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Find Flood Insurance Agents Near You in Livonia, MI

Browse flood insurance agents serving Livonia, Michigan. Updated 2026-07-14.

The top-rated flood insurance agent in Livonia, Michigan is Loyalty Insurance, rated 4.9 stars across 463 reviews. Other highly rated options include Tammy Golston - State Farm Insurance Agent, Cheryl Bowker: Allstate Insurance, Perfect Price Insurance Agency. This directory lists 18 flood insurance agents serving Livonia.

Showing 18 flood insurance agents in Livonia, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Loyalty Insurance39209 Six Mile Rd # 200(734) 454-5450
2Tammy Golston - State Farm Insurance Agent20361 Middlebelt Rd Ste 1(248) 522-3192
3Cheryl Bowker: Allstate Insurance31221 Five Mile Rd(734) 525-9610
4Perfect Price Insurance Agency13740 Merriman Rd(734) 743-1042
5David DeLuca - State Farm Insurance Agent11756 Newburgh Rd(734) 432-3900
6Metro Agency, Inc.32646 Five Mile Rd(734) 522-3900
7Compass Insurance Agency33723 Five Mile Rd(833) 568-6499
8AAA Insurance - Mark Ismail Insurance Agency33539 Plymouth Rd(734) 742-5650
9Garwood Buda Knight & Associates33039 Schoolcraft(313) 255-9350
10L.A. Insurance17114 Farmington Rd(734) 266-0800
LI
39209 Six Mile Rd # 200
Loyalty Insurance
Flood Insurance Agent · Livonia, MI

Loyalty Insurance serves the Livonia, Michigan, area as a dedicated flood insurance agent. The agency assists homeowners, renters, and business owners with securing coverage through the National Flood Insurance Program. It guides clients through flood zone assessments and policy selection to protect properties in flood-prone regions of Wayne County. Typical services include explaining flood map changes, estimating premium costs, and processing new policy applications. The agency also handles claims assistance and policy renewals for existing clients facing flood risks.

TG
20361 Middlebelt Rd Ste 1
Tammy Golston - State Farm Insurance Agent
Flood Insurance Agent · Livonia, MI

Tammy Golston - State Farm Insurance Agent in Livonia, MI, provides flood insurance policies designed to protect residential and commercial properties from water damage. The agency helps clients assess their flood risk and understand coverage options, assisting with policy selection and claims support. It offers personalized consultations to ensure adequate protection for various structures, including single-family homes, apartments, retail, and restaurants.

CB
31221 Five Mile Rd
Cheryl Bowker: Allstate Insurance
Flood Insurance Agent · Livonia, MI

Homeowners, businesses, and property managers in Livonia, MI depend on Cheryl Bowker: Allstate Insurance for flood insurance agent services. The agency helps clients secure policies that cover damage from rising water, storms, and overland flooding, which are common risks for property owners across the region. These services include policy reviews and coverage consultations. The office also assists residents and commercial clients in nearby communities such as Westland and the broader Wayne County metro area with their flood protection needs.

PP
13740 Merriman Rd
Perfect Price Insurance Agency
Flood Insurance Agent · Livonia, MI

Perfect Price Insurance Agency in Livonia, MI, distinguishes between one-time flood insurance policies for single-season protection and recurring annual plans that renew automatically for continued coverage against rising water damage. Both options address property protection from regional flood risks. Coverage typically includes structure repair and replacement of personal belongings affected by floodwaters. Service runs on a scheduled annual basis with the option for as-needed policy adjustments or inquiries between renewal dates.

DD
11756 Newburgh Rd
David DeLuca - State Farm Insurance Agent
Flood Insurance Agent · Livonia, MI

Serving Livonia, Michigan, and the surrounding communities, David DeLuca - State Farm Insurance Agent handles flood insurance policies for residential and commercial clients in the area. The agency addresses the specific risks tied to local flood zones and seasonal weather patterns. Its approach focuses on discussing individual property exposure, reviewing standard coverage options, and clarifying policy exclusions to help clients understand their protection. Each typical job is handled by assessing the property’s location relative to floodplain maps.

MA
32646 Five Mile Rd
Metro Agency, Inc.
Flood Insurance Agent · Livonia, MI

Metro Agency, Inc. in Livonia, MI specializes in securing flood insurance policies from the National Flood Insurance Program and works with local property owners year-round to assess the unique flooding risks for homes and businesses in the region. It helps clients understand coverage limits, deductibles, and the required waiting periods before a policy takes effect. When heavy rains or rapid snowmelt threaten the southeast Michigan area, the agency assists property owners in obtaining coverage before the next storm arrives.

