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Looking for a flood insurance agent in Troy? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Troy, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 flood insurance agents in Troy, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
FSA Insurance Agency
50 W Big Beaver Rd Ste 500, Troy, MI 48084
(586) 842-3770
fsahealth.org
Goosehead Insurance - Alsaigh & Adour Agency
100 W Big Beaver Rd STE 580, Troy, MI 48084
(586) 630-3799
agents.gooseheadinsurance.com
JPS Insurance Agency
1111 W Long Lake Rd Suite 201, Troy, MI 48098
(248) 646-6657
jpsagency.com
AAA Insurance - Howard Beatty IV Insurance Agency
2950 W Square Lake Rd Suite# 100, Troy, MI 48098
(248) 792-7012
locator.acg.aaa.com
AAA Insurance - Daniel's Agency
42831 Dequindre Rd, Troy, MI 48085
(248) 800-9999
locator.acg.aaa.com
Troy-Metro Agency
2065 Livernois Rd, Troy, MI 48083
(248) 813-8540
troymetroagency.com
Doeren Mayhew Insurance Group
3155 W Big Beaver Rd Suite 250, Troy, MI 48084
(248) 290-0650
doereninsurance.com
Farmers Insurance - Kelvin Khosho
2115 Livernois Rd, Troy, MI 48083
(248) 509-2223
agents.farmers.com
Fisher Insurance Group, LLC
1050 Wilshire Dr #110, Troy, MI 48084
(586) 979-1330
fisherins.net
Mason-McBride Insurance
3155 W Big Beaver Rd Suite 125, Troy, MI 48084
(248) 822-7170
mason-mcbride.com
Lifeguard Insurance Services
1775 W Big Beaver Rd, Troy, MI 48084
(248) 970-0030
thelifeguardagency.com
HUB International
5600 New King Dr Ste. 210, Troy, MI 48098
(248) 528-2400
hubinternational.com
Haugk Insurance Agency
850 Stephenson Hwy #207, Troy, MI 48083
(248) 577-8137
haugkinsurance.com
VTC Insurance Group
1175 W Long Lake Rd # 200, Troy, MI 48098
(248) 828-3377
vtcins.com
Brown & Brown of Detroit
5250 Corporate Dr Ste. 200, Troy, MI 48098
(586) 977-6300
bbdetroit.com
InPro Insurance Group
2095 E Big Beaver Rd # 100, Troy, MI 48083
(248) 526-3260
inproagent.com
Grand River Insurance
Top of Troy, 755 W Big Beaver Rd Suite 2020, Troy, MI 48084
(248) 519-2390
grandriverinsurance.com
North Coast Insurance Services
100 W Big Beaver Rd Suite 200, Troy, MI 48084
(248) 892-6200
thenorthcoastagency.com
Kapnick Insurance Group
880 W Long Lake Rd, Troy, MI 48098
(248) 352-4455
kapnick.com
Great Lakes Insurance Agency
1773 W Big Beaver Rd, Troy, MI 48084
(248) 649-1700
Flood insurance agents in Troy Michigan help property owners secure coverage against flood damage. Michigan law does not require flood insurance but mortgage lenders often mandate it for homes in high-risk zones. Agents can explain the National Flood Insurance Program and private market alternatives available in Oakland County.
What Does a Flood Insurance Agent in Troy Cost?
Typical flood insurance costs in Michigan range from 500 to 2,000 per year for NFIP policies depending on flood zone and building characteristics. Private flood insurance may cost less or more based on risk assessment. Elevation certificates and deductible choices also affect premiums. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Troy Michigan?
Flood insurance is not required by Michigan state law. However if your home is in a FEMA-designated Special Flood Hazard Area your mortgage lender will likely require it. Even outside high-risk zones flooding can occur from heavy rains or snowmelt.
What does a flood insurance agent in Troy do?
A flood insurance agent helps you assess your flood risk and choose a policy that fits your needs. They can compare NFIP rates with private flood insurance options. They also assist with policy renewals and claims questions.
How long does it take to get flood insurance in Troy?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. It is wise to start the process well before any forecasted storm or flood event.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.