Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 19 flood insurance agents in St Joseph, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jaden Gebbink - State Farm Insurance Agent
500 Renaissance Dr Ste 105-A, St Joseph, MI 49085
(269) 932-4722
jadeninsurance.com
Jonah McDonough - State Farm Insurance Agent
2606 Lakeshore Dr, St Joseph, MI 49085
(269) 408-8015
jonahismyagent.com
Todd Heeter - State Farm Insurance Agent
2600 Niles Ave, St Joseph, MI 49085
(269) 983-7171
letsgoheeter.com
Jason Vadney - State Farm Insurance Agent
4062 Red Arrow Hwy, St Joseph, MI 49085
(269) 408-8345
vadneyinsurance.com
The Batalis Agency - Farm Bureau Insurance
2396 S Cleveland Ave Box 917, St Joseph, MI 49085
(269) 983-0179
batalisagency.com
Nulty Insurance Agency
720 St Joseph Dr, St Joseph, MI 49085
(269) 983-7161
ciainsurancemi.com
IMS Insurance
501 Main St, St Joseph, MI 49085
(269) 983-7101
imsinsuranceagency.com
Tom Mikel - State Farm Insurance Agent
3430 Hollywood Rd, St Joseph, MI 49085
(269) 429-5500
tommikel.com
Metzger Insurance Agency
4146 M-139, St Joseph, MI 49085
(269) 429-3160
metzgerinsurance.net
The Blaszczyk Agency- Farm Bureau Insurance
2396 S Cleveland Ave, St Joseph, MI 49085
(219) 306-6187
farmbureauinsurance-mi.com
Farm Bureau Insurance
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-8002
farmbureauinsurance-mi.com
Saint Joseph, MI AAA Insurance Agency
2900 Niles Ave, St Joseph, MI 49085
(269) 982-5262
michigan.aaa.com
Cody Korfmacher Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-8002
farmbureauinsurance-mi.com
Ryan James Agency: Allstate Insurance
818 Ship St, St Joseph, MI 49085
(269) 684-5200
agents.allstate.com
Stemm Insurance Agency
4146 Guest Dr, St Joseph, MI 49085
(269) 556-9086
locator.meemic.com
Farm Bureau Insurance - Resseguie Agency
2396 S Cleveland Ave, St Joseph, MI 49085
(269) 983-2165
caseyresseguieinsurancequote.com
Liskey / TRICOR Insurance
517 Broad Street, St Joseph, MI 49085
(269) 983-1644
liskeyinsurance.com
AAA Insurance - Bradford Insurance Agency
2900 Niles Rd, St Joseph, MI 49085
(269) 982-5262
locator.acg.aaa.com
Farmers Insurance - Daniel Omodio
505 Pleasant St # 202, St Joseph, MI 49085
(269) 769-0082
agents.farmers.com
What Does a Flood Insurance Agent in St Joseph Cost?
Typical flood insurance costs in St Joseph range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more but offer higher limits. Actual premiums are set by FEMA or the insurer based on your specific property risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in St Joseph Michigan?
Yes, if your property is in a high-risk flood zone designated by FEMA and you have a federally backed mortgage. Michigan law does not mandate flood insurance otherwise, but lenders may require it.
How long is the waiting period for a flood insurance policy in Michigan?
Standard NFIP policies have a 30-day waiting period from the date of application before coverage begins. This applies to all new policies in St Joseph and across Michigan, with limited exceptions for loan closings.