flood Insurance Agent · Dearborn, MI

Serving Dearborn, Michigan, and the surrounding southeastern Michigan communities, Reem Haidar - State Farm Insurance Agent handles flood insurance policies designed to protect residential and commercial properties from water damage. The agency assists clients in navigating the necessary paperwork and coverage requirements. For a typical job, it carefully reviews individual property risk factors to recommend an appropriate policy that meets each client's specific needs and budget.

FI
710 N Telegraph Rd
Firefly Insurance Agency
Flood Insurance Agent · Dearborn, MI

Firefly Insurance Agency serves homeowners, businesses, and property managers in Dearborn, Michigan, who need protection against flood damage. As a dedicated flood insurance agent, the company helps clients understand available coverage options through the National Flood Insurance Program and private markets. The agency assesses individual property risks and assists with policy selection to safeguard against water-related losses common in the area. Firefly Insurance Agency also serves clients in the nearby community of Allen Park as part of its expanded service area in the western Detroit suburbs.

DA
22691 Michigan Ave
The Dearborn Agency Inc
Flood Insurance Agent · Dearborn, MI

The Dearborn Agency Inc provides flood insurance coverage and risk assessment services for properties in Dearborn, MI. It offers ongoing policy review and claims assistance to ensure clients maintain adequate protection against flooding events. Annual plan adjustments are available to address changing flood zone designations and property values. The agency services single-family homes, apartments, retail spaces, and restaurants.

OR
3200 Greenfield Rd #300
Oxford Risk, LLC
Flood Insurance Agent · Dearborn, MI

Oxford Risk, LLC in Dearborn, MI assists clients by distinguishing between one-time flood insurance policies, which provide temporary coverage for a single event or closing requirement, and recurring policies that offer continuous protection throughout the year. The agency guides property owners in the Dearborn area through available coverage options to safeguard structures and belongings against flood damage. Service is provided on an as-needed basis, allowing clients to obtain a policy when initially acquiring the property or adjusting existing coverage.

AS
3 Parklane Blvd Ste 407w
Adam Soofi: Allstate Insurance
Flood Insurance Agent · Dearborn, MI

Adam Soofi: Allstate Insurance in Dearborn, MI specializes in providing tailored flood insurance policies to protect properties from water damage. It offers comprehensive guidance through the selection of coverage limits and policy details for residential clients. The agency also assists local homeowners and businesses in navigating flood zone requirements and federal program options. As seasonal storms and heavy spring thaws often threaten the region, the company helps residents secure flood protection before rising water levels become a concern.

LI
5098 Schaefer Rd
L.A. Insurance
Flood Insurance Agent · Dearborn, MI

L.A. Insurance provides guidance on property protection strategies for homeowners and businesses in the Dearborn, Michigan area. Its specialty is flood insurance, an essential safeguard for properties vulnerable to water damage from heavy rains or snowmelt. The agency works with clients to understand federal policies and private coverage options that address regional flood risks. For those managing commercial spaces, it assists with insurance needs for office buildings, warehouses, and food service operations.

AI
13039 Michigan Ave Ste B
AAA Insurance - East Dearborn Insurance Agency
Flood Insurance Agent · Dearborn, MI

As seasonal storms and sudden downpours become more common across southeast Michigan, AAA Insurance - East Dearborn Insurance Agency provides residents with flood insurance policies tailored to the area's unique water risks. Based in Dearborn, this agency navigates clients through standard and excess flood coverage options, helping protect homes and businesses from surface water and flash flooding events. Their flood insurance agents assess individual property vulnerabilities and coordinate with federal programs. An initial property inspection is scheduled before any policy is finalized, ensuring accurate risk evaluation.

KI
23498 Michigan Ave
Karcher Insurance
Flood Insurance Agent · Dearborn, MI

Karcher Insurance offers residential flood insurance in Dearborn, Michigan, helping homeowners protect their property against water damage from storms and rising waters. The agency also provides commercial coverage for local businesses that require financial protection from flood-related losses. Serving Dearborn and the surrounding area, the firm works to match clients with policies that meet specific needs and local risks. Clients can return for follow-up service or policy adjustments between regular visits to ensure continued adequate coverage.

II
12928 Warren Ave
Insurify Insurance Agency
Flood Insurance Agent · Dearborn, MI

Insurify Insurance Agency provides flood insurance coverage to property owners in Dearborn, Michigan, addressing risks from heavy rainfall and snowmelt common to the region. Its services include supplementing standard policies with specialized endorsements for basement flooding and sewer backup protection. The company serves commercial sectors such as offices, warehouses, and food service operations, ensuring these businesses can secure appropriate flood coverage for their specific structural and operational needs.

NI
14319 Michigan Ave
Najjar Insurance Agency
Flood Insurance Agent · Dearborn, MI
(313) 291-9100
najjarinsurance.com
MA
20031 Carlysle St Suite 1
McDONNELL AGENCY, INC.
Flood Insurance Agent · Dearborn, MI

What Does a a Flood Insurance Agent in Dearborn Cost?

Flood insurance costs in Michigan vary by property location elevation and coverage amount. An NFIP policy for a Dearborn home might range from 700 to 2000 dollars per year. Private flood insurance can cost more or less depending on risk. This is general information not insurance advice.

About flood insurance agents in Dearborn

Dearborn Michigan homeowners and business owners need flood insurance to protect against water damage from heavy rains and river flooding. An agent can help you understand the National Flood Insurance Program rules and Michigan specific requirements. Many lenders require flood coverage for properties in designated flood zones.

Frequently Asked Questions

Is flood insurance required in Dearborn Michigan?

Yes if your property is in a high risk flood zone and you have a federally backed mortgage. Michigan law does not mandate flood insurance but lenders often require it. An agent can check your flood zone status.

What does a flood insurance agent in Dearborn do?

An agent helps you choose a policy from the National Flood Insurance Program or a private carrier. They explain coverage limits deductibles and exclusions. They also assist with filing claims after a flood event.

How long does it take for flood insurance to start in Michigan?

Standard NFIP policies have a 30 day waiting period before coverage begins. There are exceptions for flood map changes or when you buy a home. An agent can advise on timing to avoid gaps in coverage.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.