The top-rated flood insurance agent in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include Filliccia Insurance Agency, Dallo Insurance Group, Green Valley Insurance Agency. This directory lists 18 flood insurance agents serving Shelby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SWITCH Insurance Group | 7857 25 Mile Rd Suite 103 | (248) 636-4200 |
| 2 | Filliccia Insurance Agency | 50551 Van Dyke Ave | (248) 537-4040 |
| 3 | Dallo Insurance Group | 45489 Market St | (248) 606-4991 |
| 4 | Green Valley Insurance Agency | 50258 Van Dyke Ave C | (586) 580-3663 |
| 5 | Comparion Insurance Agency | 13001 23 Mile Rd STE 102 | (586) 532-7298 |
| 6 | Mansfield Insurance Group | 8790 23 Mile Rd | (586) 522-4427 |
| 7 | Core Insurance Group | 50787 Corporate Dr | (248) 847-2673 |
| 8 | Custom Ins Agency | 50551 Van Dyke Ave | (586) 935-6110 |
| 9 | Hilb Group | 45600 Village Blvd | (586) 799-6000 |
| 10 | Heather Humphrey: Allstate Insurance | 46520 Van Dyke Ave | (586) 997-0077 |
SWITCH Insurance Group serves the Shelby Township, Michigan, metro area as a flood insurance agent specializing in protecting property owners from water damage risks. The company helps clients navigate National Flood Insurance Program policies and private market options to secure appropriate coverage. Flood insurance is essential here due to seasonal storms and proximity to waterways that can cause flash flooding or groundwater seepage. SWITCH Insurance Group assists with initial policy quote comparisons for residential and commercial properties. It also guides customers through required elevation certificate processes for accurate premium rates.
Filliccia Insurance Agency provides flood insurance services for properties in Shelby Township, MI. It offers policy assessments to determine appropriate coverage levels and assists with filing necessary documentation for National Flood Insurance Program applications. The agency helps evaluate existing policies and coordinates adjustments for changing flood zone designations or property modifications. It also reviews coverage limits annually to ensure adequate protection. The agency services single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and property managers in Shelby Township, MI, turn to Dallo Insurance Group for specialized flood insurance coverage. The agency helps clients navigate flood zone designations and secure policies that protect properties from water damage, a crucial need given the area’s exposure to severe storms and heavy precipitation. By focusing on this specific risk, the team ensures residents and commercial property owners have the necessary financial safeguards in place. Dallo Insurance Group also serves the broader Macomb County region, including nearby communities such as Utica and Sterling Heights.
Green Valley Insurance Agency serves Shelby Township and the surrounding communities of Macomb County, handling coverage for residential and commercial flood damage. It assists property owners with understanding their risk and obtaining necessary policies through the federal program. The agency focuses on guiding clients through the application process and explaining policy details. For a typical job, it begins with a consultation to assess property exposure to flood hazards, then systematically reviews coverage limits and exclusions before recommending a suitable plan.
Comparion Insurance Agency serves Shelby Township, Michigan, and the surrounding communities throughout Macomb County. The company handles flood insurance policies for residential and commercial properties in this region. It works with federal programs and private carriers to find appropriate coverage for clients. Its daily approach involves evaluating each property's specific flood zone and risk level, then presenting clear options for the homeowner or business to consider, ensuring the plan addresses local weather patterns and regulatory requirements.
Mansfield Insurance Group sells and services property and casualty insurance policies in Shelby Township, MI. It offers add-on coverage specifically designed for flood protection, helping property owners address water damage risks that standard policies do not cover. The agency works with both residential and commercial property owners requiring flood insurance for homes, offices, warehouses, and food service facilities.
Core Insurance Group in Shelby Township, MI, helps residential property owners secure flood insurance to protect their homes from water damage. For businesses in the area, the agency also advises on commercial flood policies tailored to commercial structures and inventory. Their service extends throughout Shelby Township and the surrounding Macomb County region. They provide clear policy explanations to ensure clients understand their coverage limits. After a plan is in place, the office follows up to answer questions and assists with renewals between regular visits.
Custom Ins Agency specializes in securing flood insurance policies for residential and commercial properties in Shelby Township, Michigan. Its general service includes guiding clients through National Flood Insurance Program options and private coverage alternatives. This agent helps property owners understand elevation certificates and flood zone designations. Local work often addresses concerns arising from seasonal snowmelt and severe spring thunderstorms that can overwhelm drainage systems in the region.
Spring rains in Shelby Township often lead to basement seepage and pooling in low-lying yards, raising the risk of uninsured water damage. Hilb Group serves as a flood insurance agent, offering policies that cover rising water events typically excluded from standard homeowners plans. The agency reviews local flood maps and property elevations to determine appropriate coverage limits for each client. An initial consultation involves inspecting the home’s lowest floor and drainage layout to assess specific vulnerabilities before finalizing a quote.
What Does a a Flood Insurance Agent in Shelby Township Cost?
Typical flood insurance costs in Michigan range from 600 to 2,500 per year for NFIP policies depending on flood zone building value and deductible. Private market policies may cost more or less based on risk. Costs vary by case so a personalized quote is needed. This is general information not insurance advice.
About flood insurance agents in Shelby Township
Flood insurance agents in Shelby Township help homeowners and businesses protect against flood damage. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents can explain the National Flood Insurance Program and private options available in Macomb County.
Frequently Asked Questions
Do I need flood insurance in Shelby Township Michigan?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding can occur so many residents choose coverage for peace of mind.
How does a flood insurance agent help with NFIP policies?
A flood insurance agent can assess your property risk complete the application and ensure you meet NFIP requirements. They also help with elevation certificates and claims guidance after a flood event.
What is the waiting period for flood insurance in Michigan?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions apply for new home purchases or map changes. Plan ahead to avoid gaps in coverage.
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