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HomeFlood Insurance AgentsMichigan › Muskegon

Find Flood Insurance Agents Near You in Muskegon, MI

Browse flood insurance agents serving Muskegon, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Muskegon, Michigan is Janis-Shunta Insurance Agency, rated 5.0 stars across 581 reviews. Other highly rated options include Jake Kantola - State Farm Insurance Agent, Brightway Insurance, The Lambert Family Agency, Michigan Insurance Group. This directory lists 22 flood insurance agents serving Muskegon.

Showing 22 flood insurance agents in Muskegon, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Janis-Shunta Insurance Agency436 Giles Rd(231) 744-0400
2Jake Kantola - State Farm Insurance Agent3106 Henry St(231) 733-2456
3Brightway Insurance, The Lambert Family Agency3023 Henry St(231) 769-2700
4Michigan Insurance Group1060 W Norton Ave Suite 1(231) 755-3000
5Farmers Insurance - Allanger Salgado Agency752 Pine St(231) 903-0314
6Jerviss Fethke Insurance Agency..."Because Things Happen"71 W Webster Ave(231) 722-2375
7Mark Noffsinger: Allstate Insurance5843 Harvey St(231) 799-2222
8Matt Crosby - State Farm Insurance Agent1767 E Apple Ave(231) 773-5225
9Majestic Insurance Agency, LLC200 Viridian Dr(231) 638-5030
10Anchor Insurance Group, Inc877 Terrace St(231) 726-5081
JS
436 Giles Rd
Janis-Shunta Insurance Agency
Flood Insurance Agent · Muskegon, MI

Janis-Shunta Insurance Agency provides a full range of flood insurance services for clients in the Muskegon area, including policy consultations and claims assistance. The agency offers ongoing maintenance support by helping policyholders review and update their coverage to reflect changing flood maps or property conditions. Working with multiple carriers, the team guides clients through the complexities of federal and private flood policies. The agency services a variety of property types, including single-family homes, apartment complexes, retail spaces, and restaurants.

JK
3106 Henry St
Jake Kantola - State Farm Insurance Agent
Flood Insurance Agent · Muskegon, MI

Jake Kantola - State Farm Insurance Agent serves homeowners, businesses, and property managers in Muskegon, Michigan, by providing flood insurance policies to help protect against water damage from rising waters and storms. This agent assists clients in understanding their coverage options for structures and contents, ensuring properties are safeguarded against potential flood risks in the area. Services also include personalized consultations to match policies with individual needs. Coverage extends to surrounding communities in the Muskegon metro, including Norton Shores.

BI
3023 Henry St
Brightway Insurance, The Lambert Family Agency
Flood Insurance Agent · Muskegon, MI

Serving Muskegon, Michigan, and the surrounding lakeshore communities, Brightway Insurance, The Lambert Family Agency provides flood insurance policies for homeowners and businesses. It handles coverage that addresses damage from rising waters and storm surge. The agency helps clients understand their flood zone risks and select appropriate protection levels. To manage a typical policy, it assesses each property’s exposure and reviews coverage limits to ensure adequate financial safeguards are in place.

MI
1060 W Norton Ave Suite 1
Michigan Insurance Group
Flood Insurance Agent · Muskegon, MI

Michigan Insurance Group in Muskegon, MI provides flood insurance for homeowners and businesses, distinguishing between a single policy for a one-time transaction and an ongoing annual policy that renews each year to maintain continuous coverage. Policyholders can choose from plans that protect the structure itself and those that also safeguard personal belongings against flood damage. Their service runs on a scheduled, annual renewal basis rather than one-time or as-needed placements.

FI
752 Pine St
Farmers Insurance - Allanger Salgado Agency
Flood Insurance Agent · Muskegon, MI

Spring storms along the Lake Michigan shoreline often bring sudden flood risks to Muskegon properties. Farmers Insurance - Allanger Salgado Agency responds by offering flood insurance policies that help homeowners, renters, and business owners protect their structures and belongings from water damage. As a local flood insurance agent, the agency guides clients through coverage options tailored to the region’s specific weather patterns and flood zone designations. An appointment is scheduled to inspect the property and assess its unique flood exposure before any policy is written.

JF
71 W Webster Ave
Jerviss Fethke Insurance Agency..."Because Things Happen"
Flood Insurance Agent · Muskegon, MI

Jerviss Fethke Insurance Agency provides general insurance services to clients throughout Muskegon, Michigan. Its specialty service includes flood insurance, helping residents and business owners secure coverage against water damage from rising water. This protection addresses a critical need for properties in flood-prone areas near Lake Michigan. The agency can serve commercial operations, including offices, warehouses, and food service establishments, tailoring policies to their specific operational requirements.

