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HomeFlood Insurance AgentsKentucky › Georgetown

Find Flood Insurance Agents Near You in Georgetown, KY

Browse flood insurance agents serving Georgetown, Kentucky. Updated 2026-07-14.

The top-rated flood insurance agent in Georgetown, Kentucky is Sophia Kenealy - State Farm Insurance Agent, rated 5.0 stars across 979 reviews. Other highly rated options include Steve Woodrum - State Farm Insurance Agent, Becky Jordan - State Farm Insurance Agent, Castle Insurance. This directory lists 20 flood insurance agents serving Georgetown.

Showing 20 flood insurance agents in Georgetown, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sophia Kenealy - State Farm Insurance Agent122 Edwards Ave #2(502) 542-6876
2Steve Woodrum - State Farm Insurance Agent102 Finley Dr #80(502) 863-0608
3Becky Jordan - State Farm Insurance Agent749 S Broadway St(502) 863-3644
4Castle Insurance210 Bevins Ln Suite F(502) 603-0397
5Humphries Insurance Agency LLC: Allstate Insurance1641 Paris Pike(502) 863-3897
6Austin Flannery Agency: Allstate Insurance123 N Broadway(502) 603-4068
7Shelter Insurance - Steve Black102 Finley Dr #107(502) 868-7654
8The Hockensmith Agency224 E Main St(502) 208-7333
9Kentucky Farm Bureau Insurance101 Trackside Rd(502) 863-2454
10Grant Rea - State Farm Insurance Agent401 E Washington St C(502) 868-7575
SK
122 Edwards Ave #2
Sophia Kenealy - State Farm Insurance Agent
Flood Insurance Agent · Georgetown, KY

Sophia Kenealy - State Farm Insurance Agent serves the Georgetown, KY area with flood insurance services. This agency helps homeowners and renters secure coverage that protects against water damage from rising waters. Policies are designed to fill gaps left by standard homeowners insurance, which typically excludes flood events. The agent assists clients in understanding flood zone risks and selecting appropriate coverage limits. Navigating the National Flood Insurance Program and customizing dwelling protection are specific services handled in this region.

SW
102 Finley Dr #80
Steve Woodrum - State Farm Insurance Agent
Flood Insurance Agent · Georgetown, KY

Serving Georgetown, Kentucky, and the surrounding Bluegrass communities, Steve Woodrum - State Farm Insurance Agent handles flood insurance policies for homeowners, renters, and businesses. Its work covers flood risk assessment, policy selection, and claims guidance for damage from rising water. The agent generally approaches each job by reviewing the property's flood zone designation and the customer's specific coverage needs to ensure adequate protection.

BJ
749 S Broadway St
Becky Jordan - State Farm Insurance Agent
Flood Insurance Agent · Georgetown, KY

Becky Jordan - State Farm Insurance Agent provides flood insurance coverage for properties in and around Georgetown, Kentucky. The agency helps clients understand their policy options and can assist with reviewing coverage details. Service includes discussing maintenance tips for flood preparedness and evaluating individual risk factors. Following a claim, the office supports the filing process to help clients recover. The agency services single-family homes, apartments, retail spaces, and restaurants.

CI
210 Bevins Ln Suite F
Castle Insurance
Flood Insurance Agent · Georgetown, KY

Castle Insurance serves homeowners, businesses, and property managers in Georgetown, KY, by helping them secure flood insurance policies tailored to their specific property needs and risk levels. As a local flood insurance agent, the company assists clients in navigating the complexities of flood zone requirements and coverage options. This service is particularly valuable given the seasonal weather patterns affecting central Kentucky. Castle Insurance also works with property owners in the adjacent communities of Sadieville and Stamping Ground, ensuring wider regional access to essential flood protection.

HI
1641 Paris Pike
Humphries Insurance Agency LLC: Allstate Insurance
Flood Insurance Agent · Georgetown, KY

Serving Georgetown and the surrounding communities of central Kentucky, Humphries Insurance Agency LLC: Allstate Insurance handles flood insurance policies for residential and commercial property owners. The agency works to help clients secure coverage that addresses risks from flash floods and rising water in the region. Policies are tailored to meet both government requirements and individual property needs. Managing each claim or new application with thorough consultation, the agency reviews local flood zone maps to determine appropriate protection levels for every job.

AF
123 N Broadway
Austin Flannery Agency: Allstate Insurance
Flood Insurance Agent · Georgetown, KY

The difference between one-time and recurring flood insurance service options depends on property risk and mortgage requirements; coverage through this agency includes policies that protect structures and contents against rising water. Operating in Georgetown, Kentucky, Austin Flannery Agency: Allstate Insurance serves as a flood insurance agent for local homeowners and business owners. Policyholders may adjust their deductibles and coverage limits based on changing flood zone maps and individual needs. Service for policy management and new quotes runs on an as-needed basis, tailored to each client’s circumstances.

