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Flood Insurance Agents in Midland, MI

Directory of flood insurance agents in Midland, Michigan. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Midland, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 20 flood insurance agents in Midland, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bone & Bailey Insurance Agency, Inc.
512 Buttles St W, Midland, MI 48640
(989) 631-3511 boneandbailey.com
Ieuter Insurance Group
414 Townsend St, Midland, MI 48640
(989) 835-6701 ieuter.com
Jessica Mishler - State Farm Insurance Agent
106 W Wackerly St, Midland, MI 48640
(989) 488-2367 jessicamishlerinsurance.com
Robb Boerner - State Farm Insurance Agent
2918 N Saginaw Rd, Midland, MI 48640
(989) 423-1770 midlandsinsuranceagent.com
HUB International
2816 Jefferson Ave, Midland, MI 48640
(989) 631-1920 hubinternational.com
Scott MacGregor - State Farm Insurance Agent
5108 Eastman Ave #2, Midland, MI 48640
(989) 631-5512 scottmacgregor.com
Michael Love: Allstate Insurance
5108 Eastman Ave Ste 3, Midland, MI 48640
(989) 832-0020 agents.allstate.com
Tim Boychuck - State Farm Insurance Agent
967 S Saginaw Rd, Midland, MI 48640
(989) 832-2665 timboychuck.com
My Member Insurance Agency-Midland Office
216 Buttles St W, Midland, MI 48640
(989) 631-1950 mymemberinsurance.com
Schmidt Insurance Group-Farm Bureau Insurance
222 N Saginaw Rd suite b, Midland, MI 48640
(989) 486-9599 farmbureauinsurance-mi.com
Farmers Insurance - Richard Merso
2430 Schuette Rd, Midland, MI 48642
(989) 318-8881 agents.farmers.com
Garrison Family Agency - Farm Bureau
2706 Louanna St, Midland, MI 48640
(989) 631-6398 protectingmichigan.com
Larson Insurance Solutions Farm Bureau
142 Ashman St, Midland, MI 48640
(989) 320-4183 larsoninsurancesolutions.com
Longuski-Carter Agency
318 S Saginaw Rd, Midland, MI 48640
(989) 832-6290 locator.meemic.com
Hantz Financial Services, Inc. - Midland, Michigan
2205 Ridgewood Dr, Midland, MI 48642
(989) 839-4916 hantzgroup.com
Pratt Family Agency - Farm Bureau
222 N Saginaw Rd suite b, Midland, MI 48640
(989) 750-0220 prattfamilyfb.com
Farm Bureau Insurance-Tony Howell Agency
4983 Eastman Ave, Midland, MI 48640
(989) 631-6543 farmbureauinsurance-mi.com
Farm Bureau Insurance - Midland
2706 Louanna St, Midland, MI 48640
(989) 631-6398 protectingmichigan.com
Farm Bureau Insurance: Dawson Agency
222 N Saginaw Rd, Midland, MI 48640
(989) 233-7525 buyinsurancenearme.com
Farmers Insurance - Nicholas Van Ness
2802 Jefferson Ave, Midland, MI 48640
(989) 423-0092 agents.farmers.com

Flood insurance agents in Midland, Michigan help property owners secure coverage against flood damage. Midland sits near the Tittabawassee River and has experienced major flooding events, making flood insurance important. Michigan law does not require flood insurance, but mortgage lenders often mandate it for properties in high-risk flood zones.

What Does a Flood Insurance Agent in Midland Cost?

The cost of flood insurance in Michigan varies based on your property flood zone, elevation, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,000 dollars for low-risk areas and can exceed 4,000 dollars for high-risk zones. Private flood insurance may offer different rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in Midland?
A flood insurance agent can help you understand your flood risk and find a policy that meets your needs. Midland has a history of severe flooding, and agents know the local flood zones and elevation requirements. They can explain the National Flood Insurance Program (NFIP) and private flood insurance options.
What does flood insurance cover in Michigan?
Standard flood insurance covers structural damage to your home and damage to personal belongings. It does not cover basement improvements or items stored in basements. In Michigan, you must wait 30 days after purchase for coverage to begin, unless the policy is tied to a new home loan.