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Find Flood Insurance Agents Near You in Livonia, MI

Directory of flood insurance agents in Livonia, Michigan. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Livonia, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 18 flood insurance agents in Livonia, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Loyalty Insurance
39209 Six Mile Rd # 200, Livonia, MI 48152
(734) 454-5450 loyaltyinsurance.com
Tammy Golston - State Farm Insurance Agent
20361 Middlebelt Rd Ste 1, Livonia, MI 48152
(248) 522-3192 insuredbytammyg.com
Cheryl Bowker: Allstate Insurance
31221 Five Mile Rd, Livonia, MI 48154
(734) 525-9610 agents.allstate.com
David DeLuca - State Farm Insurance Agent
11756 Newburgh Rd, Livonia, MI 48150
(734) 432-3900 insurancedeluca.com
Perfect Price Insurance Agency
13740 Merriman Rd, Livonia, MI 48150
(734) 743-1042 perfectpriceinsurance.com
Metro Agency, Inc.
32646 Five Mile Rd, Livonia, MI 48154
(734) 522-3900 metroagency.net
Compass Insurance Agency
33723 Five Mile Rd, Livonia, MI 48154
(833) 568-6499 compass-insurance-agency.com
AAA Insurance - Mark Ismail Insurance Agency
33539 Plymouth Rd, Livonia, MI 48150
(734) 742-5650 locator.acg.aaa.com
L.A. Insurance
17114 Farmington Rd, Livonia, MI 48152
(734) 266-0800 lainsurance.com
Garwood Buda Knight & Associates
33039 Schoolcraft, Livonia, MI 48150
(313) 255-9350 gbkinsurance.com
Goosehead Insurance - Ronny Anouti
17199 N Laurel Park Dr Suite 47, Livonia, MI 48152
(248) 971-1122 goosehead.com
Legacy Partners Insurance Services
31300 Plymouth Rd, Livonia, MI 48150
(734) 422-7850 legacypartnersins.com
Arlington Agency, Inc.
38145 Plymouth Rd, Livonia, MI 48150
(734) 462-9650 arlingtonagency.com
Salami Agency LLC Meemic/AAA
16172 Middlebelt Rd, Livonia, MI 48154
(313) 410-2000
Warrendale Insurance Agency, A Tropolis Company
37625 Ann Arbor Rd suite 102, Livonia, MI 48150
(734) 266-6090 warrendaleinsurance.com
Insurance Group
37625 Pembroke Ave, Livonia, MI 48152
(734) 366-4437
Samantha Lewis Agency
39293 Plymouth Rd Ste 139, Livonia, MI 48150
(734) 525-9450 samanthalewisagency.com
The Goslin Agency
33150 Schoolcraft Ste 210, Livonia, MI 48150
(734) 228-2400 thegoslinagency.com

Flood insurance agents in Livonia Michigan help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Michigan law requires lenders to mandate flood insurance for properties in high-risk flood zones. Livonia sits near the Rouge River and has areas prone to heavy rain flooding making local agent guidance essential.

What Does a Flood Insurance Agent in Livonia Cost?

Typical flood insurance costs in Livonia Michigan range from 500 to 1500 dollars per year for standard NFIP policies. Higher risk properties near the Rouge River or in designated flood zones may see premiums of 2000 to 4000 dollars annually. Private flood insurance can sometimes be cheaper for low-risk homes. Costs depend on factors like building elevation deductible and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Livonia Michigan?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding from heavy rain or snowmelt can occur so many homeowners choose coverage for peace of mind.
What does a flood insurance agent in Livonia do?
A flood insurance agent evaluates your property flood zone and coverage needs. They help you compare NFIP policies with private flood insurance options and assist with filing claims after a flood event.