The top-rated flood insurance agent in Redford Township, Michigan is PD Dandnaik - State Farm Insurance Agent, rated 4.6 stars across 224 reviews. Other highly rated options include L.A. Insurance, Goosehead Insurance Agency - Sana Baig, Goosehead Insurance - Alfonzo Spearman. This directory lists 13 flood insurance agents serving Redford Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PD Dandnaik - State Farm Insurance Agent | 24300 Joy Rd | (313) 817-1000 |
| 2 | L.A. Insurance | 18960 Inkster Rd | (313) 538-2222 |
| 3 | Goosehead Insurance Agency - Sana Baig | 25200 Five Mile Rd Suite 303 | (248) 864-2300 |
| 4 | Goosehead Insurance - Alfonzo Spearman | 25245 Five Mile Rd Suite 4W | (313) 771-5586 |
| 5 | AAA Insurance - Moustafa Nasser Insurance Agency | 27338 Plymouth Rd | (313) 899-7888 |
| 6 | Steve Hale - State Farm Insurance Agent | 25810 Plymouth Rd | (313) 937-1111 |
| 7 | Farmers Insurance - Najat Salem Agency | 12130 Dixie Ste B | (810) 225-7237 |
| 8 | Christopher Thames: Allstate Insurance | 25890 Five Mile Rd | (313) 538-2300 |
| 9 | ANDERS INSURANCE AGENCY, INC | 26040 Five Mile Rd | (313) 286-3400 |
| 10 | Murphy-Goddard Agency, Inc. | 26075 Grand River Ave | (313) 535-1200 |
PD Dandnaik - State Farm Insurance Agent in Redford Township, Michigan, is known for providing flood insurance coverage to local homeowners and businesses. The agency helps clients understand flood zone risks and policy options under federal and private programs. It also delivers custom insurance solutions through State Farm’s product range. Additionally, the agency offers add-on coverage for personal property and structural improvements within flood-prone areas of the community.
L.A. Insurance serves Redford Township, Michigan, and the surrounding Wayne County area as a flood insurance agent. The company assists property owners with securing coverage to protect against water damage from rising rivers, heavy rainfall, and overland flooding. It works with clients to understand the terms of standard flood policies, including coverage limits and exclusions. L.A. Insurance helps residents navigate the complexities of flood zone designations and compliance with local lending requirements. It specifically handles applications for new flood insurance policies and policy renewals for existing homeowners.
Goosehead Insurance Agency - Sana Baig serves the Redford Township, Michigan area and provides flood insurance agent services. This agency helps property owners understand their risk of flooding from severe storms and rising water. They work with clients to review different flood insurance policies that meet local requirements. Their services include explaining federal flood program options and assisting with new policy applications. Sana Baig handles flood insurance for both residential homes and commercial properties in Redford Township.
Homeowners, businesses, and property managers in Redford Township turn to Goosehead Insurance - Alfonzo Spearman for flood insurance agent services. This agency helps clients secure coverage against rising water and storm damage, assessing property risk in flood-prone zones. It provides guidance on policy options required for mortgage lenders or local regulations. The agent also assists with renewals and claim questions related to flood events. Service extends to nearby Livonia and the greater Detroit metro area.
AAA Insurance - Moustafa Nasser Insurance Agency serves Redford Township, MI, and the surrounding communities in Wayne County. This flood insurance agent handles policies designed to protect residential and commercial properties from water damage caused by rising waters or storms. It explains coverage options that align with federal requirements and local risk factors. The typical approach involves reviewing a property’s flood zone designation to recommend appropriate policy limits and deductibles.
Steve Hale - State Farm Insurance Agent provides flood insurance services for property owners in the Redford Township, MI area. The agency helps clients assess their flood risk and secure appropriate coverage to protect against water damage from storms or rising waters. Service includes reviewing existing policies and updating coverage to match changing needs. It offers guidance on policy details such as deductibles and flood zones, ensuring clients understand their protection. The agency services single-family homes, apartments, retail properties, and restaurants.
Spring storms and basement flooding are common concerns across Redford Township, Michigan. Farmers Insurance - Najat Salem Agency provides knowledgeable local guidance for homeowners seeking flood insurance coverage. The agent helps residents understand their options for protecting property against water damage, whether from heavy rainfall or nearby river overflow. Policies can be tailored to fit specific neighborhood risks and home elevation conditions. New clients are encouraged to schedule an on-site inspection to assess their property’s flood exposure and discuss appropriate coverage limits.
For flood coverage, homeowners may choose between a one-time policy for specific events or an ongoing plan offering continuous protection. As a flood insurance agent in Redford Township, MI, Christopher Thames: Allstate Insurance helps clients understand the distinctions between these options, including how each addresses structural and contents coverage. Assistance is provided either through scheduled appointments or as needed, depending on the individual’s immediate consultation requirements throughout the year.
As a flood insurance agent in Redford Township, ANDERS INSURANCE AGENCY, INC provides specialty services for securing National Flood Insurance Program policies. The company also works with homeowners and local businesses to assess property-specific flood risks for their general insurance needs. Given the area’s potential for heavy rainfall and spring thaws, this agency helps clients review coverage before seasonal storms arrive.
Murphy-Goddard Agency, Inc. provides flood insurance policies for properties throughout Redford Township, Michigan, assessing individual risk factors to secure appropriate coverage. It offers ongoing policy reviews to ensure clients’ plans reflect any changes in flood zone maps or property improvements. Routine consultations help policyholders understand their deductibles and coverage limits before a loss occurs. The agency serves single-family homes, apartments, retail spaces, and restaurants.
What Does a a Flood Insurance Agent in Redford Township Cost?
Typical flood insurance costs in Michigan range from 500 to 2,500 dollars per year for NFIP policies depending on flood zone building elevation and coverage amount. Private market policies may cost more or less based on risk assessment. This is general information not insurance advice.
About flood insurance agents in Redford Township
Flood insurance agents in Redford Township help property owners secure coverage through the National Flood Insurance Program and private insurers. Michigan law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents understand Redford Township floodplain maps and can guide you through the 30-day waiting period before coverage takes effect.
Frequently Asked Questions
Is flood insurance required for homes in Redford Township Michigan?
Flood insurance is not required by Michigan state law but is mandatory by lenders for properties in Special Flood Hazard Areas. Redford Township participates in the NFIP which sets building standards for flood-prone zones.
How long does it take for flood insurance to start in Michigan?
Standard flood insurance policies have a 30-day waiting period from the date of application. An exception exists if the policy is purchased in connection with a new mortgage or a map revision.
What does a flood insurance agent do in Redford Township?
A flood insurance agent evaluates your property risk using FEMA flood maps and helps you choose between NFIP and private coverage. They also explain coverage limits deductibles and exclusions specific to Michigan flood zones.
Flood Insurance Agents in Other Michigan Cities
Allen Park · Ann Arbor · Auburn Hills · Battle Creek · Bay City · Byron Center · Canton Township · Clinton Township · Commerce Township · Comstock Park · Dearborn · Dearborn Heights · Detroit · East Lansing · Farmington Hills