MN
5843 Harvey St
Mark Noffsinger: Allstate Insurance
Flood Insurance Agent · Muskegon, MI

Mark Noffsinger: Allstate Insurance provides flood insurance policies tailored to residential and commercial property needs in Muskegon, MI. The agency also offers guidance on coverage options and policy details. A flood insurance agent works with local homeowners and business owners to assess risk and secure protection through the National Flood Insurance Program or private carriers. Seasonal concerns such as spring thaws or heavy lake-effect rains, which can lead to flash flooding or groundwater seepage, are addressed with timely policy reviews and risk consultations.

MC
1767 E Apple Ave
Matt Crosby - State Farm Insurance Agent
Flood Insurance Agent · Muskegon, MI

Residential flood insurance coverage is the primary focus for Matt Crosby - State Farm Insurance Agent, who serves homeowners in Muskegon, MI. Commercial flood insurance policies are also available for local businesses in the area. This agency provides coverage for property damage caused by rising water, which is a common risk in the Great Lakes region. Clients frequently contact the office for policy updates or damage assessments between their regular, renewal-based service visits to ensure continued protection.

MI
200 Viridian Dr
Majestic Insurance Agency, LLC
Flood Insurance Agent · Muskegon, MI

Spring storms and fluctuating lake levels often threaten Muskegon properties with unexpected flooding. Majestic Insurance Agency, LLC responds by offering specialized flood coverage tailored to the area’s unique exposure near Lake Michigan and inland waterways. Their policy guidance helps homeowners and businesses secure adequate protection against rising water damage. Each consultation begins with a careful review of the property’s elevation and flood zone designation. The process starts with an inspection of the building’s lowest accessible area and surrounding drainage patterns.

AI
877 Terrace St
Anchor Insurance Group, Inc
Flood Insurance Agent · Muskegon, MI

Anchor Insurance Group, Inc, based in Muskegon, MI, is known for helping property owners navigate flood insurance policies through the National Flood Insurance Program. The agency serves residential and commercial clients throughout the Muskegon area who require coverage for flood-prone properties. They assess individual risk factors to ensure proper protection against water damage from rising waters. An add-on specialty service includes assistance with elevation certificate documentation to help clients secure accurate flood insurance premiums.

JS
950 W Norton Ave #500
Janis-Shunta Insurance Agency
Flood Insurance Agent · Muskegon, MI
(231) 737-0000
janis-shunta.net
MP
455 W Norton Ave
McKenzie Price Insurance Agency, Inc.
Flood Insurance Agent · Muskegon, MI
(231) 733-4411
mckenzieprice.com
LI
2390 E Apple Ave
L.A. Insurance
Flood Insurance Agent · Muskegon, MI
(231) 773-8200
lainsurance.com
DI
933 W Broadway Ave
Dethloff Insurance
Flood Insurance Agent · Muskegon, MI
(231) 755-4949
dethloffins.com
FI
1597 W Sherman Blvd
Farmers Insurance - Jeffery Welch
Flood Insurance Agent · Muskegon, MI
(231) 759-8504
agents.farmers.com/mi/muskegon/jeffery-welch
CI
1685 Marquette Ave
Carpenter Insurance
Flood Insurance Agent · Muskegon, MI
(231) 773-1464
carpenterinsuranceagency.com
WS
1477 E Apple Ave
Wilk and Son Insurance Agency
Flood Insurance Agent · Muskegon, MI
(231) 777-3945
wilkandson.com
AI
1131 Barlow St
Alf Insurance of Michigan
Flood Insurance Agent · Muskegon, MI
(248) 671-6208
SI
875 W Broadway Ave
Shoreline Insurance Agency
Flood Insurance Agent · Muskegon, MI
(231) 755-1919
shorelineagency.com
WI
565 W Western Ave B
Waterstone Insurance
Flood Insurance Agent · Muskegon, MI
(231) 726-4046
waterstoneinsurance.com
FI
67 W Clay Ave
Farmers Insurance
Flood Insurance Agent · Muskegon, MI
(231) 201-3058
agents.farmers.com/mi/muskegon
AI
1275 Peck St
Anchor Insurance: Reed Deborah
Flood Insurance Agent · Muskegon, MI
(231) 726-5081
anchorins.net/our-team

What Does a a Flood Insurance Agent in Muskegon Cost?

In Michigan flood insurance through the NFIP averages around $700 to $1,200 per year for a standard policy. Private market rates can be higher or lower depending on elevation and flood zone. Costs vary by property value deductible and coverage limits. This is general information not insurance advice.

About flood insurance agents in Muskegon

Flood insurance agents in Muskegon Michigan help property owners secure coverage through the National Flood Insurance Program and private insurers. Michigan law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents understand Muskegon Lake and Muskegon River floodplain risks.

Frequently Asked Questions

Do I need flood insurance in Muskegon Michigan?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you must carry flood insurance. Even outside high-risk zones flooding from heavy rain or snowmelt is possible in Muskegon.

What does a flood insurance agent in Muskegon do?

A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They also assist with elevation certificates and claims support.

How long does it take to get flood insurance in Muskegon?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waits. Plan ahead especially during spring thaw or storm season.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.