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HomeFlood Insurance AgentsKentucky › Henderson

Find Flood Insurance Agents Near You in Henderson, KY

Browse flood insurance agents serving Henderson, Kentucky. Updated 2026-07-14.

The top-rated flood insurance agent in Henderson, Kentucky is Best Insured, rated 5.0 stars across 352 reviews. Other highly rated options include Anne Thrasher Boyd - State Farm Insurance Agent, Oakmonte Insurance, Toddy Todd - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Henderson.

Showing 20 flood insurance agents in Henderson, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Best Insured1138 N Elm St(270) 844-4150
2Anne Thrasher Boyd - State Farm Insurance Agent316 14th St(270) 826-9583
3Oakmonte Insurance2606 Zion Rd Ste O(270) 216-1232
4Toddy Todd - State Farm Insurance Agent113 N Main St(270) 869-2302
5Vaughn Insurance Agency Co.315 N Main St(270) 827-3505
6Melton-Daniel Insurance414 N Main St(270) 827-0990
7A Plus Insurance Services Of Henderson Inc528 N Elm St(270) 826-3646
8Kentucky Farm Bureau Insurance3351 Zion Rd(270) 826-2949
9Melissa Carter: Allstate Insurance730 2nd St Ste A(270) 826-7830
10EM Ford2111 US-41(270) 830-8877
BI
1138 N Elm St
Best Insured
Flood Insurance Agent · Henderson, KY

Best Insured provides flood insurance policies and risk assessment services to property owners in Henderson, Kentucky. It offers annual policy reviews to ensure coverage aligns with changing flood zone maps and structural modifications. Maintenance plans include periodic consultations on flood mitigation strategies, such as elevating utilities or installing backflow valves. The agent assists clients with claims documentation and flood-zone determination. It services single-family homes, apartment complexes, retail storefronts, and local restaurants requiring commercial flood protection.

AT
316 14th St
Anne Thrasher Boyd - State Farm Insurance Agent
Flood Insurance Agent · Henderson, KY

Anne Thrasher Boyd - State Farm Insurance Agent serves the Henderson, Kentucky metro area and Henderson County. As a flood insurance agent, the company assists homeowners and business owners in evaluating the flood risks particular to the Ohio River region. It also helps clients navigate the specifics of National Flood Insurance Program policies for local properties. The company handles flood insurance applications and assists with claims related to water damage from rising waters.

OI
2606 Zion Rd Ste O
Oakmonte Insurance
Flood Insurance Agent · Henderson, KY

Homeowners, businesses, and property managers in Henderson, KY, rely on Oakmonte Insurance for professional flood insurance agent services. The agency helps clients understand different policy options and secure coverage that protects against potential flood damage. Oakmonte Insurance guides property owners through the entire application process to ensure appropriate protection for their assets. Its agents provide local expertise on flood risks and insurance requirements in this region. The company also serves clients in the nearby community of Evansville, Indiana, offering the same dedicated assistance across the greater metro area.

TT
113 N Main St
Toddy Todd - State Farm Insurance Agent
Flood Insurance Agent · Henderson, KY

Toddy Todd - State Farm Insurance Agent serves the Henderson, Kentucky, area and surrounding communities with property protection solutions. The company handles policy consultations, policy reviews, and coverage adjustments for residential and commercial flood insurance needs. Its agents work to explain flood zone designations and coverage limitations to clients. To handle a typical job, the agency reviews the property’s specific risk factors and then presents a policy that addresses those risks while keeping the client fully informed throughout the process.

VI
315 N Main St
Vaughn Insurance Agency Co.
Flood Insurance Agent · Henderson, KY

Residents in Henderson, KY can choose between a one-time quote that provides a single flood risk assessment or a recurring plan that renews annually to keep coverage in place. Vaughn Insurance Agency Co. explains how the National Flood Insurance Program typically covers building structure and contents separately, helping property owners tailor their policy to their specific needs. Service appointments for initial consultation and policy adjustments are available on an as-needed basis.

MD
414 N Main St
Melton-Daniel Insurance
Flood Insurance Agent · Henderson, KY

As spring rains swell the Ohio River and flash storms become more frequent, Henderson property owners seek reliable coverage against rising water. Melton-Daniel Insurance offers flood insurance policies designed for local homes and businesses. Agents assess the unique flood risks of each property in this region, helping clients understand National Flood Insurance Program options. Policies cover structural damage and essential contents, providing financial protection during the wet season. An initial consultation begins by inspecting the building's location, elevation, and existing drainage systems to determine appropriate coverage levels for the property.