CI
33723 Five Mile Rd
Compass Insurance Agency
Flood Insurance Agent · Livonia, MI

Spring storms and heavy rain can cause unexpected flooding across Livonia neighborhoods. Compass Insurance Agency serves local homeowners and businesses by offering flood insurance policies that address these specific water damage risks. Its agents evaluate each property's unique exposure based on its location and flood zone history. The company helps clients understand coverage limits and deductible options before securing a policy. A representative coordinates an inspection of the property to assess drainage patterns and foundation conditions as the first step.

AI
33539 Plymouth Rd
AAA Insurance - Mark Ismail Insurance Agency
Flood Insurance Agent · Livonia, MI

AAA Insurance - Mark Ismail Insurance Agency in Livonia, MI provides general property and casualty coverage for homes and businesses. Its specialty is flood insurance, offering policies that address water damage risks in flood-prone areas of southeastern Michigan. The agency works with commercial sectors including offices, warehouses, and food service establishments to help secure appropriate coverage for their structures and inventory.

GB
33039 Schoolcraft
Garwood Buda Knight & Associates
Flood Insurance Agent · Livonia, MI

Garwood Buda Knight & Associates offers residential flood insurance to protect homes in Livonia and surrounding areas. The agency also provides commercial coverage for local businesses needing financial safeguards against flood damage. Serving clients throughout the region, they assist policyholders with federal and private flood insurance options. Their service includes helping customers renew existing plans and adjust coverage as community flood maps change, ensuring ongoing protection between regular policy reviews.

LI
17114 Farmington Rd
L.A. Insurance
Flood Insurance Agent · Livonia, MI

Spring rains and snowmelt can put Livonia homes at risk of costly water damage, and L.A. Insurance provides flood insurance policies tailored to protect against such losses. As a local flood insurance agent, this Livonia, Michigan company serves property owners navigating the National Flood Insurance Program and private market options. Services include evaluating individual risk factors such as basement flooding or nearby creeks. The initial process begins with a no-obligation property inspection to assess specific coverage needs.

GI
17199 N Laurel Park Dr Suite 47
Goosehead Insurance - Ronny Anouti
Flood Insurance Agent · Livonia, MI
(248) 971-1122
goosehead.com/agents/mi/livonia/ronny-anouti
LP
31300 Plymouth Rd
Legacy Partners Insurance Services
Flood Insurance Agent · Livonia, MI
(734) 422-7850
legacypartnersins.com
SA
16172 Middlebelt Rd
Salami Agency LLC Meemic/AAA
Flood Insurance Agent · Livonia, MI
(313) 410-2000
AA
38145 Plymouth Rd
Arlington Agency, Inc.
Flood Insurance Agent · Livonia, MI
(734) 462-9650
arlingtonagency.com
WI
37625 Ann Arbor Rd suite 102
Warrendale Insurance Agency, A Tropolis Company
Flood Insurance Agent · Livonia, MI
(734) 266-6090
warrendaleinsurance.com
IG
37625 Pembroke Ave
Insurance Group
Flood Insurance Agent · Livonia, MI
(734) 366-4437
SL
39293 Plymouth Rd Ste 139
Samantha Lewis Agency
Flood Insurance Agent · Livonia, MI
(734) 525-9450
samanthalewisagency.com
GA
33150 Schoolcraft Ste 210
The Goslin Agency
Flood Insurance Agent · Livonia, MI
(734) 228-2400
thegoslinagency.com

What Does a a Flood Insurance Agent in Livonia Cost?

Typical flood insurance costs in Livonia Michigan range from 500 to 1500 dollars per year for standard NFIP policies. Higher risk properties near the Rouge River or in designated flood zones may see premiums of 2000 to 4000 dollars annually. Private flood insurance can sometimes be cheaper for low-risk homes. Costs depend on factors like building elevation deductible and coverage limits. This is general information and not insurance advice.

About flood insurance agents in Livonia

Flood insurance agents in Livonia Michigan help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood zones. Livonia sits near the Rouge River and has areas prone to heavy rain flooding making local agent guidance essential.

Frequently Asked Questions

Do I need flood insurance in Livonia Michigan?

If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding from heavy rain or snowmelt can occur so many homeowners choose coverage for peace of mind.

What does a flood insurance agent in Livonia do?

A flood insurance agent evaluates your property flood zone and coverage needs. They help you compare NFIP policies with private flood insurance options and assist with filing claims after a flood event.

How much does flood insurance cost in Livonia Michigan?

Costs vary based on your property elevation flood zone and coverage amount. In Michigan NFIP policies average around 700 to 1000 dollars per year but high-risk properties can pay 2000 dollars or more. Private insurers may offer lower rates for lower-risk homes.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.