ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Paducah, KY

Browse flood insurance agents serving Paducah, Kentucky. Updated 2026-07-14.

The top-rated flood insurance agent in Paducah, Kentucky is Shane Andrus - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Mason Denton - State Farm Insurance Agent, Shelter Insurance - Brian Meadows, Hibbs Insurance Agency, Inc.. This directory lists 20 flood insurance agents serving Paducah.

Showing 20 flood insurance agents in Paducah, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shane Andrus - State Farm Insurance Agent5160 Hinkleville Rd(270) 443-4002
2Mason Denton - State Farm Insurance Agent202 Lone Oak Rd Suite 100(270) 908-4220
3Shelter Insurance - Brian Meadows3160 Parisa Dr #140(270) 443-5900
4Hibbs Insurance Agency, Inc.3124 Lone Oak Rd(270) 554-2105
5Bradshaw & Weil, Inc.630 Jefferson St(270) 444-7291
6Kent Bohanon - State Farm Insurance Agent2520 New Holt Rd Suite F(270) 554-5450
7Shelter Insurance - Tessa Brown3210 Lone Oak Rd(270) 554-3731
8Paducah Insurance Agency LLC314 Broadway St(855) 853-4763
9Allstate Insurance Agent: Scott Jordan2920 Lone Oak Rd(270) 534-4800
10Insurance of Paducah2517 Jackson St(270) 442-6137
SA
5160 Hinkleville Rd
Shane Andrus - State Farm Insurance Agent
Flood Insurance Agent · Paducah, KY

Shane Andrus - State Farm Insurance Agent in Paducah, KY provides flood insurance coverage for the local area. This agency helps property owners navigate the specific risks associated with flooding in the Ohio River region. Policies protect homes and businesses from water damage during severe weather events. The agency assists clients in obtaining National Flood Insurance Program policies and offers supplemental private flood insurance options.

MD
202 Lone Oak Rd Suite 100
Mason Denton - State Farm Insurance Agent
Flood Insurance Agent · Paducah, KY

Mason Denton - State Farm Insurance Agent in Paducah, KY, provides flood insurance policies that help property owners protect against water damage from rising waters. The agent assists clients in understanding coverage options and selecting appropriate policy limits for their specific needs, with ongoing support for policy questions and claims filing. Properties serviced include single-family homes, apartments, retail establishments, and restaurants.

SI
3160 Parisa Dr #140
Shelter Insurance - Brian Meadows
Flood Insurance Agent · Paducah, KY

Shelter Insurance - Brian Meadows serves homeowners, businesses, and property managers in Paducah, Kentucky, by providing flood insurance policies that help protect structures and contents from water damage. The agency guides clients through policy options and assists with claims support following flooding events. Understanding local flood risks, it works to ensure customers have appropriate coverage for their properties. This Paducah-based agent also offers its services to residents and businesses in the nearby community of West Paducah.

HI
3124 Lone Oak Rd
Hibbs Insurance Agency, Inc.
Flood Insurance Agent · Paducah, KY

Serving Paducah and surrounding communities in western Kentucky, Hibbs Insurance Agency, Inc. provides flood insurance coverage for residential and commercial properties. The agency addresses the specific risks of living near the Ohio and Tennessee Rivers, helping clients secure policies through the National Flood Insurance Program. To handle a typical job, it first assesses the property’s flood zone designation and then recommends appropriate coverage limits based on the client’s exposure.

BW
630 Jefferson St
Bradshaw & Weil, Inc.
Flood Insurance Agent · Paducah, KY

Bradshaw & Weil, Inc. specializes in securing flood insurance policies, assisting property owners with coverage analysis and application filing. Serving the Paducah, KY area, the agency guides clients through the complexities of flood risk assessment and policy selection for both residential and commercial properties. It helps homeowners and businesses prepare for potential springtime flooding from the Ohio River and its tributaries, ensuring adequate protection before heavy rains arrive.

KB
2520 New Holt Rd Suite F
Kent Bohanon - State Farm Insurance Agent
Flood Insurance Agent · Paducah, KY

Kent Bohanon - State Farm Insurance Agent in Paducah, KY offers both one-time flood insurance policies for individual property transactions and recurring annual plans that renew automatically. Standard coverage typically protects the structure and its contents against rising water damage, with separate deductibles often applying to the building and its belongings. Flood policies from this agency operate on a scheduled annual renewal cycle, rather than one-time or purely as-needed visits, helping ensure continuous protection for local homeowners and businesses.