PI
528 N Elm St
A Plus Insurance Services Of Henderson Inc
Flood Insurance Agent · Henderson, KY

A Plus Insurance Services Of Henderson Inc specializes in offering flood insurance policies, providing essential coverage for properties in Henderson, KY. It assists homeowners and businesses in assessing their flood risk and securing appropriate protection against water damage. The agency works with clients to navigate federal and private insurance options, ensuring comprehensive safeguards for structures and belongings. With the Ohio River nearby, the company is particularly valuable during periods of heavy rainfall or spring thaws, when the likelihood of flooding rises significantly.

KF
3351 Zion Rd
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Henderson, KY

Kentucky Farm Bureau Insurance in Henderson, Kentucky provides consultation on flood insurance policies, helping property owners assess their exposure to water damage. It assists clients with applying for and adjusting coverage through the National Flood Insurance Program, offering guidance on eligibility and claims. Ongoing service includes annual policy reviews to ensure limits reflect current risks. The agency serves single-family homes, apartments, retail spaces, and restaurants within the region.

MC
730 2nd St Ste A
Melissa Carter: Allstate Insurance
Flood Insurance Agent · Henderson, KY

Melissa Carter: Allstate Insurance in Henderson, KY assists property owners with securing general coverage policies to protect their assets. As a flood insurance agent, the firm specializes in adding essential flood protection to standard plans, addressing the region's specific exposure to water damage from heavy rains and nearby waterways. The agency serves a range of commercial sectors, including local office buildings, warehouses with stored inventory, and food service establishments requiring continuous operation safeguards.

EF
2111 US-41
EM Ford
Flood Insurance Agent · Henderson, KY
EJ
442 N Elm St
E J Mabry Insurance Agency Inc
Flood Insurance Agent · Henderson, KY
(270) 827-4102
ejmabryinsurance.com
NB
226b N Elm St
New Bedford Insurance Co
Flood Insurance Agent · Henderson, KY
(270) 238-6121
SI
222 N Main St
Supreme Insurance Agency
Flood Insurance Agent · Henderson, KY
(270) 238-6939
KF
19 N Main St
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Henderson, KY
(270) 830-3011
kyfb.com/henderson/n-main-st
HI
839 N Green St A
Henderson Insurance
Flood Insurance Agent · Henderson, KY
(270) 827-1826
SI
417 S Main St Ste 5
Shelter Insurance - Jules Harrison
Flood Insurance Agent · Henderson, KY
(270) 827-0388
shelterinsurance.com/CA/agent/JULESHARRISON
FA
914 N Elm St
First Advantage Insurance Agency
Flood Insurance Agent · Henderson, KY
(270) 212-3154
erieinsurance.com/Agencies/kk1033
LI
140 N Main St suite a
Latta Insurance
Flood Insurance Agent · Henderson, KY
(270) 827-3543
lattains.net
SC
19 N Main St
stephen c boyens insurance Inc
Flood Insurance Agent · Henderson, KY
(270) 830-3011
kyfb.com/henderson/n-elm-st/stephen-boyens
DI
702 A Barret Blvd
Davis Insurance Group
Flood Insurance Agent · Henderson, KY
(270) 212-0102
davisinsgroup.com/henderson

What Does a a Flood Insurance Agent in Henderson Cost?

Typical flood insurance costs in Henderson, Kentucky range from 700 to 2,500 dollars per year for a standard NFIP policy. Factors like your property's elevation, flood zone, and deductible choice affect the premium. Private flood insurance may offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Henderson

Flood insurance agents in Henderson, Kentucky help property owners secure coverage through the National Flood Insurance Program or private insurers. Henderson is located along the Ohio River and is part of a Special Flood Hazard Area, so many lenders require flood insurance for mortgages. Kentucky law does not mandate flood insurance for all homeowners, but it is strongly recommended for properties in flood zones.

Frequently Asked Questions

Do I need flood insurance in Henderson Kentucky?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even if not required, flood insurance is a good idea due to Henderson's proximity to the Ohio River.

What does a flood insurance agent in Henderson do?

A flood insurance agent helps you assess your flood risk, determine the correct coverage amount, and find a policy that meets your needs. They can explain the difference between NFIP and private flood insurance options.

How much does flood insurance cost in Henderson Kentucky?

Costs vary based on flood zone, property elevation, and coverage amount. In Henderson, annual premiums typically range from 700 to 2,500 dollars for a standard NFIP policy. High-risk properties may pay more.

Flood Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.