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Browse flood insurance agents serving La Grange, Kentucky. Contact information and addresses listed below.
13 agents listed
Updated May 2026
La Grange, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 13 flood insurance agents in La Grange, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer Jacobs - State Farm Insurance Agent
111 S 1st Ave, La Grange, KY 40031
(502) 384-4518
insuremejennifer.com
Will Flowers - State Farm Insurance Agent
1407 E Crystal Dr suite i, La Grange, KY 40031
(502) 222-0105
willinsuresme.com
Bill Moriarty - State Farm Insurance Agent
304 W Jefferson St, La Grange, KY 40031
(502) 225-0032
billmoriarty.net
Aines, Carter & Associates
107 S 1st Ave, La Grange, KY 40031
(855) 367-5614
ainescarter.com
Seven Stars Insurance
203 S Walnut Ave, La Grange, KY 40031
(502) 225-6606
The Wade Insurance Agency
301 E Jefferson St, La Grange, KY 40031
(502) 208-1855
wadeinsuranceagencyky.com
Dolbow Insurance Agency
303 S 1st St #2, La Grange, KY 40031
(502) 265-0128
dolbowinsurance.com
James Bethurem: Allstate Insurance
4101 KY-146 Ste 5, La Grange, KY 40031
(502) 565-4444
agents.allstate.com
Kentucky Farm Bureau Insurance
2205 KY-53, La Grange, KY 40031
(502) 222-1304
kyfb.com
Jay Smith & Associates Inc
207 S 1st St, La Grange, KY 40031
(502) 222-3273
jaysmithassociatesinsurance.com
Insurance Associates, Inc.
204 W Jefferson St, La Grange, KY 40031
(502) 222-9558
insuranceassociatesky.com
Cassady Insurance Inc
202 S 1st St, La Grange, KY 40031
(502) 222-9474
314 Insurance Advisors
214 Parker Dr B, La Grange, KY 40031
(502) 265-0906
314insuranceadvisors.com
Flood insurance agents in La Grange Kentucky help property owners understand their flood risk and secure coverage through the National Flood Insurance Program. Kentucky law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents can guide you through elevation certificates and floodplain management requirements specific to Oldham County.
What Does a Flood Insurance Agent in La Grange Cost?
Flood insurance costs in La Grange Kentucky depend on the flood zone building characteristics and coverage level. NFIP policies average between 700 and 2000 dollars annually for a standard residential policy. Properties in lower-risk zones may pay less than 500 dollars per year. Elevation certificates can affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in La Grange do?
A flood insurance agent helps you assess your flood risk and choose a policy from the National Flood Insurance Program or private insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and understanding local floodplain regulations.
Do I need flood insurance in La Grange Kentucky?
You may need flood insurance if your property is in a Special Flood Hazard Area as shown on FEMA flood maps. Lenders require it for federally backed mortgages in high-risk zones. Even if not required flood insurance is recommended due to heavy rain events common in Kentucky.
How much does flood insurance cost in La Grange Kentucky?
Costs vary based on your property flood zone elevation and coverage amount. Typical NFIP policies in Kentucky range from 700 to 2000 dollars per year for standard coverage. Private market options may offer different rates.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.