SI
3210 Lone Oak Rd
Shelter Insurance - Tessa Brown
Flood Insurance Agent · Paducah, KY

When storm season raises the risk of flooding in the broad Ohio River floodplain around Paducah, Shelter Insurance - Tessa Brown helps property owners secure necessary coverage. The agency specializes in navigating flood insurance policies, coordinating protection plans tailored to different property types and federal requirements. Every consultation begins with a thorough risk assessment to identify specific vulnerabilities before recommending appropriate coverage limits. A scheduled inspection of the building and its immediate surroundings initiates the quoting process.

PI
314 Broadway St
Paducah Insurance Agency LLC
Flood Insurance Agent · Paducah, KY

Paducah Insurance Agency LLC offers property and liability coverage for residential and commercial clients in Paducah, Kentucky. Within these general insurance services, the firm specializes as a flood insurance agent, working with policies that protect against water damage from rising waters and storm surge. These policies can help property owners meet mortgage requirements and manage flood-related financial risk. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.

AI
2920 Lone Oak Rd
Allstate Insurance Agent: Scott Jordan
Flood Insurance Agent · Paducah, KY

Allstate Insurance Agent: Scott Jordan in Paducah, KY, provides flood insurance services designed to cover homes and businesses against water damage from storms and rising waters. The agency guides clients through National Flood Insurance Program options, offering policies that protect structures and their contents. A specialty add-on service includes personal liability coverage for flooding events that affect neighboring properties.

IP
2517 Jackson St
Insurance of Paducah
Flood Insurance Agent · Paducah, KY

Insurance of Paducah serves residential clients in Paducah, KY, who need flood insurance for their homes. The company also provides commercial coverage for local businesses requiring protection against water damage risks. Its service area covers the city and surrounding flood-prone areas in western Kentucky. The agency assists customers with policy selection during initial sign-up and helps with claims following a flood event. Clients can expect focused support on follow-up or repeat service between regular policy review visits.

GI
649 Lone Oak Rd
Greenwell Insurance
Flood Insurance Agent · Paducah, KY
(270) 554-1554
greenwellinsurance.com
LI
314 Broadway St #200
Lightwell Insurance Advisors of Kentucky LLC
Flood Insurance Agent · Paducah, KY
(855) 853-4765
lightwell.com/kentucky
KF
5470 US-60
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Paducah, KY
(270) 444-8400
kyfb.com/mccracken/ky-oaks
IT
401a S 8th St
Insurance Today, Inc,
Flood Insurance Agent · Paducah, KY
(270) 444-2037
KF
1600 Broadway St
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Paducah, KY
(270) 442-7179
kyfb.com/mccracken/broadway
AI
105 County Park Rd
Austin Insurance
Flood Insurance Agent · Paducah, KY
(364) 219-0115
HI
4975 Alben Barkley Dr #5
Houchens Insurance Group Dba Henneberger Flynn
Flood Insurance Agent · Paducah, KY
(270) 444-7278
hennebergerflynn.com
AI
3429 Lone Oak Rd Ste 4
Advantage Insurance Services LLC
Flood Insurance Agent · Paducah, KY
(270) 554-2801
bullseyeadvantage.com
SI
206 Kentucky Ave
SafeHarbor Insurance
Flood Insurance Agent · Paducah, KY
(270) 693-8931
SI
5276 Hinkleville Rd
SureFort Insurance Agency
Flood Insurance Agent · Paducah, KY
(270) 693-8933

What Does a a Flood Insurance Agent in Paducah Cost?

Typical flood insurance costs in Kentucky range from 500 to 2,500 dollars per year for standard residential policies. Rates depend on your property flood zone, elevation, and coverage amount. Private insurers may offer different pricing than the NFIP. This is general information and not insurance advice.

About flood insurance agents in Paducah

Flood insurance agents in Paducah Kentucky help property owners secure coverage through the National Flood Insurance Program and private insurers. Paducah sits along the Ohio River and is part of a Special Flood Hazard Area where federally backed mortgages require flood insurance. Local agents understand Kentucky flood zone maps and can guide you through the 30-day waiting period before most policies take effect.

Frequently Asked Questions

What does a flood insurance agent in Paducah do?

A flood insurance agent helps you find a policy that matches your property risk and budget. They review flood zone maps and explain coverage limits for buildings and contents. Agents also assist with filing claims and understanding Kentucky insurance regulations.

Is flood insurance required in Paducah Kentucky?

Flood insurance is required if your property is in a high-risk flood zone and you have a federally backed mortgage. Even in lower risk areas, many Paducah homeowners choose coverage because heavy rains and river flooding can happen. Kentucky law does not mandate flood insurance for all properties.

How long does it take for flood insurance to start in Kentucky?

Standard flood insurance policies from the NFIP have a 30-day waiting period before coverage begins. There are exceptions for loans closing on a property purchase or for map changes. A local agent can confirm the exact effective date for your policy.

Flood Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.