SI
102 Finley Dr #107
Shelter Insurance - Steve Black
Flood Insurance Agent · Georgetown, KY

Shelter Insurance - Steve Black specializes in flood insurance coverage for properties in Georgetown, KY, and assists clients with navigating National Flood Insurance Program requirements. The agency also handles general homeowners and property insurance needs, ensuring comprehensive protection against various risks. Flood risk increases during heavy spring rains and rapid snowmelt in central Kentucky, and the agency helps residents evaluate their policies or obtain new coverage before severe weather arrives.

HA
224 E Main St
The Hockensmith Agency
Flood Insurance Agent · Georgetown, KY

After heavy spring rain overwhelms local creeks in Georgetown, property owners often discover standard homeowner policies exclude rising water. The Hockensmith Agency works as a flood insurance agent in the area to help residents secure National Flood Insurance Program coverage. Understanding your specific flood zone and your home’s elevation above base flood level is essential for accurate quotes. The agency offers a detailed property inspection to assess your structure's unique risk and identify the best policy options for your situation.

KF
101 Trackside Rd
Kentucky Farm Bureau Insurance
Flood Insurance Agent · Georgetown, KY

Kentucky Farm Bureau Insurance in Georgetown, Kentucky, provides flood insurance options that may be taken out as a one-time policy for a specific property or maintained as an ongoing annual renewable plan. Coverage can protect residential and commercial structures against water damage from rising waters, offering financial security when standard homeowners policies do not apply. Services for this category are generally available on a renewable, scheduled basis to ensure continuous protection through each flood season.

GR
401 E Washington St C
Grant Rea - State Farm Insurance Agent
Flood Insurance Agent · Georgetown, KY

Grant Rea - State Farm Insurance Agent provides flood insurance policies for property owners in Georgetown, Kentucky. The agency specializes in securing coverage that protects buildings and contents from water damage during heavy storms or rising waters. It advises clients on federal flood maps and policy limits to ensure adequate protection. The agency can assist commercial sectors including offices, warehouses, and food service operations, tailoring coverage to their specific flood exposure risks.

TI
125 N Broadway
Trust Insurance Services KY
Flood Insurance Agent · Georgetown, KY
(502) 373-1429
DF
1002 S Broadway St #11
Dane Farrar: Allstate Insurance
Flood Insurance Agent · Georgetown, KY
(502) 868-1088
agents.allstate.com/dane-farrar-georgetown-ky.html
SI
118 S Broadway St
Shelter Insurance - Stephanie Mills
Flood Insurance Agent · Georgetown, KY
(502) 642-5073
shelterinsurance.com/CA/agent/STEPHANIEMILLS
CH
312 E Main St #5
Chenault & Hoge Inc
Flood Insurance Agent · Georgetown, KY
(502) 542-6800
chenaulthoge.com
MO
154 Hemingway Pl
Mutual of Omaha Insurance Co
Flood Insurance Agent · Georgetown, KY
(502) 868-9866
mutualofomaha.com
WI
751 Slone Dr Suite 33
The Wright Insurance Agency
Flood Insurance Agent · Georgetown, KY
(859) 971-0221
thewrightinsuranceky.com
PP
112 Gilbert Ave
Protection Planet Insurance Co
Flood Insurance Agent · Georgetown, KY
(502) 323-0024
EI
344 E Washington St
Empower Insurance Agency KY
Flood Insurance Agent · Georgetown, KY
(502) 206-2040
NI
101 Markham Dr
Nationwide Insurance: Curtis Daniel Owens
Flood Insurance Agent · Georgetown, KY
(502) 868-1084
agency.nationwide.com/ky/georgetown/40324/the-liberty-company-insurance-brokers-llc
CC
6145, 204 Bevins Ln
Collins & Company, Inc.
Flood Insurance Agent · Georgetown, KY
(502) 863-4177
collinsandco.com

What Does a a Flood Insurance Agent in Georgetown Cost?

Typical flood insurance costs in Kentucky range from 500 to 2,000 dollars per year for NFIP policies, depending on your property's flood zone, elevation, and coverage amount. Private insurers may offer different rates. Costs can be higher for high-risk areas or older buildings. This is general information, not insurance advice.

About flood insurance agents in Georgetown

Flood insurance agents in Georgetown Kentucky help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. Kentucky law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents can explain local flood risks and guide you through policy options.

Frequently Asked Questions

Do I need flood insurance in Georgetown Kentucky?

Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones, flooding can occur, so many residents choose to buy a policy for peace of mind.

What does a flood insurance agent in Georgetown do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also assist with claims and policy changes.

How long does it take to get flood insurance in Kentucky?

NFIP policies typically have a 30-day waiting period before coverage starts. Private insurers may offer shorter waiting periods. Plan ahead to ensure you are covered before a storm.

Flood Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.